Why Ongoing Financing is a Game Changer for Businesses

1. Why Ongoing Financing is a Game- Changer for Businesses • avonriverventures.com

2. Capital solution to fill cash flow gaps • Cash flow gaps are one of the biggest barriers for businesses with strong demand but delayed customer payments. Even if orders are steady, receivables collected after 90 or 120 days can make it tough to cover operational expenses and fulfill further business. Ongoing financing bridges this gap, making sure companies always have access to working capital without constantly applying for short-term loans. • avonriverventures.com

3. How It Works: A Blended Approach to Financing Trade • ARV’s approach combines multiple forms of trade financing, such as Buyer’s Financing, Seller’s Financing, Inventory and A/R Credit Lines, into a single, ongoing program. Rather than treating eachneed in isolation, our blended model allows businesses to draw on the right mix of financing tools at the right time. The result is a dynamic, always-available line of liquidity that matches the ebb and flow of global trade cycles. • avonriverventures.com

4. A carefully curated 48-month revolving line for continuous capital deployment • STAGE 1 • Buyer’s Financing • Pay your suppliers immediately while extending your own repayment terms. Through our Buyer’s Financing, you secure capital on a 48‑month revolving period to fund supplier payments at the time of order placement. • Suppliers Paid through Buyer’s Financing • avonriverventures.com

5. STAGE 2 • Seller’s Financing • Receive upfront capital to fulfill large customer orders without straining liquidity. Our Seller Financing ensures supplier costs and production expenses are covered, with repayment aligned to invoice collections. • Large orders are supported with Seller’s Financing. • avonriverventures.com

6. STAGE 3 • Inventory Credit Line • Borrow against the value of raw materials or finished goods to free up cash tied up in stock. Our Revolving Inventory Credit Line keeps your operations funded while maintaining healthy supply chains. • Unsold inventory converted to working capital. • avonriverventures.com

7. STAGE 4 • A/R Credit Line • While you have already passed through the most difficult tasks in the sales cycle and are waiting to collect invoice payments, take advantage of our AR Credit Line, which enhances cash flow efficiencies through immediate liquidity. • Get paid on your unpaid receivables.. • avonriverventures.com

8. The value we create between your procurement and sales cycles • Continuous Liquidity • Tap into cash at the procurement and sales cycle, ensuring funds are always available. • Operational Stability • Confidently cover payroll, supplier obligations, and overhead without the stress of timing mismatches. • avonriverventures.com

9. Growth Readiness • Bid for larger contracts and invest in new projects knowing financing is built into your operations. • Reduced Reliance • Move away from costly last- minute loans and overdrafts by choosing ARV’s ongoing facility. • avonriverventures.com

10. Contact Us • +1(424) 338.5756 connect@avonriverventures.com • avonriverventures.com • avonriverventures.com