SOC 331 Educational Tutor/ indigohelp

217 views • 11 slides

ACCT 344 Week 8 Final Exam

ACCT 344 Week 8 Final Exam Purchase here http://www.devrytutorial.com/shop/acct-344-week-8-final-exam/ Product Description Page 1 Question 1.1 (TCO 2) Which cost is NOT a period cost? (Points : 5) Question 2.2. (TCO 2) Which product would use job-order costing? (Points : 5) Question 3.3. (TCO 3) As production occurs, materials, direct labor, and applied manufacturing overhead are recorded in (Points : 5) Question 4.4. (TCO 8) A company keeps 60 days of materials inventory on hand to avoid shutdowns due to materials shortages. Carrying costs average $5,000 per day. A competitor keeps 30 days of inventory on hand, and the competitor's carrying costs average $2,000 per day. The value-added costs are (Points : 5) Question 5.5. (TCO 8) Which is a value-added activity? (Points : 5) Question 6.6. (TCO 1) The break-even point is (Points : 5) Question 7.7. (TCO 1) The Kringel Company provides the following information. Sales (200,000 units) $500,000 Manufacturing costs Variable $170,000 Fixed $30,000 Selling and administrative costs Variable $80,000 Fixed $20,000 Which is the break-even point in units for Kringel? (Points : 5) Question 8.8. (TCO 7) Which would be the most appropriate base for allocating the costs of the maintenance department? (Points : 5) Question 9.9. (TCO 7) Yo Department Store incurred $8,000 of indirect advertising costs for its operations. The following data have been collected for 2013 for its three departments……….How much of the indirect advertising costs will be allocated to the Cosmetics Department if newspaper ad space is the activity driver?(Points : 5) Question 10.10. (TCO 5) Which best describes zero-base budgeting? (Points : 5) Question 11.11. (TCO 5) Bug Company manufactures buggies. Manufacturing a buggy takes 20 units of wood and 1 unit of steel. Scheduled production of buggies for the next 2 months is 500 and 600 units, respectively. Beginning inventory is 4,000 units of wood and 30 units of steel. The ending inventory of wood is planned to decrease 500 units in each of the next 2 months, and the steel inventory is expected to increase 5 units in each of the next 2 months. How many units of wood are expected to be used in production during the second month? (Points : 5) Question 12.12. (TCO 4) Which statement is true? (Points : 5) Question 13.13. (TCO 6) Using more highly skilled direct laborers might affect which variance? (Points : 5) Question 14.14. (TCO 6) Which equation measures the total budget variance? (Points : 5)…………(TCO 1) George Corporation has an estimated monthly sales of 12,000 units for $80 per unit. Variable costs include manufacturing costs of $50 and distribution costs of $20. Fixed costs are $60,000 per month. Required: Determine each of the following values. a. Unit contribution margin b. Monthly break-even unit sales volume Create a contribution margin-based income statement. (Points : 30) Page 2 Question 1.1. (TCO 1) George Corporation has an estimated monthly sales of 12,000 units for $80 per unit. Variable costs include manufacturing costs of $50 and distribution costs of $20. Fixed costs are $60,000 per month……Required: Determine each of the following values. a. Unit contribution margin b. Monthly break-even unit sales volume Create a contribution margin-based income statement. (Points : 30) Question 2.2. (TCO 7) Darling Manufacturing Inc. manufactures two products, A and B, from a joint process. A single production costs $5,000 and results in 200 units of A and 800 units of B. To be ready for sale, both products must be processed further, incurring seperable costs of $3 per unit for A and $4 per unit for B. The market price for Product A is $15 and for Product B is $10…..Required: Allocate joint production costs to each product using the net realizable value method. (Points : 30) Question 3.3. (TCO 6) Santa Inc. manufactures toys based on the following information……....Required: Compute the following variances (show calculations). a. Materials usage variance b. Labor rate variance -c. Fixed overhead budget variance (Points : 30) Question 4.4. (TCO 4) Toshi Company incurred the following costs in manufacturing desk……During the period, the company produced and sold 1,000 units. a. What is the inventory cost per unit using absorption costing? b. What is the inventory cost per unit using variable costing? (Points : 30) Question 5.5. (TCO 8) Musical Instruments Company manufactures two products (trumpets and trombones). Overhead costs ($175,000) have been divided into three cost pools that use the following activity drivers..........Required (show all calculations) a. What is the allocation rate for trumpets per setup using activity-based costing? b. What is the allocation rate for trumpets per machine hours using activity-based costing? c. What is the allocation rate for trumpets per packing order using activity-based costing? (Points : 30) Question 6.6. (TCO 5) The Baxter Corporation has the following budgeted and actual results……Required: Prepare a performance report for all costs, showing flexible budget variances (indicate F or U).

129 views • 6 slides

Get Plumbing Services from Licensed Plumber in Jupiter FL

Dylewski Plumbing INC is one of the leading plumbing service provider companies in Jupiter FL. The company was established in 1982, providing quality plumbing services in repairing and installing Water Heaters, clogged toilet repair, replacing the shower, disposing the garbage, and giving solution for emergency plumbing problems. If you have any issues regarding plumbing problems at your home, then the best way is to get assistance from Dylewski Plumbers. We will resolve the plumbing issues at a faster instance and demand fair price for our plumbing services. For more details about getting plumbing services from licensed plumbers in Jupiter FL, visit http://martincountyplumbing.com/service-area/jupiter-island-fl-plumbers/

