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Make your Dream Home Reality

Before you begin the search for your dream home, decide how much you can comfortably spend.

HelenChong
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Make your Dream Home Reality

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  1. Make Your Dream Home a Reality Before you begin the search for your dream home, decide how much you can comfortably spend.

  2. Mortgage lenders most often will take into consideration all of the following:

  3. Knowing your credit status and how credit agencies rate your credit also may be a deciding factor

  4. Lenders usually use the following two qualifying guidelines to decide how much of a loan you can manage: Mortgage payment, property taxes, insurance, etc. These expenses should total no more than 28 percent of your monthly gross income. Utilities, car and school loan, child support, health and car insurance, etc. These expenses should be no more than 36 percent of your monthly gross income.

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