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Banking

Banking is the business of protecting money for others. Banks lend this money, generating interest that creates profits for the bank and its customers. A bank is a financial institution licensed to accept deposits and make loans. But they may also perform other financial services.

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Banking

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  1. UNDERSTANDING MODERN BANKING • INNOVATIONS, CHALLENGES, AND FUTURE TRENDS • WWW.BANKINGVIDHYA.COM

  2. INTRODUCTION Banking has evolved from ancient trade systems through medieval European banks to today's modern institutions, featuring central banking, ATMs, and digital innovations like online and mobile banking, with a focus on enhanced online banking security. • WWW.BANKINGVIDHYA.COM

  3. CURRENT BANKING LANDSCAPE • Types of Banks: Commercial, investment, central, and community banks. • Core Services: Deposits, loans, credit, investment services, and payment processing. • Regulatory Environment: Key regulations and governing bodies (e.g., Federal Reserve, SEC). • WWW.BANKINGVIDHYA.COM

  4. TECHNOLOGICAL INNOVATIONS AI and Machine Learning: Enhancing customer service and risk management. FinTech Integration: Role of FinTech in disrupting traditional banking. Blockchain and Cryptocurrencies: Impact on transactions and security. Digital Banking: Online and mobile banking platforms. • WWW.BANKINGVIDHYA.COM

  5. FUTURE TRENDS • Open Banking: API-driven integration and data sharing. • Neobanks: Growth of digital-only banks. • Personalization: AI-driven personalized banking services. • Sustainable Banking: Green finance and ethical investment. • WWW.BANKINGVIDHYA.COM

  6. DIGITAL TRANSFORMATION IN BANKING This case study examines a global bank's digital transformation, focusing on initiatives like a mobile banking app, online support, AI chatbots, enhanced cybersecurity Keeping Your Money Safe: Understanding Online Banking Security, and big data analytics. These efforts boosted customer engagement, efficiency, and profitability, positioning the bank as a digital leader. • WWW.BANKINGVIDHYA.COM

  7. MODERN BANKING Modern banking encompasses a wide range of services including digital and mobile banking, online customer support, and personalized financial solutions. It leverages advanced technologies such as AI, blockchain, and big data analytics to enhance security, efficiency, and customer experience, adapting continuously to meet evolving market demands and regulatory requirements. • WWW.BANKINGVIDHYA.COM

  8. BANKING DURING THE INDUSTRIAL REVOLUTION • The Renaissance saw the founding of the first banks, pioneering formalized financial institutions and services. • 01. During the Industrial Revolution, banking practices advanced significantly, facilitating large-scale industrial growth. Banks began offering more sophisticated services such as loans, investments, and financial instruments to support burgeoning industries and infrastructure projects, laying the groundwork for modern financial systems. • During the Industrial Revolution, banking practices expanded to support industrial growth through enhanced financial services. • 02. • WWW.BANKINGVIDHYA.COM

  9. OPPORTUNITIES FOR GROWTH Opportunities for growth in banking include expanding into emerging markets, adopting innovative technologies like blockchain and AI, and enhancing personalized customer experiences through digital transformation. • WWW.BANKINGVIDHYA.COM

  10. THANK YOU ! +123-456-7890 H-163,SECTOR-63,NOIDA-201301 • WWW.BANKINGVIDHYA.COM

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