121 views • 7 slides

ACC 206 Complete Class All Assignments ,DQs and Problems

ACC 206 Complete Class All Assignments ,DQs and Problems Purchase here http://chosecourses.com/acc-206-complete-class-all-assignments-dqs-and-problems Description ACC 206 Complete Class All Assignments ,DQs and Problems ACC 206 Week 1 Assignment Chapter 1 Problems Why are noncash transactions, such as the exchange of common stock a building, included on a statement of cash flows? How are these noncash transactions disclosed? Chapter 1 Exercise 1: 1. Classification of activities Classify each of the following transactions as arising from an operating (O), investing (I), financing (F), or noncash investing/financing (N) activity. and so on... Chapter 1 Exercise 4: 4. Overview of direct and indirect methods Evaluate the comments that follow as being True or False. If the comment is false, briefly explain why. a. Both the direct and indirect methods will produce the same cash flow from operating activities. b. Depreciation expense is added back to net income when the indirect method is used. c. One of the advantages of using the direct method rather than the indirect method is that larger cash flows from financing activities will be reported. d. The cash paid to suppliers is normally disclosed on the statement of cash flows when the indirect method of statement preparation is employed. e. The dollar change in the Merchandise Inventory account appears on the statement of cash flows only when the direct method of statement preparation is used. Chapter 1 Exercise 6: 6. Equipment transaction and cash flow reporting New equipment purchased during 20x4 totaled $280,000. The 20x4 income statement disclosed equipment depreciation expense of $41,000 and a $9,000 loss on the sale of equipment. a. Determine the cost and accumulated depreciation of the equipment sold during 20X4. b. Determine the selling price of the equipment sold. c. Show how the sale of equipment would appear on a statement of cash flows prepared by using the indirect method. Chapter 1 Problem 3: 3. Cash flow information: Direct and indirect methods The comparative year-end balance sheets of Sign Graphics, Inc., revealed the following activity in the company's current accounts: ACC 206 Week 1 DQ 1 Cash Flow Information What information does the cash flow statement provide that you cannot see in the other financial statements (income statement, balance sheet, owner’s equity)? What elements of the cash flow statement do you think are most important for company management to monitor and why? Is this different for investors? ACC 206 Week 1 DQ 2 Apple’s Cash Flow Go to http://finance.yahoo.com. Enter in “AAPL” and click on the “get quote” button, and it will bring up information on Apple. On the left hand side you’ll see a section on Financials. Within that section, click on the cash flow. Review the cash flow statement for Apple. How would you summarize Apple’s cash flow position and what does this statement tell you about where the money is coming from and where it’s going? What would you suggest Apple’s do to improve its cash position and why? ACC 206 Week 2 Assignment Chapter 2 and 3 Problems Chapter Two and Three Problems Please complete the following 7 exercises below in either Excel or a word document (but must be single document). You must show your work where appropriate (leaving the calculations within Excel cells is acceptable). Save the document, and submit it in the appropriate week using the Assignment Submission button. Chapter 2 Exercise 1 1. Issuance of stock Prepare journal entries to record the issuance of 100,000 shares of common stock at $20 per share for each of the following independent cases: a. Jackson Corporation has common stock with a par value of $1 per share. b. Royal Corporation has no-par common with a stated value of $5 per share. c. French Corporation has no-par common; no stated value has been assigned Chapter 2 Exercise 3 3. Analysis of stockholders' equity Star Corporation issued both common and preferred stock during 20X6. The stockholders' equity sections of the company's balance sheets at the end of 20X6 and 20X5 follow. Chapter 2 Problem 1 1. Bond computations: Straight-line amortization Southlake Corporation issued $900,000 of 8% bonds on March 1, 20X1. The bonds pay interest on March 1 and September 1 and mature in 10 years. Assume the independent cases that follow. • Case A—The bonds are issued at 100. • Case B—The bonds are issued at 96. • Case C—The bonds are issued at 105. Southlake uses the straight-line method of amortization. Chapter 3 Exercise 1 1. Product costs and period costs The costs that follow were extracted from the accounting records of several different manufacturers: 1. Weekly wages of an equipment maintenance worker 2. Marketing costs of a soft drink bottler 3. Cost of sheet metal in a Honda automobile 4. Cost of president's subscription to Fortune magazine 5. Monthly operating costs of pollution control equipment used in a steel mill 6. Weekly wages of a seamstress employed by a jeans maker 7. Cost of compact discs (CDs) for newly recorded releases of Rush, Billy Joel, and Bryan Adams a. Determine which of these costs are product costs and which are period costs. b. For the product costs only, determine those that are easily traced to the finished product and those that are not. Chapter 3 Exercise 2 2. Definitions of manufacturing concepts Interstate Manufacturing produces brass fasteners and incurred the following costs for the year just ended: Materials and supplies used Chapter 3 Exercise 5 5. Schedule of cost of goods manufactured, income statement The following information was taken from the ledger of Jefferson Industries, Inc.: Chapter 3 Problem 3 3. Manufacturing statements and cost behavior Tampa Foundry began operations during the current year, manufacturing various products for industrial use. One such product is light-gauge aluminum, which the company sells for $36 per roll. Cost information for the year just ended follows. ACC 206 Week 2 DQ 1 Stock Features 1. What is callable preferred stock? Why do corporations issue such stock? Given the different features that are associated with stock (callable, cumulative, preferred, etc.), what type of stock would you want to buy personally and why? ACC 206 Week 2 DQ 2 Role of Management Accounting Role of Management Accounting Review the roles of management accounting within a company. What is the most important role of management accounting? How is that different than financial accounting? ACC 206 Week 2 Exercise Solution ACC 206 Week 2 Journal Institute of Management Accounting Institute of Management Accounting While there are many instances of overlap between financial accounting and management accounting, each group’s primary focus is different. Review the Institute of Management Accounting’s (IMA) website, specifically the “About IMA” and the “Resources and Publications” sections of the website. Are you surprised by the topics that management accountants are focusing on? Why or why not? What interests you more, financial accounting or management accounting? Carefully review the Grading Rubric for the criteria that will be used to evaluate your journal entry. ACC 206 Week 3 Assignment Chapter 4 and 5 Problems Chapter 4 and 5 Problems Please complete the following 7 exercises below in either Excel or a word document (but must be single document). You must show your work where appropriate (leaving the calculations within Excel cells is acceptable). Save the document, and submit it in the appropriate week using the Assignment Submission button. Chapter 4 Exercise 3 3. Cost flows and overhead application Cleveland Metals uses a job cost system and applies factory overhead to production at a predetermined rate of 180% of direct labor cost. Data pertaining to recent operations follow. Job no. 636 was the only job in process on January 1 of the current year. The Work in Process account contained a $24,600 balance on this date. Jobs no. 637, 638, and 639 were started during January. Total direct material requisitions and direct labor incurred during January amounted to $89,200 and $114,500, respectively. • The only job that remained in process on January 31 was job no. 638, with costs of $15,000 for direct materials and $20,000 for direct labor. a. Compute the total cost of the work in process inventory on January 31. b. Compute the cost of jobs completed during January, and present the proper journal entry to reflect job completion. Chapter 4 Exercise 7 7. Overhead application: Working backward The Towson Manufacturing Corporation applies overhead on the basis of machine hours. The following divisional information is presented for your review: Chapter 4 Problem 2 2. Computations using a job order system General Corporation employs a job order cost system. On May 1 the following balances were extracted from the general ledger; Chapter 5 Exercise 2 The treasurer anticipates the following costs for the event, which will be held at the Regency Hotel: Chapter 5 Exercise 3 3. Break-even and other CVP relationships Cedars Hospital has average revenue of $180 per patient day. Variable costs are $45 per patient day; fixed costs total $4,320,000 per year. Chapter 5 Problem 6 6. Direct and absorption costing The information that follows pertains to Consumer Products for the year ended December 31, 20X6. ACC 206 Week 3 DQ 1 Issues in Costing Issues in Costing Describe three issues/problems that a company could encounter when trying to determine the actual cost of a good or service to be used in the cost of goods sold. For each of your issues, provide an example of a company or industry where these issues could be present. Guided Response: Review your peers’ posts and respond to at least two of your classmates. Describe how job order costing or activity-based costing could resolve the issues your classmates mentioned in their posts. ACC 206 Week 3 DQ 2 CVP and the Airline Industry CVP and the Airline Industry We’ve all experienced (or heard about) the challenges that the airlines have been facing. Read the Zacks Investment Research article, “Airline Industry Stock Outlook – August 2012” Identify three factors that are affecting airline company’s ability to break even. For each of your factors, discuss how these have an impact on the breakeven (contribution margin, fixed costs, variable costs, a combination, etc.), and what happens if these factors increase or decrease. ACC 206 Week 3 Exercise Solution ACC 206 Week 3 Journal Hershey Company Hershey Company Go the Hershey website to learn how to make Hershey chocolate. Review the process and take a look at some of the videos. Pay particular attention to the process steps of milling and pressing, mixing the ingredients, and refining. In at least one paragraph, describe the costing system that you would recommend Hershey use to account for its cost of goods sold and why. Include a few product costs you think would be traceable, which costs should be allocated, and how Hershey should account and apply the manufacturing overhead costs. Carefully review the Grading Rubric for the criteria that will be used to evaluate your journal entry. ACC 206 Week 4 Assignment Chapter 6 and 7 Problems Chapter 6 Exercise 2 2. Schedule of cash collections Sugarland Company sells a single product and anticipates opening a new facility in Charlotte on May 1 of the current year. Expected sales during the first three months of activity are: May, $60,000; June, $80,000; and July, $85,000. Thirty percent of all sales are for cash; the remaining 70% are on account. Credit sales have the following collection pattern: Chapter 6 Exercise 4 4. Production and cash-outlay computations RPR, Inc., anticipates that 120,000 units of product K will be sold during May. Each unit of product K requires four units of raw material A. Actual inventories as of May 1 and budgeted inventories as of May 31 follow. Chapter 6 Exercise 5 5. Abbreviated cash budget; financing emphasis An abbreviated cash budget for Big Chuck Enterprises follows. Chapter 6 Problem 3 3. Comprehensive budgeting The balance sheet of Watson Company as of December 31, 20X1, follows. Chapter 7 Exercise 3 3. Variances for direct materials and direct labor Banner Company manufactures flags of various countries. Each flag has a standard of eight square feet of fabric and three hours of direct labor time. Information about recent production activity follows. Chapter 7 Exercise 5 5. Overhead variances Nova Manufacturing applies factory overhead to products on the basis of direct labor hours. At the beginning of the current year, the company's accountant made the following estimates for the forthcoming period: Estimated variable overhead: $500,000 Estimated fixed overhead: $400,000 • Estimated direct labor hours: 40,000 It is now 12 months later. Actual total overhead incurred in the manufacture of 7,900 units amounted to $895,100. Actual labor hours totaled 39,800. Assuming a direct labor standard of five hours per finished unit, calculate the following: a. Variable overhead efficiency variance b. Fixed overhead volume variance c. Overhead spending variance Chapter 7 Problem 1 1. P26-A1 Basic flexible budgeting (L.O. 2) Centron, Inc., has the following budgeted production costs: Chapter 7 Problem 5 5. P26-B3 Straightforward variance analysis (L.O. 5) Arrow Enterprises uses a standard costing system. The standard cost sheet for product no. 549 follows. ACC 206 Week 4 DQ 1 Issues in Standard Costs and Budgeting Issues in Standard Costs and Budgeting Review the Standard costs: wake up and smell the coffee.article. When evaluating performance, many organizations compare current results with the actual results of previous accounting periods. Is an organization that follows this approach likely to encounter any problems? Explain. ACC 206 Week 4 DQ 2 Flexible budgets Flexible budgets provide different information than static budgets. Discuss some of these differences. Is a flexible budget always better? Are there times when you’d recommend using a static budget over a flexible budget? ACC 206 Week 4 Exercise Solution ACC 206 Week 5 Assignment Chapter 8 Problems Chapter 8 Exercise 1: 1. Basic present value calculations Calculatehttps://store-6f7yjf.mybigcommerce.com/admin/index.php?ToDo=addProduct the present value of the following cash flows, rounding to the nearest dollar: a. A single cash inflow of $12,000 in five years, discounted at a 12% rate of return. b. An annual receipt of $16,000 over the next 12 years, discounted at a 12% rate of return. c. A single receipt of $15,000 at the end of Year 1 followed by a single receipt of $10,000 at the end of Year 3. The company has a 10% rate of return. d. An annual receipt of $8,000 for three years followed by a single receipt of $10,000 at the end of Year 4. The company has a 12% rate of return. Chapter 8 Exercise 4: 4. Cash flow calculations and net present value On January 2, 20X1, Bruce Greene invested $10,000 in the stock market and purchased 500 shares of Heartland Development, Inc. Heartland paid cash dividends of $2.60 per share in 20X1 and 20X2; the dividend was raised to $3.10 per share in 20X3. On December 31, 20X3, Greene sold his holdings and generated proceeds of $13,000. Greene uses the net-present- value method and desires a 16% return on investments. a. Prepare a chronological list of the investment's cash flows. Note: Greene is entitled to the 20X3 dividend. b. Compute the investment's net present value, rounding calculations to the nearest dollar. c. Given the results of part (b), should Greene have acquired the Heartland stock? Briefly explain. Chapter 8 exercise 5: 5. Straightforward net present value and internal rate of return The City of Bedford is studying a 600-acre site on Route 356 for a new landfill. The startup cost has been calculated as follows: Purchase cost: $450 per acre Site preparation: $175,000 The site can be used for 20 years before it reaches capacity. Bedford, which shares a facility in Bath Township with other municipalities, estimates that the new location will save $40,000 in annual operating costs. a. Should the landfill be acquired if Bedford desires an 8% return on its investment? Use the net-present-value method to determine your answer. Chapter 8 Problem 1: 1. Straightforward net-present-value and payback computations STL Entertainment is considering the acquisition of a sight-seeing boat for summer tours along the Mississippi River. The following information is available: Chapter 8 Problem 4: 4. Equipment replacement decision Columbia Enterprises is studying the replacement of some equipment that originally cost $74,000. The equipment is expected to provide six more years of service if $8,700 of major repairs are performed in two years. Annual cash operating costs total $27,200. Columbia can sell the equipment now for $36,000; the estimated residual value in six years is $5,000. New equipment is available that will reduce annual cash operating costs to $21,000. The equipment costs $103,000, has a service life of six years, and has an estimated residual value of $13,000. Company sales will total $430,000 per year with either the existing or the new equipment. Columbia has a minimum desired return of 12% and depreciates all equipment by the straight-line method. Instructions: a. By using the net-present-value method, determine whether Columbia should keep its present equipment or acquire the new equipment. Round all calculations to the nearest dollar, and ignore income taxes. b. Columbia's management feels that the time value of money should be considered in all long-term decisions. Briefly discuss the rationale that underlies management's belief. ACC 206 Week 5 Final Paper Focus of the Final Paper You’ve just been hired onto ABC Company as the corporate controller. ABC Company is a manufacturing firm that specializes in making cedar roofing and siding shingles. The company currently has annual sales of around $1.2 million, a 25% increase from the previous year. The company has an aggressive growth target of reaching $3 million annual sales within the next 3 years. The CEO has been trying to find additional products that can leverage the current ABC employee skillset as well as the manufacturing facilities. As the controller of ABC Company, the CEO has come to you with a new opportunity that he’s been working on. The CEO would like to use the some of the shingle scrap materials to build cedar dollhouses. While this new product line would add additional raw materials and be more time-intensive to manufacture than the cedar shingles, this new product line will be able to leverage ABC’s existing manufacturing facilities as well as the current staff. Although this product line will require added expenses, it will provide additional revenue and gross profit to help reach the growth targets. The CEO is relying on you to help decide how this project can be afforded Provide details about the estimated product costs, what is needed to break even on the project, and what level of return this product is expected to provide. In order to help out the CEO, you need to prepare a six- to eight-page report that will contain the following information (including exhibits, but excluding your references and title page). Refer to the accompanying Excel spreadsheet (available through your online course) for some specific cost and profit information to complete the calculations. Final Paper Spreadsheet I. An overall risk profile of the company based on current economic and industry issues that it may be facing. II. Current company cash flow a. You need to complete a cash flow statement for the company using the direct method. b. Once you’ve completed the cash flow statement, answer the following questions: i. What does this statement of cash flow tell you about the sources and uses of the company? ii. Is there anything ABC Company can do to improve the cash flow? iii. Can this project be financed with current cash flow from the company? Why or why not? iv. If the company needs additional financing beyond what ABC Company can provide internally (either now or sometime throughout the life of the project), how would you suggest the company obtain the additional financing, equity or corporate debt, and why? III. Product cost: ABC Company believes that it has an additional 5,000 machine hours available in the current facility before it would need to expand. ABC Company uses machine hours to allocate the fixed factory overhead, and units sold to allocate the fixed sales expenses. ABC Company expects that it will take twice as long to produce the expansion product as it currently takes to produce its existing product. a. What is the product cost for the expansion product? b. By adding this new expansion product, it helps to absorb the fixed factory and sales expenses. How much cheaper does this expansion make the existing product? c. Assuming ABC Company wants a 40% gross margin for the new product, what selling price should it set for the expansion product? d. Assuming the same sales mix of these two products, what are the contribution margins and break-even points by product? IV. Potential investments to accelerate profit: ABC company has the option to purchase additional equipment that will cost about $42,000, and this new equipment will produce the following savings in factory overhead costs over the next five years: Year 1, $15,000 Year 2, $13,000 Year 3, $10,000 Year 4, $10,000 Year 5, $6,000 ABC Company uses the net-present-value method to analyze investments and desires a minimum rate of return of 12% on the equipment. a. What is the net present value of the proposed investment ignore income taxes and depreciation? b. Assuming a 5-year straight-line depreciation, how will this impact the factory’s fixed costs for each of the 5 years (and the implied product costs)? What about cash flow? c. Considering the cash flow impact of the equipment as well as the time-value of money, would you recommend that ABC Company purchases the equipment? Why or why not? V. Conclusion: a. What are the major risk factors that you see in this project? b. As the controller and a management accountant, what is your responsibility to this project? c. What do you recommend the CEO do? Writing the Final Paper 1. Must be six to eight double-spaced pages in length, and formatted according to APA style as outlined in the Ashford Writing Center. 2. Must include a title page with the following: a. Title of paper b. Student’s name c. Course name and number d. Instructor’s name e. Date submitted 3. Must begin with an introductory paragraph that has a succinct thesis statement. 4. Must address the topic of the paper with critical thought. 5. Must end with a conclusion that reaffirms your thesis. 6. Must document all sources in APA style, as outlined in the Ashford Writing Center. 7. Must include a separate reference page, formatted according to APA style as outlined in the Ashford Writing Center. Carefully review the Grading Rubric for the criteria that will be used to evaluate your assignment. ACC 206 Week 5 DQ 1 Long-term Decision Making Long-term Decision Making List a few of the issues and considerations businesses should have when it comes to the selection of long-term investments and how those issues impact the various financial statements. ACC 206 Week 5 DQ 2 Responsibilities in Management Accounting Responsibilities in Management Accounting Review the rights and responsibilities of Certified Management Accountants: http://www.imanet.org/PDFs/Public/CMA/RIghts_Responsibility_CMA.pdf What are some of the ethical responsibilities and obligations that management accountants have within an organization? Provide some examples. Are these responsibilities different than the obligations for financial accountants?

