What Does Transpremier Life Insurance Offer Me?

1. What Does Transpremier Life Insurance Offer Me? It can be hard to choose the right insurance company out there. There are so many life insurance companies that finding the one that best fits your situation can be a task. Say you like a certain company but then there are many options under that company to choose from. While it can be challenge, it’s also important to make the right choice. You don’t want to end up leaving your family with difficulties because of a bad choice in life insurance companies. Transpremier life insurance or Transamerica Premier Life as it is officially knowns is good company. This article will help you determine whether it is the right choice for you what other options are available. The Transpremier Life Insurance Difference Transamerica Premier Life Insurance Company, formerly Monumental Life Insurance Company, helps you through the process of choosing the correct insurance to buy. They offer a list of factors that are to be considered, along with having many FAQS for further information. They even go through the different stages of life and explain what plans might work best for you. This is a real benefit for those who aren’t quite sure where to start. Not Just Another Life Insurance Company – Transamerica Medicare Supplement Reviews While Transpremier does offer many life insurance plans, which we’ll go over in a moment, that isn’t all they offer. They also have long-term care planning, dental insurance, and even solutions for Medicare patients. When you are turning 65 you should contact the social security office or their website at ssa gov to apply for medicare. Original medicare Part A helps pay for hospital charges. Medicare Part B helps with medical charges like the cost for doctor services, lab tests and other services received on an outpatient basis. There are deductibles and coinsurance with Original Medicare. For Part B, you pay a monthly premium which can be adjusted upward for those with higher incomes.

2. Original Medicare – Things to Keep In Mind? You usually pay a monthly premium for Part B You have access to any doctor or provider who accepts medicare Out-of-pocket costs include hospital and medical deductible and coinsurance You may want to purchase separate Medicare supplement insurance and prescription drug plan to cover gaps. Call us at 866-936-3831 or you can find out more about those other options here. You can also visit the Transpremier website here. Transamerica Medicare supplement plans offered by Transamerica Premier Life Insurance Company are not medicare advantage plans. They are designed to pick up the costs that medicare leaves behind. Transamerica medicare supplement plans also referred to as a Medigap provide the following benefits: Easy Enrollment. You can purchase directly from a Transamerica Medicare Supplement Insurance Agent Supplements Original Medicare coverage Covers some costs Original medicare doesn’t pay, like coinsurance and deductibles Original Medicare pays before the Transamerica medicare supplement plan pays Transamerica Premier Life Insurance Company medicare supplement plans are available with varying coverage options Freedom to visit any doctor who accepts Medicare patients Accidental Death Insurance This insurance offers a specific amount that your family or beneficiaries receive if you are killed in an accident that is covered. This money is in addition to any money that comes from your traditional life insurance. In addition to that, it also includes coverage that enters into effect for accidents that leave you without sight or accidents that result in the loss of a limb. Difference Between Types of Insurance Transpremier life insurance includes a term life insurance option. Term life insurance refers to insurance that lasts for a specific “term” or amount of time. This is typically the most affordable type of insurance, since it doesn’t last your entire life. It can be a good option if you need to save money for other things but do want some amount of protection, in the case of an accident. You have other term life insurance options available through other top life insurance carriers as well. Whole life insurance is a more expensive option, but there is an excellent reason behind that. Rather than being available for a certain amount of time, this insurance stays with you as long as you are alive and continue to pay your premiums. You can compare transpremier life insurance rates with other insurance carriers by clicking on the view quotes button above. Or you may contact us at 866- 936-3831 to speak with a licensed life insurance specialist. That leaves universal life and variable universal life insurance options. Universal is a plan that is more flexible. It allows you to change the amount of your premiums or even the timing of your premiums, as long as there is enough value on the policy to cover the monthly fee. This type of life insurance does pay a death benefit, but it also has a cash value to make you money.

3. Variable universal is somewhat similar to regular universal. However, with variable universal, you will have the ability to invest the cash value of your insurance in order to make even more money. Of course, there is always a risk to investment so consider all angles before jumping in. Final Expense Insurance Final expense insurance is what it sounds like. It takes care of the expenses that come with burial, embalming, cremation, hearse service, and memorial service, among others. There are different options with this as well, which you can learn more about from an agent. With all the possibilities, you have no waiting period, no increased premium, and continual coverage as long as premiums are paid. Summing It Up Whether you choose to buy life insurance or not, Transpremier offers end of life insurance and accidental death insurance that can give you peace of mind. Consider learning more about the various options before deciding by getting in touch with an agent of the company. Call: 760-459-2888 Email: sales@insurelife.life Follow Us On: Facebook Twitter LinkedIn