1 / 8

how to Grab The Best Personal Loan Deal With SBI ?

SBI personal loan can be enjoyed by both the salaried and self-employed individuals. The funds can be used to meet any requirements. SBI personal loan is an unsecured loan that means no collateral is required for availing this loan. It is flexible to use means a borrower can use it for any personal purpose. So, what are you waiting for? Fulfill your monetary needs with SBI personal loan

Rishika21
Télécharger la présentation

how to Grab The Best Personal Loan Deal With SBI ?

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. SBI PERSONAL LOAN Email-Info@Afinoz.com https://www.aileensoul.com/article/grab-the-best-personal-loan-deal-with-sbi#

  2. How to Grab The Best Personal Loan Deal With SBI • SBI personal loan can be enjoyed by both the salaried and self-employed individuals. The funds can be used to meet any requirements. SBI personal loanis an unsecured loan that means no collateral is required for availing this loan. It is flexible to use means a borrower can use it for any personal purpose. So, what are you waiting for? Fulfill your monetary needs with SBI personal loan. • Whether a borrower is looking for funds for home renovation, holiday, or the child’s education, SBI supports in any financial needs.  SBI's loan has great features that benefit its customers in many ways.

  3. Xpress Credit Personal Loan SBI Xpress Credit Personal Loan can be availed by those who maintain a salary account with SBI Bank.  • A borrower can acquire a minimum loan amount of Rs. 25, 000 and a maximum of Rs. 20 lakhs. • Low processing fees are charged. • This loan scheme can also be availed as the second loan. • The competitive interest rate is charged. • No security or guarantor is required for the SBI Xpress Credit Personal Loan. SBI Xpress Power This SBI loan scheme can be availed by those who do not maintain their salary accounts with SBI. The following are some features of SBI Xpress Power: • A borrower can acquire the minimum loan amount of Rs. 25,000 and maximum of Rs. 15 lakhs/ 24 times NMI (Net Monthly Income). • SBI Xpress Power involves minimal documentation. • The loan repayment under this loan scheme can be done through NACH/SI. • There is no compulsion to maintain a salary account in SBI Bank under this loan scheme.

  4. SBI Pension Loan • SBI Pension Loan is designed while focusing on the needs of the pensioners of Central or State Governments or Defense or Family Pensioners.  • Quick and hassle-free loan processing. • SBI Pension Loan requires minimal documentation. • Easy EMIs through SI. • Zero hidden costs. • Low processing charges.

  5. To facilitates hassle-free lending to borrowers, SBI offers personal loan application online through which you can achieve the following benefits: • Easy Repayment Options • Repayments for loan amount were earlier done through cheques, but now can  be done online. However, there are lenders in the market that offers the online feature, a customized payment system through which you can choose the automatic debit EMI option.  • Convenience • This is perhaps the biggest reason why people have started inclining towards online loan processing. You can apply for a personal loan while sitting at home. The digital loan processing whether it’s through a lender’s website or mobile app helps to save time and reduce a good deal of effort. 

  6. SBI Personal Loan Eligibility SBI personal loan eligibility varies based on many factors like the loan scheme availed, etc.  • Xpress Credit Personal loan The borrower’s minimum monthly income should be Rs. 15,000. • EMI/NMI ratio of a borrower should not be more than 50%. • The borrower is required to maintain a salary account with SBI. • The applicant should be an employee of any of the following organizations: • Central and state governments • Central and state PSUs • Educational institutions with a national reputation

  7. Xpress Power Personal Loan No need to have a salary account in SBI. • The borrower’s minimum gross monthly income should be Rs.50,000. • Applicants who are employed with the following entities can apply for this loan: • Central or state governments. • Defense establishments. • PSUs. • Educational institutions that have a national reputation. • SBI Pension Loan  • The borrower’s age should not be above 76 years. • A borrower should be a central or state government pensioner, defense pensioner, or a family pensioner to avail of this loan scheme offered by SBI.  • The pensioners of armed forces include Paramilitary Forces, Army, Rashtriya Rifles, Air Force, Navy, Coast Guards, and Assam Rifles. The pension account should be with SBI. • An authorized member can acquire the family pension scheme of SBI.  • The family pensioner’s age should not be more than 76 years

  8. Thanking You………….. • Email-Info@Afinoz.com • WEBSITE- https://www.afinoz.com/

More Related