198 views • 15 slides

Some Smartest Idea of Bathroom Renovations Gold Coast

If it is the time of renovation of your homes, do not forget about the washroom. The bathroom is the place that set the rhythm for the rest of your day. Now bathroom renovations Gold Coast is very easy. You can open the templates with a single click and discover your choice then the bathroom planner makes a bathroom with innovative designs. A good bathroom remodeller selects a bathroom design that easy to keep looking clean within your budget. They save your money and the remodeled bathroom will look new and long-lasting. Quartz is used in case of marble because it is less costly and lasts a lifetime. The remodeller includes some items to maximize energy including low flow toilets, LED lighting, tankless water heaters, radiant floor heating etc. LED lighting is a better option than incandescent to maximize energy efficiency. The remodeller creates a bright open space into your bathroom, the brighter bathroom looks larger. If you want to invest your money into your bathrooms then you should contact a right remodeller. They add windows, use lighting throughout the bathroom and use reflective floors to form a brighter bathroom.

41 views • 2 slides

Kitchen and Bathroom Cabinets

Address: East Northport, NY 11731 Phone: 631-651-6178 Website: http://bathroomandkitchenremodel.com Hours: Mon – Fri 9am to 7pm, Saturday 9am to 6pm, Sunday 10am to 6pm Payment Methods: Cash, all cc, checks Description: One of the factors that immediately sets Bathroom and Kitchen Remodel apart from our competitors is our enormous inventory of high-end products. We proudly carry over 1,000 of the most trusted and established brands in kitchen and bath design, including but not limited to: • Apollo • Kohler • Delta • Craftmade • American Standard • Bertch • Grohe • Bain Ultra • Handsgrohe • Moen • Jacuzzi • And So Much More We are able to offer these products direct to our customers so there’s overhead. Our three showrooms carry all types of kitchen and bath fixtures and accessories, including vanities, tiles, hardwood flooring, laminate, bathroom faucets, shower faucets, shower panels, bathtubs, showers, shower doors, mosaics, backsplashes, gas fireplaces, wood fireplaces, ethanol fireplaces, wood inserts, pellet stoves, outdoor grills, kitchen sinks, kitchen faucets, interior doors, cabinet hardware, cabinet pulls, cabinet knobs, door handles, curbless shower drains, lighting, bathroom accessories, steam showers, saunas, whirlpools, and much more. Keywords: Bathroom remodel, kitchen remodel, kitchen remodeling, bath remodel, bath remodeling, kitchen cabinets, bathroom cabinets, custom kitchen, custom bathroom, modern kitchen, modern bathroom, kitchen renovation, modern kitchen, kitchen remodel ling ideas, bathroom design, bathroom remodel, bathroom renovation, bathroom remodeling ideas, Long Island Social Links: https://www.facebook.com/pg/Kitchen-and-Bathroom-Cabinets-2178353152391634/about/ https://twitter.com/bathroomandkit6

41 views • 2 slides

Bathroom & Kitchen Remodeling

For over ten years, Bathroom and Kitchen Remodel has been working with customers to help them fully realize their visions for the perfect kitchen and bathroom. Our enormous inventory or superior products, trained customer service and décor experts, experienced and qualified builders and extremely competitive prices make us the top bathroom and kitchen remodeling choice. When you’re ready to give your home a fresh new look, call Bathroom and Kitchen Remodel. Our staff very much looks forward to helping you put your new kitchen or bathroom together for an affordable price. The process of designing your kitchen or bathroom is supposed to be fun; however, a project that is meant to breathe new life into your home and improve the look of your décor can very quickly become a needlessly complicated hassle. Bathroom and Kitchen Remodel is here to make your home remodeling project a satisfying and rewarding experience. You can rely on our experienced and qualified professionals for all your kitchen and bath remodeling needs. Featuring the latest and highest-quality products and an unmatched commitment to customer service, we’re ready to help you give your home the update it deserves. You don’t have to sacrifice quality on a budget. Our customer service staff and building professionals are here to make sure you have the exact kitchen or bathroom you want for less. Whether you’re performing a complete renovation of your kitchen, or you need something as simple as a new bathtub or sink fixture, we have the products and expertise to help make the experience affordable and rewarding. Our staff collaborates with you, providing as much or as little input as you want, to make your new kitchen or bathroom come to life and become the centerpiece of your home.

42 views • 2 slides

The Need of Expert Plumbing Services

For that, you may constantly require a plumbing service professional who has actually been effectively authorized and has a practice in the occupation of Plumbing. We have actually talked relating to Plumbing, its usage and the need of Plumbers; now permits witness what occurs if the plumbing isn't done appropriately or you have employed an amateur plumbing service provider. Pipeline or facet leak often compels us to provide a 2nd phone to the plumbing service companies that would have been unneeded if the Plumbing was done to excellence in the very first undertake itself. In London there are large number of plumbing services which are specialized in offering high quality services to their customers and consumers with regard to various aspects of plumbing related concerns. You have to believe twice prior to working with a plumbing service about the repercussion of working with an amateur plumbing business.

41 views • 2 slides

Diamond Head Plumbing, Inc.

Address: 575 Cooke St. Suite G., Honolulu, HI 96813, United States Phone: (808) 734-4344 Website: http://www.diamondheadplumbinginc.com/ Category: Plumbing, Kitchen and Bath Remodeling, Home Remodeling Contractors Dealing with renovation and plumbing services is a cumbersome task that warrants attention from a dedicated contractor. This explains why residents of Honolulu, HI, place their trust in the expertise ofDiamond Head Plumbing. Offering a comprehensive range of restorative solutions all under one roof, Diamond Head Plumbing is a one-stop shop for all your home and plumbing repair needs. First opening their doors as a plumbing service 40 years ago, the family-operated business has builton the expertise and foresight of founder Robert Hazzard. Under his supervision, Diamond Head Plumbing further boosted its repertoire by becoming a licensed general contractor in 1984. The companyu2019s proficiency in both of these areas has enabled them to furnish local homes with flawless structural integrity and design solutions. As a customer-oriented company, Diamond Head Plumbing places a high priority on meeting the highest standards in customer service. The round-the-clock availability of their emergency plumbers means you can count on receiving seamless restorations, no matter the size and scope of the issue. From analyzing the problem to finding a solution, the team tailors all their plumbing services around your budget and requirements. Whatu2019s more, being fully insured lends Diamond Head Plumbing the ability to spare you liability costs in case of an on-site accident. For their team of renovators, every kitchen and bathroom remodeling project begins with a complimentary project estimate and ends with ensuring 100% customer satisfaction. With so much to offer, itu2019s no wonder the company was voted Hawaiiu2019s Best by readers of the Honolulu Star-Advertiser. Having received an A rating by the local Better Business Bureau further adds credibility to the exceptional services Diamond Head Plumbing offers. To learn more about their remodeling and plumbing services, call (808) 734-4344 or visit them online. You can also check out the five-star reviews the plumbing contractor has received on their Facebook page.

34 views • 1 slides

Modern Bathroom Remodel And Renovation San Jose

Address:t 150 E Santa Clara St #110 San Jose, CA 95113 Phone: 408-827-7112 Website: http://modernbathroomremodelandrenovationsanjose.com/ Category: Bathroom Remodeler Hours: Mon - Sun 8am - 9pm Payment Types: Cash, all cc Description: Here at Modern Bathroom Remodel And Renovation San Jose, we are all about the client. We have been providing excellent remodeling, renovation and design services for bathrooms in San Jose for over 15 years. Over the years, we have invested a lot of time and money into training our specialists. They now use state of the art tools and equipment to minimize the risk for human errors and to work efficiently and safely. We serve both commercial and residential clients in San Jose, CA. In addition, we have the manpower and the equipment to work on several bathroom projects simultaneously. Donu2019t hesitate to contact us if you need top quality bathroom remodeling, renovation or design services! You are probably wondering why you should choose to give us your bathroom project. We know you are concerned about the quality of the work. We know you want to get the most bang for your buck. Here at Modern Bathroom Remodel And Renovation San Jose, we understand our clients. Truth be told, we are all locals here. Of course we want to give back to the community. This is precisely why we have a zero-tolerance policy towards subpar work. Our contractors are closely supervised by our most seasoned professionals, donu2019t worry. Also, we want you to know that our prices are as competitive as possible in San Jose, CA. We are not here to get rich, but to help the good people of San Jose with the quality bathroom renovation and remodeling services they deserve. Keywords: Bathroom remodel, bath remodel, bath remodeling, bathroom cabinets, custom bathroom, modern bathroom, bathroom design, bathroom remodel, bathroom renovation, bathroom remodeling ideas, San Jose, CA GMB Listing: https://g.page/bathroom-remodel-renew-san-jose

38 views • 2 slides

Plumbing Company Downey

Plumbing Company Downey Payless 4 Plumbing Inc 8129 Firestone Blvd, Downey, CA 90241 (800) 220-0209 https://www.paylessforplumbing.com Plumbing Company Downey, Payless 4 Plumbing Inc, Plumbing Septic Tank Downey, affordable plumbing Downey, plumber near me, plumbing company Downey, Downey plumbing service, plumbing septic tank Downey, affordable plumbing Downey, plumber near me, Downey plumbing service

