Hashcash Consultants Banking Products & Blockchain Solutions

6. HashCash ACH Solutions Implemented by a major bank in Russia that acts as a clearing house for 22 financial institutions

7. As per Gartner, 84% of Scalability Problems in business are systems driven ●Lack of process transparency ●Lack of process automation ●Payment delays ●Payment cost ●Isolation throughout the payment process ●Security issues

8. Revolutionizing ACH with Blockchain Technology Eliminate the need for internal ● and inter organizational reconciliation Validation of supporting ● documentation in real time Eliminate the need for ● centralized messaging systems Settle in real time ● Automate settlement process ●

9. Lowered OPERATIONS COST ● Reduced reconciliation costs among 22 Financial institutions UP TO 30% LESS ● Lowered cost in financial messaging ● ● ● Lowered rate of Fraud Reduced administrative costs Reduced administrative errors related to processing ● Simplified accounting system

10. Saved TURNAROUND TIME UP TO 50% LESS ● Instant settlement ● Real time document transfer ● Quicker validation of documents

11. Supply & Circulation of E-currency for an East African Nation

12. Evolution of Payment Methods

13. E-currency vs. Printed Money Eliminates printing cost • Zero money handling cost • Fraction of the distribution cost • Makes money laundering very difficult • Impossible to counterfeit e-currency •

14. What are the Benefits? Complete traceability of money circulation ● Increased tax revenue ● Instant settlement ●

15. Reduction in Costs Up to 65% Of the cost of paper money

16. Digitization of National Identity (Passport) for a South East Asian Country

17. VICTIM VICTIM 1 in 5 people became 1 in 5 people became to identity fraud to identity fraud

18. FAKED & USED Document can be to gain access and entry It is impossible to do TRUE AUTHENTICATION of documents with conventional methods

19. Passport managed on the BLOCKCHAIN

20. How it works? Public - Private key pair Finger print, Iris scan data and passport information is acquired and linked with passport number or other national identity The information is stored in a public key with a paired private key The private key is owned by the individual and the government authority The private key is used by the individual during sharing of identity documents • • • •

21. Benefits? What are the • • •

22. Wage Management System for the Central Government Employees of a Middle Eastern Nation

23. Existing Application Environment Fraudulent wage disbursement ● Misdirected wage payments ● Inaccurate implementation of regulations ●

24. UP TO 75% Reduction in overall cost

25. Benefits of New Solution Reduced losses incurred in incorrect wage payments ● Reduced per transaction cost ● Reduced overheads and operations expenditure ● Increased tax revenue collected by the central government ●

26. Transformation Made Easy Hashcash solution enables real-time payments ● HashCash solution can handle 1 million payment ● transactions concurrently Hashcash platform enables organizations to track, ● manage, and audit the complete life-cycle of e-currency payment records HashCash has built a bond of trust with over 60 ● banks and financial institutions through its innovative payment solutions

27. HC Remit-Blockchain Powered Remittance Platform ? ? ? ? ? ? ? ? ? ? ?

28. HC Corporate Payments- Blockchain Powered Platform ? ? ? ? ? ? ? ? ? ? ? ?

30. SESSION FOCUS SESSION FOCUS INTEGRATION DELAY

31. BLOCKSCAP - CYBER RESILIENCY TECHNOLOGY SOLUTION ✔ ✔ ✔

32. BLOCKSCAP WORKFLOW FOR CYBER SECURITY IMPLEMENT POLICIES RESTRICT INTRUSION RE-INSTATE DATA . DETECT ANNOMALIES ANALYTICS

33. BLOCKSCAP BENEFITS ● ● ● ● ●

34. Active Field Assist System ? Daily RM sales movement, their routes and visit points ? Live tracking of sales ? Lead Generation and Tracking ? Auto population of trigger if customers are not being contacted within specified time ? Movement of the leads from one resource to another ? Emails and SMS triggers on requirement basis ? Creation of report on various aspects of decision ? Data display to managers as per hierarchy ? Information / notification push from product team

35. ✔ GEO TAGGING | LOCATION FLOW ✔ ACCESS FROM ANDROID MOBILE / iOS MOBILE ✔ REPORT EXTRACTION AT CENTRAL LEVEL ✔ EASY UPDATING OF DETAILS IN DEFINED FORMATS ✔ CUSTOMIZABLE FORMS FOR LEAD GENERATION ✔ MAPPING OF BRANCHES/GEOGRAPHIES/CLIENTS TO INDIVIDUAL USER ✔ VALIDATION ON DATA SUBMISSION BY MULTIPLE LEVELS OF MANAGERS ✔ DOCUMENT TRANSFER ✔ ADVANCED ACCESS-CONTROL & ROLE BASED SYSTEM

37. Limits on transactional amounts, by employee or by grade • Security class employee grouping • Audit trails for each transaction by system, user, date, time, and description • Password controls • Record access level controls • Screen access controls • Full account analysis capability • Flexible service-charge and fee options • Centralized table of rates that can be shared by all products and accounts • Maintenance options to update accrual settings for all accounts automatically • Overdraft management • Fees and interest rates based on consolidated account groups • Variable interest accrual and payment methods •

38. SECURE ATM ▪ ▪ ▪

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