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SoFiu2019s personal loans are designed to provide flexible funding for various needs, including debt consolidation, home improvements, medical expenses, or major purchases. The process begins with an easy online application where you can check your rate without impacting your credit score. SoFi evaluates your creditworthiness, income, and financial history to offer competitive fixed rates and loan terms typically ranging from 2 to 7 years.<br><br>Once approved, SoFi provides loan amounts generally between $5,000 and $100,000, depending on your eligibility. There are no origination fees, prepayment penal
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