33 views • 1 slides

Greenville Plumbing Company

Greenville Plumbing Company Greenville Plumbing Pros 33 Market Point Dr, Greenville, SC 29607 (864) 318-9171 When your drains are backed up or clogged, or youu2019re having water heater issues, it can be a nightmare. Greenville Plumbing Pros can help you with your clogged drains, broken toilets, and hot water heater issues and have you back up and running in no time. The company was founded with the goal of helping the residents of Greenville SC with all their plumbing needs. Greenville Plumbing Pros provides a variety of plumbing services including clogged toilets and drains, tankless water heater installation, water heater repair, burst pipe repair and emergency services. A slow drain, bad odor, or bathroom flood can be stressful, but with the help of Greenville Plumbing Pros, you donu2019t have to worry about it alone. https://greenvilleplumbingpros.com/ greenville plumbing company, greenville emergency plumber, greenville plumbing contractor, greenville plumbing service, greenville plumbing, greenville plumber, greenville plumbers, plumbers in greenville sc, plumbing company in greenville sc, plumbing contractor in greenville sc, plumbing service greenville sc, plumber greenville sc, burst pipe repair greenville sc, tankless water heater installation greenville sc, water heater installation greenville sc, water heater replacement greenville sc, water heater repair greenville sc, clogged toilet repair greenville sc, emergency plumber greenville sc, plumbing greenville sc, greenville burst pipe repair, greenville tankless water heater installation, greenville water heater installation, greenville water heater repair, greenville clogged toilet repair

33 views • 1 slides

QNT 351 Genuine Education / snaptutorial.com

QNT 351 Final Exam Guide (New) For more classes visit www.snaptutorial.com Q1 The Director of Golf for a local course wants to study the number of rounds played by members on weekdays. He gathered the sample information shown below for 520 rounds. At the .05 significance level, is there a difference in the number of rounds played by day of the week? 2An auditor for American Health Insurance reports that 20% of policyholders submit a claim during the year. 15 policyholders are selected randomly. What is the probability that at least 3 of them submitted a claim the previous year? 3When a class interval is expressed as 100 up to 200, _________________________. 4A coffee manufacturer is interested in whether the mean daily consumption of regular-coffee drinkers is less than that of decaffeinated-coffee drinkers. A random sample of 50 regular-coffee drinkers showed a mean of 4.35 cups per day, with a standard deviation of 1.2 cups per day. A sample of 40 decaffeinated coffee drinkers showed a mean of 5.84 cups per day, with a standard deviation of 1.36 cups per day. What is your computed z-statistic? 5 You perform a hypothesis test at the .05 level of significance. Your computed p-value turns out to .042. What is your decision about the hypothesis? 6 In a distribution, the second quartile corresponds with the __________. 7 The MacBurger restaurant chain claims that the waiting time of customers for service is normally distributed, with a mean of 3 minutes and a standard deviation of 1 minute. The quality-assurance department found in a sample of 50 customers at the Warren Road MacBurger that the mean waiting time was 2.75 minutes. When you perform a test of hypothesis, what would be the resulting p-value? 8 The first card selected from a standard 52-card deck was a king. If it is returned to the deck, what is the probability that a king will be drawn on the second selection? 9 An example of a qualitative variable is _________________. 10 When statisticians analyze sample data in order to draw conclusions about the characteristics of a population, this is referred to as: 11 The ages of all the patients in the isolation ward of the hospital are 38, 26, 13, 41, and 22. What is the population standard deviation? 12 Consider the following regression analysis between sales (Y in $1,000) and social media advertising (X in dollars). 13 The tread life of tires mounted on light-duty trucks follows the normal probability distribution with a mean of 60,000 miles and a standard deviation of 4,000 miles. Suppose you bought a set of four tires, what is the likelihood the mean tire life of these four tires is between 57,000 and 63,000 miles? 14 University officials say that at least 70% of the voting student population supports a fee increase. If the 95% confidence interval estimating the proportion of students supporting the fee increase is [0.75, 0.85], what conclusion can be drawn? 15 A study by the National Park Service revealed that 50% of the vacationers going to the Rocky Mountain region visit Yellowstone Park, 40% visit the Grand Tetons, and 35% visit both. What is the probability that a vacationer will visit at least one of these magnificent attractions? 16 The distribution of a sample of the outside diameters of PVC pipes approximates a symmetrical, bell-shaped distribution. The arithmetic mean is 14.0 inches, and the standard deviation is 0.1 inches. About 68% of the outside diameters lie between what two amounts? 17 A group of women tried five brands of fingernail polish and ranked them according to preference. What level of measurement is this? 18 What is the range of values for a coefficient of correlation? 19 Which approach to probability assumes that the events are equally likely? 20 What is the median of 26, 30, 24, 32, 32, 31, 27, and 29? 21 Sales at a fast-food restaurant average $6,000 per day. The restaurant decided to introduce an advertising campaign to increase daily sales. To determine the effectiveness of the advertising campaign, a sample of 49 days of sales was taken. It found that the average daily sales were $6,400 per day. From past history, the restaurant knew that its population standard deviation is about $1,000. The value of the test statistic is _______. 22 The mean of a normal distribution is 400 pounds. The standard deviation is 10 pounds. What is the probability of a weight between 415 pounds and the mean of 400 pounds? 23 Which of the following is true regarding the normal distribution? 24 A time series trend equation for Hammer Hardware is Yu2019 = 5.6 1.2t, where sales are in millions of dollars and t increases by one unit for each year. If the value of sales in the base year of 2016 is $5.6 million, what would be the estimated sales amount for 2018? 25 A research firm conducted a survey to determine the mean amount steady smokers spend on cigarettes during a week. A sample of 64 smokers revealed that uf7c3 = $20 and S = $5. What is the 95% confidence interval for u03bc? 26 A weight-loss company wants to statistically prove that its methods work. They randomly selected 10 clients who had been on the weight loss program for between 55 and 65 days. They looked at their beginning weights and their current weight. The statistical test they should utilize is: 27 As the size of the sample increases, what happens to the shape of the distribution of sample means? 28 Each month the National Association of Purchasing Managers publishes the NAPM index. One of the questions asked on the survey to purchasing agents is: Do you think that the economy is expanding? Last month, of the 300 responses, 160 answered u201cyesu201d to the question. This month, 170 of the 290 responses indicated that the economy is expanding. If youu2019re testing to find if a larger proportion of agents believe that the economy is expanding this month, what is your computed test statistic? 29 A group of 100 students was surveyed about their interest in a new International Studies program. Interest was measured in terms of high, medium, or low. In the study, 30 students responded high interest, 40 students responded medium interest, and 30 students responded low interest. What is the relative frequency of students with high interest? 30 A hypothesis regarding the weight of newborn infants at a community hospital is that the mean is 6.6 pounds. A sample of seven infants is randomly selected and their weights at birth are recorded as 9.0, 7.3, 6.0, 8.8, 6.8, 8.4, and 6.6 pounds. What is the alternate hypothesis? ***************************************************** QNT 351 Final Exam Guide For more classes visit www.snaptutorial.com 1) The main purpose of descriptive statistics is to 2) The general process of gathering, organizing, summarizing, analyzing, and interpreting data is called 3) The performance of personal and business investments is measured as a percentage, return on investment. What type of variable is return on investment? 4) What type of variable is the number of robberies reported in your city? 5) What level of measurement is the number of auto accidents reported in a given month? 6) The names of the positions in a corporation, such as chief operating officer or controller, are examples of what level of measurement? 7) Shoe sizes, such as 7B, 10D, and 12EEE, are examples of what level of measurement? 8) Monthly commissions of first-year insurance brokers are $1,270, $1,310, $1,680, $1,380, $1,410, $1,570, $1,180, and $1,420. These figures are referred to as 9) A small sample of computer operators shows monthly incomes of $1,950, $1,775, $2,060, $1,840, $1,795, $1,890, $1,925, and $1,810. What are these ungrouped numbers called? 10) The sum of the deviations of each data value from this measure of central location will always be 0 11) For any data set, which measures of central location have only one value? 12) A sample of single persons receiving social security payments revealed these monthly benefits: $826, $699, $1,087, $880, $839, and $965. How many observations are below the median? 13) A dot plot shows 14) The test scores for a class of 147 students are computed. What is the location of the test score associated with the third quartile? 15) The National Center for Health Statistics reported that of every 883 deaths in recent years, 24 resulted from an automobile accident, 182 from cancer, and 333 from heart disease. Using the relative frequency approach, what is the probability that a particular death is due to an automobile accident? 16) If two events A and B are mutually exclusive, what does the special rule of addition state? 17) A listing of all possible outcomes of an experiment and their corresponding probability of occurrence is called a 18) The shape of any uniform probability distribution is 19) The mean of any uniform probability distribution is 20) For the normal distribution, the mean plus and minus 1.96 standard deviations will include about what percent of the observations? 21) For a standard normal distribution, what is the probability that z is greater than 1.75? 22) A null hypothesis makes a claim about a 23) What is the level of significance? 24) Suppose we test the difference between two proportions at the 0.05 level of significance. If the computed z is -1.07, what is our decision? 25) Which of the following conditions must be met to conduct a test for the difference in two sample means? 26) Which of the following statements about the two sample sizes is NOT true? Assume the population standard deviations are equal. 27) What is the chart called when the paired data (the dependent and independent variables) are plotted? 28) What is the variable used to predict the value of another called? 29) Twenty randomly selected statistics students were given 15 multiple-choice questions and 15 open-ended questions, all on the same material. The professor was interested in determining on which type of questions the students scored higher. This experiment is an example of 30) The measurements of weight of 100 units of a product manufactured by two parallel processes have same mean but the standard of process A is 15 while that of B is 7. What can you conclude? ***************************************************** QNT 351 Week 1 Connect Problems For more classes visit www.snaptutorial.com QNT 351 Week 1 Connect Problem 1. Which of the following is an example of a continuous variable? 2. The incomes of 50 loan applicants are obtained. Which level of measurement is income? 3. The members of each basketball team wear numbers on their jerseys. What scale of measurement are these numbers considered? 4. The reported unemployment is 5.5% of the population. What measurement scale is used to measure unemployment? 5. The Nielsen Ratings break down the number of people watching a particular television show by age. What level of measurement is age? 6. An example of a qualitative variable is _________________. 7. Two thousand two hundred frequent business travelers are asked which midwestern city they prefer: Indianapolis, Saint Louis, Chicago, or Milwaukee. 112 liked Indianapolis best, 452 liked Saint Louis, 1295 liked Chicago, and the remainder preferred Milwaukee. Develop a frequency table and a relative frequency table to summarize this information. 8. The Cambridge Power and Light Company selected a random sample of 20 residential customers. Following are the amounts, to the nearest dollar, the customers were charged for electrical service last month: a. Compute the arithmetic mean.(Round your answer to 2 decimal places.) b. Indicate whether it is a statistic or a parameter. 9. Consider these five values a population: 6, 3, 7, 3, and 7. a. Determine the mean of the population. b. Determine the variance of the population. 10. An investor buys 100 shares of AT&T stock and records its price change daily. Which concept of probability would you use to estimate the probability of an individual event? ***************************************************** QNT 351 Week 1 DQ 1 For more classes visit www.snaptutorial.com Week 1 DQ1 Where would you see descriptive statistics used in your work place? ***************************************************** QNT 351 Week 1 DQ 2 For more classes visit www.snaptutorial.com Week 1 DQ2 How would you define dependent and independent variables? What is their significance in research? Explain with examples. ***************************************************** QNT 351 Week 1 DQ 3 For more classes visit www.snaptutorial.com Week 1 DQ3 Develop five demographic questions to measure gender, age, years of experience, level of education, and ethnicity. Identify the level of measurement used for each ***************************************************** QNT 351 Week 1 DQ 4 For more classes visit www.snaptutorial.com Week 1 DQ4 How would you define a variable? What is the difference between a dependent and independent variable? Do you think both variables are used in every research? Explain why or why not. Provide examples. ***************************************************** QNT 351 Week 1 DQ 5 For more classes visit www.snaptutorial.com Week 1 DQ5 What is the importance of statistics in business decision making? Describe a business situation where statistics was used in making a decision. ***************************************************** QNT 351 Week 1 DQ 6 For more classes visit www.snaptutorial.com Week 1 DQ6 What are the four data measurement scales? Provide two examples and explain the importance of each in business research. ***************************************************** QNT 351 Week 1 Individual Assignment Statistics in Business (2 Sets) For more classes visit www.snaptutorial.com This tutorial contains 2 different Sets of papers Define statistics. Identify different types of statistics. Describe the role of statistics in business decision making. Write a 300-word summary providing at least three examples or problem situations in which statistics was used or could be used. ***************************************************** QNT 351 Week 1 Introduction to Statistical Thinking Worksheet For more classes visit www.snaptutorial.com Complete the Introduction to Statistical Thinking Worksheet. Format your assignment consistent with APA guidelines. Click the Assignment Files tab to submit your assignment. 1. There are 23 people at a party. Explain what the probability is that any two of them share the same birthday. 2. A cold and flu study is looking at how two different medications work on sore throats and fever. Results are as follows: u2022 Sore throat - Medication A: Success rate - 90% (101 out of 112 trials were successful) u2022 Sore throat - Medication B: Success rate - 83% (252 out of 305 trials were successful) u2022 Fever - Medication A: Success rate - 71% (205 out of 288 trials were successful) u2022 Fever - Medication B: Success rate - 68% (65 out of 95 trials were successful) Analyze the data and explain which one would be the better medication for both a sore throat and a fever. 3. The United States employed a statistician to examine damaged planes returning from bombing missions over Germany in World War II. He found that the number of returned planes that had damage to the fuselage was far greater than those that had damage to the engines. His recommendation was to enhance the reinforcement of the engines rather than the fuselages. If damage to the fuselage was far more common, explain why he made this recommendation. ***************************************************** QNT 351 Week 2 Connect Problems For more classes visit www.snaptutorial.com QNT 351 Week 2 Connect Problem 1. The director of admissions at Kinzua University in Nova Scotia estimated the distribution of student admissions for the fall semester on the basis of past experience. a. What is the expected number of admissions for the fall semester? b. Compute the variance and the standard deviation of the number of admissions. 2. The Internal Revenue Service is studying the category of charitable contributions. A sample of 28 returns is selected from young couples between the ages of 20 and 35 who had an adjusted gross income of more than $100,000. Of these 28 returns, 5 had charitable contributions of more than $1,000. Suppose 4 of these returns are selected for a comprehensive audit. a. You should use the hyper geometric distribution is appropriate. Because b. What is the probability exactly one of the four audited had a charitable deduction of more than $1,000? c. What is the probability at least one of the audited returns had a charitable contribution of more than $1,000? 3. According to the "January theory," if the stock market is up for the month of January, it will be up for the year. If it is down in January, it will be down for the year. According to an article in The Wall Street Journal, this theory held for 28 out of the last 34 years. Suppose there is no truth to this theory; that is, the probability it is either up or down is 0.5. What is the probability this could occur by chance? 4. Customers experiencing technical difficulty with their internet cable hookup may call an 800 number for technical support. It takes the technician between 150 seconds and 14 minutes to resolve the problem. The distribution of this support time follows the uniform distribution. a. What are the values for a and b in minutes? b-1. What is the mean time to resolve the problem? b-2. What is the standard deviation of the time? c. What percent of the problems take more than 5 minutes to resolve? d. Suppose we wish to find the middle 50% of the problem-solving times. What are the end points of these two times? 5. A normal population has a mean of 21 and a standard deviation of 6. a. Compute the z value associated with 24. b. What proportion of the population is between 21 and 24? c. What proportion of the population is less than 17? 6. Assume that the hourly cost to operate a commercial airplane follows the normal distribution with a mean of $2,100 per hour and a standard deviation of $250. What is the operating cost for the lowest 3% of the airplanes? 7. The manufacturer of a laser printer reports the mean number of pages a cartridge will print before it needs replacing is 12,400. The distribution of pages printed per cartridge closely follows the normal probability distribution and the standard deviation is 620 pages. The manufacturer wants to provide guidelines to potential customers as to how long they can expect a cartridge to last. How many pages should the manufacturer advertise for each cartridge if it wants to be correct 95 percent of the time? 8. A study of long-distance phone calls made from General Electric Corporate Headquarters in Fairfield, Connecticut, revealed the length of the calls, in minutes, follows the normal probability distribution. The mean length of time per call was 5.20 minutes and the standard deviation was 0.70 minutes. a. What fraction of the calls last between 5.20 and 6.00 minutes? b. What fraction of the calls last more than 6.00 minutes? c. What fraction of the calls last between 6.00 and 7.00 minutes? d. What fraction of the calls last between 5.00 and 7.00 minutes? e. As part of her report to the president, the director of communications would like to report the length of the longest (in duration) 4 percent of the calls. What is this time? 9. A population consists of the following five values: 13, 15, 17, 19, and 22. a. List all samples of size 3, and compute the mean of each sample. b. Compute the mean of the distribution of sample means and the population mean. 10. The mean age at which men in the United States marry for the first time follows the normal distribution with a mean of 24.4 years. The standard deviation of the distribution is 2.6 years. For a random sample of 57 men, what is the likelihood that the age at which they were married for the first time is less than 24.9 years? ***************************************************** QNT 351 Week 2 DQ 1 For more classes visit www.snaptutorial.com Week 2 DQ1 Can mean, median, or mode be calculated from all statistical data? Explain why or why not. When is the mean the best measure of central tendency? When is the median the best measure of central tendency? ***************************************************** QNT 351 Week 2 DQ 2 For more classes visit www.snaptutorial.com Week 2 DQ2 Describe a business situation, other than what has already been selected by fellow students or selected from the team assignment, where mean and standard deviation can be used in decision making. Describe how calculation of mean and standard deviation can help in making a decision. ***************************************************** QNT 351 Week 2 DQ 3 For more classes visit www.snaptutorial.com Week 2 DQ3 What level of data is a telephone number? Explain. ***************************************************** QNT 351 Week 2 DQ 4 For more classes visit www.snaptutorial.com Week 2 DQ4 Does all data have a mean, median, or mode? Why or why not? When is the mean the best measure of central tendency? When is the median the best measure of central tendency? ***************************************************** QNT 351 Week 2 DQ 5 For more classes visit www.snaptutorial.com Week 2 DQ5 Why is the population shape a concern when estimating a mean? What effect does sample size, n, have on the estimate of the mean? ***************************************************** QNT 351 Week 2 Excel Problem Graphical Technique For more classes visit www.snaptutorial.com Question 1 Plot a 100% stacked column chart for television sales by year. U.S. Television Sales, 2002 - 2005 ($ thousands) Projection TV LCD TV Plasma TV 2002 3,574 246 515 2003 4,351 664 1,590 2004 6,271 1,579 2,347 2005 5,320 3,295 4,012 Question 2 In a 2013 survey of employees conducted by Financial Finesse Inc., employees were asked about their overall financial stress levels. The following table shows the results of this survey (www.financialfinesse.com) Question 3 Given below are the ratings of the overall dining experience (Outstanding, Very Good, Good, Average, or Poor) of 30 randomly selected patrons at a restaurant on a Saturday evening. a) Using the Pivot table in Excel, construct a frequency distribution. Frequency Distribution is a table with two columns - Ratings and Frequency. b) Plot a bar chart using Pivot Chart. c) Plot a pie chart using Pivot Chart. Question 4 Given below is the revenue data for an organization. Plot Revenue on a line chart. Month Revenue Jan $4,510 Feb $10,430 Mar $8,950 Apr $12,300 May $5,300 Jun $12,430 Jul $11,900 Aug $12,230 Sep $10,480 Oct $10,500 Nov $12,870 Dec $11,400 Question 5 Refer to the chart below and answer the questions a. What is the name given to this type of chart? b. b. Suppose that 1,000 graduates will start a new job shortly after graduation. Estimate the number of graduates, whose first contact for employment occurred through networking and other connections ***************************************************** QNT 351 Week 2 Learning Team Assignment Data Collection (2 Sets) For more classes visit www.snaptutorial.com This tutorial contains 2 different Sets of papers Discuss with your team whether you have data from RES/351, and if your team would like to use one team memberu2019s data for the Learning Team assignments in this course. If using data from RES/351: Resources: Data collected from RES/351 Prepare a 700- to 1,050-word written report along with a 5- to 7-slide Microsoftu00ae PowerPointu00ae presentation for the senior management team or stakeholders of your RES/351 research project to present your findings. Address the following: u2022tPresent the chosen situation as an overviewu2014problem, purpose, research questions, and hypotheses. u2022tDescribe and the instrument used for data collection. u2022tIdentify types of datau2014quantitative, quantitative, or bothu2014and how the data is collected. u2022tIdentify the level of measurement for each of the variables involved in the study. u2022tCode the data if you have not done so. Describe how the data is coded and evaluate the procedure used. u2022tClean the data by eliminating the data input errors made. u2022tDraw conclusions about appropriateness of data to meet the purpose of the study. If you decide not to use your own data, you can use the Ballard Integrated Managed Services, Inc., case study overview: Resources: University of Phoenix Material: Ballard Integrated Managed Services, Inc., Part 1 Review the Ballard Integrated Managed Services, Inc. (BIMS) case study overview. Prepare a 700- to 1,050-word written report along with a 5- to 7-slide Microsoftu00ae PowerPointu00ae presentation for the senior management team to present your findings (see Exhibit D for the data set of the second survey). Address the following: u2022tPresent the BIMS situation as an overviewu2014problem, purpose, research questions, and hypotheses. u2022tDescribe the instrument used for data collection. u2022tIdentify types of data collectedu2014quantitative, qualitative, or bothu2014and how the data is collected. u2022tIdentify the level of measurement for each of the variables involved in the study. u2022tCode the data if you have not done so. Describe how the data is coded and evaluate the procedure used. u2022tClean the data by eliminating the data input errors made. u2022tDraw conclusions about appropriateness of data to meet the purpose of the study. Note. As consultants to BIMS, your Learning Team is expected to prepare and deliver a professional product addressing the client's needs. ***************************************************** QNT 351 Week 2 Probability Worksheet For more classes visit www.snaptutorial.com Complete the Probability Worksheet. Format your paper consistent with APA guidelines. Click the Assignment Files tab to submit your assignment. Maximum and Minimum Temperatures Search the Internet for U.S. climate data. Choose the city in which you live. Click on the tab that reads u201cDaily.u201d 1.tPrepare a spreadsheet with three columns: Date, High Temperature, and Low Temperature. List the past 60 days for which data is available. 2.tPrepare a histogram for the data on high temperatures and comment on the shape of the distribution as observed from these graphs. 3.tCalculate uf7c3 and S. 4.tWhat percentage of the high temperatures are within the interval uf7c3 u2013 S to uf7c3 S? 5.tWhat percentage of the high temperatures are within the interval uf7c3 u2013 2S to uf7c3 2S? 6.tHow do these percentages compare to the corresponding percentages for a normal distribution (68.26% and 95.44%, respectively)? 7.tRepeat Parts 2 to 6 for the minimum temperatures on your spreadsheet. Would you conclude that the two distributions are normally distributed? Why or why not? ***************************************************** 8.t QNT 351 Week 2 Team Assignment Descriptive Statistics Real Estate Data Part 1 (New) For more classes visit www.snaptutorial.com Search the Internet for a realty site. Select a hometown of someone on your team in the search section on the website you have chosen. When all of the listings populate, make sure that the sort criteria reads "New Listings." This ensures that you are searching a random cross-section of listings rather than favoring one price range. Review the new listings that populate. Create an Excelu00ae spreadsheet with 4 columns of the first 100 single family homes listed, not including condominiums or townhouses. Include each of the following categories in the spreadsheet: Property address, listing price, square footage, and number of bedrooms. Prepare a frequency distribution for listing prices, including relative frequencies. Create your frequency distribution as identified in Chapters 2, 3, and 4. Generate a histogram from your frequency distribution, again making sure you are consistent with the rules discussed in Chapter 2. Summarize your findings from your frequency distribution and your histogram. Create either a pie chart or a bar graph of the number of bedrooms in your 100 homes. Evaluate your visual aid. Calculate measures of central tendency for both listing prices and square footages. Those measures are mean, median, and mode. Determine the quartiles for both listing prices and square footages. Calculate measures of dispersion for both listing prices and square footages. Those measures are range, variance, and standard deviation. Apply Chebyshev's Theorem and the Empirical Rule to both sets of data. Compare your findings with your actual data. Conclude whether Chebyshev's or Empirical Rule is more accurate with each of listing prices and square footages. Format your assignment consistent with APA guidelines. Click the Assignment Files tab to submit your assignment. ***************************************************** QNT 351 Week 3 Connect Problems For more classes visit www.snaptutorial.com Award: 10 out of 10.00 points A sample of 43 observations is selected from a normal population. The sample mean is 30, and the population standard deviation is 3. Conduct the following test of hypothesis using the 0.05 significance level. a. Is this a one- or two-tailed test? b. What is the decision rule? (Round your answer to 3 decimal places.) c. What is the value of the test statistic? (Round your answer to 2 decimal places.) d. What is your decision regarding H0? e. What is the p-value? (Round your answer to 4 decimal places.) 2.At the time she was hired as a server at the Grumney Family Restaurant, Beth Brigden was told, u201cYou can average $86 a day in tips.u201d Assume the population of daily tips is normally distributed with a standard deviation of $3.81. Over the first 48 days she was employed at the restaurant, the mean daily amount of her tips was $87.07. At the 0.02 significance level, can Ms. Brigden conclude that her daily tips average more than $86? a. State the null hypothesis and the alternate hypothesis. b. State the decision rule. c. Compute the value of the test statistic. (Round your answer to 2 decimal places.) d. What is your decision regarding H0? e. What is the p-value? (Round your answer to 4 decimal places.) 3.The Rocky Mountain district sales manager of Rath Publishing Inc., a college textbook publishing company, claims that the sales representatives make an average of 43 sales calls per week on professors. Several reps say that this estimate is too low. To investigate, a random sample of 41 sales representatives reveals that the mean number of calls made last week was 44. The standard deviation of the sample is 2.9 calls. Using the 0.100 significance level, can we conclude that the mean number of calls per salesperson per week is more than 43? 1. Compute the value of the test statistic. (Round your answer to 3 decimal places.) 2. What is your decision regarding H0? 4. Award: 10 out of 10.00 points A United Nations report shows the mean family income for Mexican migrants to the United States is $27,150 per year. A FLOC (Farm Labor Organizing Committee) evaluation of 30 Mexican family units reveals a mean to be $29,500 with a sample standard deviation of $11,150. Does this information disagree with the United Nations report? Apply the 0.01 significance level. a. State the null hypothesis and the alternate hypothesis. b. State the decision rule for .01 significance level. (Negative amounts should be indicated by a minus sign. Round your answers to 3 decimal places.) c. Compute the value of the test statistic. (Round your answer to 2 decimal places.) d. Does this information disagree with the United Nations report? Apply the 0.01 significance level. 5.The following information is available. H0 : u03bc u2265 220 H1 : u03bc < 220 A sample of 64 observations is selected from a normal population. The sample mean is 215, and the population standard deviation is 15. Conduct the following test of hypothesis using the .025 significance level. a. Is this a one- or two-tailed test? b. What is the decision rule? (Negative amount should be indicated by a minus sign. Round your answer to 2 decimal places.) c. What is the value of the test statistic? (Negative amount should be indicated by a minus sign. Round your answer to 3 decimal places.) d. What is your decision regarding H0? e. What is the p-value? (Round your answer to 4 decimal places.) 6.Given the following hypotheses: H0 : u03bc u2264 10 H1 : u03bc > 10 A random sample of 10 observations is selected from a normal population. The sample mean was 12 and the sample standard deviation 3. Using the .05 significance level: a. State the decision rule. (Round your answer to 3 decimal places.) b. Compute the value of the test statistic. (Round your answer to 3 decimal places.) c. What is your decision regarding the null hypothesis? 7.Given the following hypotheses: H0 : u03bc = 400 H1 : u03bc u2260 400 A random sample of 12 observations is selected from a normal population. The sample mean was 407 and the sample standard deviation 6. Using the .01 significance level: a. State the decision rule. (Negative amount should be indicated by a minus sign. Round your answers to 3 decimal places.) b. Compute the value of the test statistic. (Round your answer to 3 decimal places.) c. What is your decision regarding the null hypothesis? ******************************************************** QNT 351 Week 3 DQ 1 For more classes visit www.snaptutorial.com Week 3 DQ1 What are the differences between probability and coincidence? Can the probability be more than 1 or less than 0? Explain why or why not. ***************************************************** QNT 351 Week 3 DQ 2 For more classes visit www.snaptutorial.com Week 3 DQ2 What is the role of probability concepts in business decision-making? Provide specific examples. ***************************************************** QNT 351 Week 3 DQ 3 For more classes visit www.snaptutorial.com Week 3 DQ3 What are the basic differences between a discrete and a continuous distribution? ***************************************************** QNT 351 Week 3 DQ 4 For more classes visit www.snaptutorial.com Week 3 DQ4 What are the characteristics of standard normal distribution? Explain how to calculate the z-test static. Explain how a z-value is used to calculate the area under the distribution and the meaning of P(0 to z) when z = 1.96. ***************************************************** QNT 351 Week 3 Excel Problems Measuring Salespeople Performance For more classes visit www.snaptutorial.com Week A B C D 1 1774 2205 1330 1402 2 1808 1507 1295 1665 3 1890 2352 1502 1530 4 1932 1939 1104 1826 5 1855 2052 1189 1703 6 1726 1630 1441 1498 Interpretation of Minimum and Maximum Interpretation of Mean and Median Interpretation of Standard Deviation and Variance Interpretation of the First and Third Quartiles ***************************************************** QNT 351 Week 3 Individual Assignment Real Estate Data For more classes visit www.snaptutorial.com Resources: Appendix A1 at the end of Basic Statistics for Business and Economics Answer question 68 in the Data Set Exercises from Ch. 3 of Basic Statistics for Business and Economics. Answer question 34 in the Data Set Exercises from Ch. 4 of Basic Statistics for Business and Economics. ***************************************************** QNT 351 Week 3 Team Assignment Sampling Distributions Real Estate Part 2 (New) For more classes visit www.snaptutorial.com Use the real estate data that you used for your learning team project that was due in Week 2. Complete the Sampling Distributions - Real Estate Part 2 worksheet. Format your assignment consistent with APA guidelines. Click the Assignment Files tab to submit your assignment. 1.tReview the data and for the purpose of this project please consider the 100 listing prices as a population. u2022 Explain what your computed population mean and population standard deviation were. 2. Divide the 100 listing prices into 10 samples of n=10 each. Each of your 10 samples will tend to be random if the first sample includes houses 1 through 10 on your spreadsheet, the second sample consists of houses 11 through 20, and so on. u2022 Compute the mean of each of the 10 samples and list them: 3. Compute the mean of those 10 means. u2022 Explain how the mean of the means is equal, or not, to the population mean of the 100 listing prices from above. 4. Compute the standard deviation of those 10 means and compare the standard deviation of the 10 means to the population standard deviation of all 100 listing prices. u2022 Explain why it is significantly higher, or lower, than the population standard deviation. 5. Explain how much more or less the standard deviation of sample means was than the population standard deviation. According to the formula for standard deviation of sample means, it should be far less. (That formula is u03c3uf7c3 = u03c3/u221an = u03c3/u221a10 = u03c3/3.16 ) Does your computed u03c3uf7c3 agree with the formula? ***************************************************** QNT 351 Week 3 Team Assignment Summarizing and Presenting Data (2 Sets) For more classes visit www.snaptutorial.com This tutorial contains 2 different Sets of papers If using RES/351 data: Revise the report submitted in Week Two based on the feedback provided by the instructor in the team assignment, and insight gained by reading. Summarize the data collected using descriptive statistics. Descriptive statistics should be in the forms of frequency distribution table, measures of mean, median, mode, standard deviation, and graphical display of data. Summarize the statistics in relation to the problem selected and research questions and draw conclusions. Prepare a 1,050- to 1,750-word report of conclusions drawn from the data and make recommendations to the management. Support recommendations by citing literature consistent with APA guidelines. If using the Ballard Integrated Managed Services, Inc., (BIMS) case study overview: Revise the report submitted in Week Two based on the feedback provided by the instructor in the team assignment, and insight gained by reading. Analyze the data included in BIMS case study Part 1 by computing descriptive statistics in the form of tables, charts, measures of central tendency, and variability. Prepare a 1,050- to 1,750-word report of conclusions drawn from the data and make recommendations to the management. Support recommendations by citing literature consistent with APA guidelines. ***************************************************** QNT 351 Week 4 Connect Problems For more classes visit www.snaptutorial.com QNT 351 Week 4 Connect Problem 1) The Production department of Celitronics International wants to explore the relationship between the number of employees who assemble a subassembly and the number produced. As an experiment, 2 employees were assigned to assemble the subassemblies. They produced 13 during a one-hour period, then 4 employees assembled them. They produced 22 during a one hour period. The complete set of paired observation follows a) The dependent variable is production; that is, it is assumed that different levels of production result from a different number of employees. b) A scatter diagram is provided below. Based on it, does there appear to be any relationship between the number of assemblers and production? c) Compute the correlation coefficient. 2) The following sample observation were randomly selected. X : 4 5 3 6 10 Y : 9.8 10.6 8 15.4 19.6 a) The regression equation is Y^ =? b) When X is 5.5 this gives Y^=? 3) Bi-io Appliance Super-store has outlets in several large metropolitian areas in New England. The general sales manager aired a commercial for a digital camera on selected local TV stations prior tp a sale starting on Saturday and editing Sunday. She obtained the information for Saturday-Sunday digital camera sales at the various outlets and paired it with number to times the advertisement was shown on the local TV stations. The Purpose is to find whether there is any relationship between the number of times the advertisement was aired and digital camera sales. The pairings are: a) What is the dependent variable? b) Determine the correlation coefficient c) Interpret these statistical measures. 4) The owner of Maumee Ford-Mercury-Volvo wants to study the relationship between the age of a car and its selling price. Listed below is a random sample of 12 used cars sold at the dealership during the last year. a) If we want to estimate selling price on the basis of the age car, which variable is the dependent variable and which is the independent variable? b) Determine the correlation coefficient? Determine the coefficient of determination? c) Interpret the correlation coefficient. Does it surprise you that the correlation coefficient is negative? 5) Pennsylvania refining Company is studying the relationship between the pump price of gasoline and the number of gallons sold. For a sample of 20 stations last Tuesday the correlation was 78. At the 0.1 significance level, is the correlation in the population greater than zero? ***************************************************** QNT 351 Week 4 DQ 1 For more classes visit www.snaptutorial.com Week 4 DQ1 What are some terms related to hypothesis testing with which you are already familiar? Why do null and alternative hypotheses have to be mutually exclusive? ***************************************************** QNT 351 Week 4 DQ 2 For more classes visit www.snaptutorial.com Week 4 DQ2 Why does the significance level differ among industries? Will the null hypothesis be more likely to be rejected at u03b1 = 0.01 than u03b1 = 0.10? As the significance level increases to u03b1 = 0.10 from u03b1 = 0.01, which type error is more likely to occur? What can be done to reduce the likelihood of incurring this error? ***************************************************** QNT 351 Week 4 DQ 3 For more classes visit www.snaptutorial.com Week 4 DQ3 Please explain the five steps used in hypothesis testing. How does the five-step procedure for hypothesis testing differ when comparing two groups using a t- or z-test? How is the process similar? ***************************************************** QNT 351 Week 4 DQ 4 For more classes visit www.snaptutorial.com Week 4 DQ4 Please explain terms related to hypothesis testing; please explain null and alternate hypotheses, explain the difference between two different test statistics, then define the equations used in both. Why do null and alternative hypotheses have to be mutually exclusive? ***************************************************** QNT 351 Week 4 Excel Problems Measures of Relative Standing and ProbabilityDistribution For more classes visit www.snaptutorial.com Problem 1 Figure below gives the boxplots comparing the base yearly salaries of employeesin marketing and employees in research for a large company. Identify the five number summaries. for each profession. Interpret them like we did in the class. Problem 2 An insurance company determines that in every 100 claims, 4 are fraudulent. What is the probability that the next claim the company processes will be fraudulent? Problem 3 A review of emergency room records at rural Millard FellmoreMemorial Hospital was performed to determine the probability distribution of the number of patients entering the emergency room during a 1-hour period. The following table lists this probability distribution. Problem 4 Find the missing probability in the following probability distribution. Problem 5 Determine whether the distribution given below are valid probability distributions or not. Problem 6 Determine whether the random variable x is discrete or continuous a. Let x represent the number of pumps in use at a gas station b. Let x represent the weight of a truck at a weigh station ***************************************************** QNT 351 Week 4 Individual Assignment Real Estate Data For more classes visit www.snaptutorial.com Resources: Appendix A1 at the end of Basic Statistics for Business and Economics Answer question 60 (both parts a. and b.) in the Data Set Exercises from Ch. 6 of Basic Statistics for Business and Economics. Answer question 54 (both parts a. and b.) in the Data Set Exercises from Ch. 7 of Basic Statistics for Business and Economics. ***************************************************** QNT 351 Week 4 Learning Team Reflection (2 Sets) For more classes visit www.snaptutorial.com QNT 351 Week 4 Learning Team Reflection This tutorial contains 2 different sets Discuss the following with your Learning Team: u2022tThe steps in testing a research hypothesis u2022tComparing the means of two or more groups u2022tCalculating the correlation between two variables Include the topics you feel comfortable with, any topics you struggled with, and how the weekly topics relate to application in your field. Prepare a 350- to 1,050-word paper detailing the findings of your discussion. Click the Assignment Files tab to submit your assignment. ***************************************************** QNT 351 Week 4 Two Population Means Worksheet For more classes visit www.snaptutorial.com A tomato farmer with a very large farm of approximately 2200 acres had heard about a new type of rather expensive fertilizer which would supposedly significantly increase his production. The frugal farmer wanted to test the new fertilizer before committing the large investment required to fertilize a farm of his size. He therefore selected 15 parcels of land on his property and divided them each into two portions. He bought just enough of the new fertilizer to spread over one half of each parcel and then spread the old fertilizer over the other half of each parcel. His yields in pounds per tomato plant were as follows: What if you were the fertilizer sales representative and your job was to prove the superiority of the new product to the farmer? (1) You should start by running the same test he did in which he came to the decision that he could not conclude a difference. (2) Perform the test as it should have been done and find if you come to a different conclusion. (3) Explain why the results were different and why your test was a stronger and more reliable test. ***************************************************** QNT 351 Week 5 Individual Assignment Real Estate Data For more classes visit www.snaptutorial.com Resources: Appendix A1 at the end of Basic Statistics for Business and Economics Answer question 58 in the Data Set Exercises from Ch. 10 of Basic Statistics for Business and Economics. Answer question 62 in the Data Set Exercises from Ch. 13 of Basic Statistics for Business and Economics. ***************************************************** QNT 351 Week 5 Learning Team Assignment Analyzing and Interpreting Data Paper and Presentation For more classes visit www.snaptutorial.com If using RES/351 data: Ask your instructor for specific information regarding the analysis you are required to perform for your data set. Combine your Week Two Learning Team assignment and Week Three findings with Week Five findings and make a recommendation to the research problem. Use the statistical tables given in the appendices of the textbook and a statistical analysis application: a Microsoftu00ae Excelu00ae spreadsheet, Minitabu00ae statistical software, or SPSSu2122 software. Prepare a 1,050- to 1,750-word written report along with a 7- to 9-slide Microsoftu00ae PowerPointu00ae presentation for the senior management team to present your findings. If using the Ballard Integrated Managed Services, Inc. (BIMS) case study overview: Read the University of Phoenix Material: Ballard Integrated Managed Services, Inc., Part 2. Your team acts as a consultant group that analyzes and interprets this second set of data. The intent is to increase senior managementu2019s understanding of the sources of employee dissatisfaction and to create a model that predicts employee resignation. Combine your Week Two Learning Team assignment and Week Three findings with Week Five findings and make a recommendation to BIMS. Use the statistical tables given in the appendices of the textbook and a statistical analysis application: a Microsoftu00ae Excelu00ae spreadsheet, Minitabu00ae statistical software, or SPSSu2122 software. Prepare a 1,050- to 1,750-word written report along with a 7- to 9-slide Microsoftu00ae PowerPointu00ae presentation for the senior management team to present your findings (see Exhibit D for the data set of the second survey). Note. As consultants to BIMS, your Learning Team is expected to prepare and deliver a professional product addressing the clientu2019s needs. ***************************************************** QNT 351 Week 5 Team Assignment Real Estate Regression Exercise (New) For more classes visit www.snaptutorial.com Complete the Real Estate Regression Exercise. Format your paper consistent with APA guidelines. Click the Assignment Files tab to submit your assignment. You are consulting for a large real estate firm. You have been asked to construct a model that can predict listing prices based on square footages for homes in the city youu2019ve been researching. You have data on square footages and listing prices for 100 homes. 1. Which variable is the independent variable (x) and which is the dependent variable (y)? 2. Click on any cell. Click on Insertu2192Scatteru2192Scatter with markers (upper left). To add a trendline, click Toolsu2192Layoutu2192Trendlineu2192Linear Trendline Does the scatterplot indicate observable correlation? If so, does it seem to be strong or weak? In what direction? 3. Click on Datau2192Data Analysisu2192Regressionu2192OK. Highlight your data (including your two headings) and input the correct columns into Input Y Range and Input X Range, respectively. Make sure to check the box entitled u201cLabelsu201d. (a) What is the Coefficient of Correlation between square footage and listing price? (b) Does your Coefficient of Correlation seem consistent with your answer to #2 above? Why or why not? (c) What proportion of the variation in listing price is determined by variation in the square footage? What proportion of the variation in listing price is due to other factors? (d) Check the coefficients in your summary output. What is the regression equation relating square footage to listing price? (e) Test the significance of the slope. What is your t-value for the slope? Do you conclude that there is no significant relationship between the two variables or do you conclude that there is a significant relationship between the variables? (f) Using the regression equation that you designated in #3(d) above, what is the predicted sales price for a house of 2100 square feet? *****************************************************

465 views • 44 slides

The Impulse To Widen College Access Continues Unabated

College costs have been rising quickly during the past two decades, and tuitions are rising even faster-much more quickly than family income. Such widening gaps cannot be sustained much longer, and our entire postsecondary education system may have to change radically to survive this economic upheaval. Our response to the current crisis will determine what kind of system develops in its wake. To envision a truly reformed system, we have to consider what has happened in recent years, what is likely to occur if we remain on our accustomed course, and what we must do differently. Prices have been rising even more quickly than costs. For several decades, prices-mainly tuition and fees-have risen by approximately 3 percent per year more than the Consumer Price Index (CPI). Moreover, federal and state appropriations and other subsidies have not risen as quickly as the costs they defray. Those two trends-rising unit costs and a growing share of those costs being borne by consumers-explain the scary price escalation of recent years. As prices rise, institutions do more discounting-student aid-to maintain enrollments, access, and diversity. Fewer students pay full tuition, and posted prices grow increasingly distant from actual or net prices. As institutional aid grows more quickly than external aid programs, universities spend more on student assistance, and each tuition hike generates less net revenue-creating ironic pressure to raise tuitions even higher. Fewer people can afford college out of current income, so individuals and institutions try to spread those costs over more years through prepaid tuition schemes, tax-advantaged savings plans, and, of course, loans, loans, and more loans. Instead of four or five years of payments like an auto loan, today's students will be burdened with something more like a thirty-year mortgage. Nonetheless, the schools have to recruit enough bodies to keep the revenue flowing. Admissions offices become marketing centers, and schools lure students with new programs, amenities, and services which push costs even higher. To sustain enrollments and serve social justice, the impulse to widen college access continues unabated, but as a growing fraction of each age cohort is allowed in, the colleges have to teach rising numbers of poorly prepared students. This has already changed higher education significantly: many colleges are now providing the sort of education that should have been provided in high school, and the willingness to accept ill-prepared students undermines their dedication in elementary and secondary school. That, in turn, exacerbates the preparedness problem and increases costs for the colleges. Cost and price escalation are affecting enrollment patterns, shifting students from private colleges to heavily subsidized public institutions, to community colleges, and to nontraditional schools that manage to charge whatever the federal grants and loans provide. The industry is starting to display a distinct market segmentation. Brand-name institutions are selective, high-status places that cater mostly to full-time students from traditional age groups and that have traditional academic values. Their students usually graduate with conventional degrees in the traditional number of years. This group comprises institutions such as Duke, Williams, and Berkeley. The "mass provider" institutions are not selective, and they enroll many students, including nontraditional ones and part-timers. They do not have high status, but they emphasize traditional degrees in fairly traditional fields, and they subscribe to the familiar academic values. The "convenience" institutions are highly user-friendly and responsive to market forces. This category includes community colleges, technical institutes and some branch campuses of more traditional institutions. It also comprises unconventional providers of just about any collection of skills and credentials anybody wants to obtain at practically any time through just about any medium of instruction. These schools serve many nontraditional and part-time students, and their values derive more from the business culture than from academe. The price burden is accelerating these changes, and the convenience providers grow ever more varied. A consumer can now get the desired skills and knowledge, and often the credentials, from corporate training schemes, audio and video courses, Internet courses, and adult education programs delivered through school systems, nonprofit organizations, and for-profit firms. Eventually, educational entrepreneurs will find ways to serve students who want to take exams and submit papers via e-mail to earn degree credit and marketable credentials without ever coming near a college campus. Clearly, higher education is changing rapidly, and there is more to come. The following scenario outlines what will probably happen during the next decade if U.S. higher education continues on the course it has taken in the past twenty years. Barring major productivity enhancements, mission shifts, or external constraints, college costs will continue to soar. State and federal policymakers will be reluctant to raise subsidies to cover those costs, and prices charged to higher education consumers will therefore ascend even more rapidly. As prices rise, enrollment in traditional institutions will stagnate or decline. College enrollments today already exceed the nation's total high school enrollment, and although it is too early to infer that the nontraditional market is saturated, it is clearly approaching that state. People will seek affordable alternatives. Community colleges and other institutions that keep their prices down-or even cut them-should enjoy enrollment gains. Convenience campuses will thrive. The brand-name colleges will look after themselves, though they may experience some slippage. But the public and private mass providers-places with traditional values, rising prices, not much prestige, and no great convenience-will encounter trouble. Some will try to boost themselves up the status ladder; others will behave more like convenience institutions. Those that do neither can expect significant grief. For those attending traditional institutions, our jury-rigged student aid system will struggle to provide access, and Congress and state legislatures will undergo annual battles over grant and loan expenditures. Loans will become larger and longer-term, and parents will shoulder even more of the load. To get their kids through college, fifty-year-old parents will rifle their retirement funds and life savings-thereby worsening the burden on Social Security, Medicare, and other such safety nets. Employers and government agencies that pay for a person's education will have a hammerlock on that employee for a decade or more afterward. The traditional college degree will lose allure except at prestige schools. College graduates still earn more money over their lifetimes than those who do not attend college, but this edge is starting to narrow, at least for men. Universal access will erode it further. Thus, competition for entry into the prestige universities will increase. The market will favor two categories: brand-name institutions and convenience schools. The craving for students will increasingly shape each college's decisions about what it is, does, and teaches. If students cannot afford to major in comparative literature, classics, and Asian history, those departments will wither, and those disciplines will languish or migrate to think-tanks and research centers. Tough-grading professors who cannot attract students will be replaced by ones who give automatic A's. Demanding core curricula that frighten off large segments of the market will have to be forfeited. And if two-thirds of the students want to study business, the college will allocate its faculty, scheduling, and other resources accordingly. Life on campus may grow more pleasant thanks to numerous amenities-recreation centers, food courts, and the like-but campus life will become much less a life of the mind. The proliferating amenities, student-centered culture, and enrollment-driven marketing demands will transform the average university into something akin to a resort or entertainment center-part multiplex theater, part guest ranch, and part love boat, with the occasional uplifting lecture or brow-furrowing seminar thrown in for no extra charge. Higher education will continue evolving toward a two-tiered faculty, especially at the mass-provider institutions, and schools will devote more of their budgets to non-teaching staff who deliver counseling services, tend those recreation centers, and enforce regulations. The convenience schools already feature such a bifurcation: their faculty know that they are paid to teach, not do research. At the prestige schools, professors will retain the traditional academic values, teach on the side, and aspire to a named chair at Harvard. Institutional governance will be a shapeless mess involving continual power struggles among four sets of forces: diehard supporters of collegial faculty governance; modern marketers pushing the university to respond to shifting demand and community needs; diverse campus factions seeking greater resources and status for their sectarian interests; and external regulators and funders pressing for greater efficiency and lower costs while imposing costly requirements. These trends, of course, need not continue. The following seven recommendations provide an alternative scenario for the future-not a coherent master plan, just a few ways by which providers could serve students better and create a more rational system. Institutions should embrace mission differentiation. The prestige campuses and convenience schools know what they are about and are likely to continue in their accustomed mode. But the mass providers, torn between their aspirations toward traditional status and their obligation to respond to shifting markets, desperately need to clarify their mission. This may be a heresy, but it would be best for all concerned if the mass providers agreed that their mission is to impart knowledge, not create it, and that their mandate is to impart it as effectively as possible at the lowest feasible cost. Schools should set serious academic standards for both entry and exit. Real admissions standards may curb enrollments, but probably only temporarily. Upon exit, institutions should confer meaningful degrees and certificates, perhaps including a warranty. An employer or parent should be able to trust that a degree signifies bona fide intellectual attainment, and students might be willing to pay more for one that is worth more in the marketplace. To make these credentials meaningful, each school should adopt a reliable academic assessment system. Many academics fear such measures, preferring to gauge quality by expenditures rather than results, but this attitude boosts costs, and prices cannot continue to go much higher. Then we should begin to view higher education in terms of paying for results-what students learn and (on certain campuses) how much knowledge the faculty produce. This is how virtually every modern enterprise, public or private (with the possible exception of churches), is coming to view its finances and management. The prestige institutions will probably continue to think of themselves as churches, and the convenience institutions already see themselves as businesses. The mass providers should be schools, organizations accountable for how much and how well their students learn. After taking that conceptual leap, other changes become conceivable. Institutions could pay attention to actual costs rather than only prices. Administrators could outsource campus services-perhaps even some instruction-to more efficient providers. They could base hiring, promotion, and compensation on teaching effectiveness. They could close down surplus facilities and base their budgets on customer demand rather than producer preference. They might also adopt differential pricing, charging less for, say, liberal arts studies and more for professional and technical subjects. Prices should be based on a program's cost and market appeal. Schools could also break down the term bills to allow payment only for services that consumers actually use. Rather than require everyone to support that fancy recreation center, for instance, an institution could sell memberships in it, like a health club. And schools could sell discounted blocks of tuition "tickets" to packagers, wholesalers, and families with several children. Public sector schools should continue the current trend toward full-cost pricing coupled with adequate need- and merit-based aid to students. This trend concurs with the common-sense notion that the primary beneficiaries of higher education are the students and that they should pay for it. If the government wants something-such as better special education teachers, research into nuclear waste disposal, or the mapping of the human genome-it should intervene in the marketplace with a subsidy targeted toward that specific result. Educators-and states-should nurture new kinds of institutions. We have some variety today, but to encourage innovation and experimentation we should establish the postsecondary equivalent of charter schools. Innovation on existing campuses is hindered by outmoded governance mechanisms and budgetary assumptions that view all new ideas as cost add-ons rather than substitutions. "Charter colleges" should be free of customary restrictions and regulations and invited to innovate in curriculum, technology, budget, and other areas. Finally, we should foment a revolution in institutional structure and governance, to yield productivity gains like those in industry, health care, and lately even in government. This involves decentralizing authority to the units of production, paring away middle management, and deregulating procedures while beefing up accountability for results. Schools should also consider altogether new forms of institutional structures and governance. Hospitals are merging and consolidating to gain crucial economies of scale, and we should encourage colleges and universities to do likewise. Imagine a high-prestige university, a dozen mass providers, and a couple-dozen convenience schools consolidating to produce organizational efficiencies and better customer service. Source: https://ebookschoice.com/the-impulse-to-widen-college-access-continues-unabated/

73 views • 5 slides

Modern Bathroom Remodeling Ideas Contractor

Address: 30 Broad St #937 New York, NY 10004 Phone: (917) 9248296 Website: https://www.bhdcny.com/ Category: Bathroom Remodeler, Interior Designer Hours: 24 Hours Payment Types: CC, cash, check Description: One can do a variety of things to upgrade the rooms in their homes, and this is one of the main reasons why home-remodeling projects are so popular nowadays. Whether youu2019re remodeling a garage, kitchen, bathroom, attic, basement, porch, or outside furnishings, itu2019s best to remodel with an eye towards modernity, as this will help ensure that your designs and selected products last a long time and look good all the while. When savvy homeowners want to ensure that their home-remodeling projects, specifically those that involve bathrooms, go off without a hitch, they hire expert teams like ours. For years, weu2019ve been providing NYC residents and those who live in popular areas of Brooklynu2014like Manhattan Beach, Park Slope and Mill Basinu2014with all the home-remodeling expertise and proper procedures that youu2019ll need to make your bathroom remodel an informative, enjoyable experience. Read through the sections below and consider the modern bathroom remodeling ideas weu2019ve put out. These include points related to tiling, cabinet design, and lighting fixtures, three important facets in all modern bathrooms. Keywords: Bathroom remodeler, kitchen remodeler, bathroom renovation, kitchen renovation, custom luxury kitchen remodeling, modern kitchen remodeling ideas contractor, kitchen design, bathroom vanities, custom luxury bathroom remodeling, bathroom design, modern bathroom remodeling ideas contractor, kitchen remodeling, bathroom remodeling, best kitchen designer, best bathroom designer, NYC, Manhattan GMB Listing: https://goo.gl/maps/9Y11drz1SdHtNTJs5 Social Links: https://web.facebook.com/Modern-Bathroom-Remodeling-Ideas-Contractor-110782860851996/about

41 views • 1 slides

Plumber Double Bay Best In Class Residential and Commercial Plumbing Service

Plumber Double Bay is proud to offer the best plumbing service and emergency cleaning services to nearby residents and businesses. Our specialist teams are fully certified and able for the best plumbing services in your nearby areas. We have the best team of plumbing services to give you the most reliable plumbing services. Our Service List Includes:- local plumbing services, best plumbing services, commercial plumbing services, residential plumbing services, roof plumbing services, and emergency plumbing services, etc.r Reason to Choose Us?r 1. Customer satisfaction guaranteedr 2. We Save you Timer 3. 24*7 Hours plumbing servicesr 4. Many years of Experiencer 5. Same Day Service Availabler Call on 02 4062 9456. We are available 24*7 hours for plumbing services.

76 views • 5 slides

Bathroom Renovation

Address: 55-57 Liberty St, Suite 718, New York, NY 10005 Phone: (917) 909-8847 Website: https://www.bhdcny.com/ Category: Bathroom Remodeler, Interior Designer Hours: 24 Hours Payment Types: CC, cash, check Description: Most home- and business-owners have long thought that kitchen cabinets are the best application for cabinetry, but bathroom cabinets have proven to be quite useful as well. The idea that one could limit cabinetry use to specific rooms in a home is quite preposterous to begin with. Cabinets are only getting better as time goes on, so it makes sense for one to use these whenever possible. Furthermore, bathroom cabinets are used frequently these days, and cabinets can be used to effectively store medicines, toiletries, towels, shower supplies, hairdryers, curlers, flattening irons, and many more essential items one uses every day. Installing bathroom cabinets often requires the same care and attention that goes into installing kitchen cabinets, and bathrooms are often spaces in homes where decor and overall visual appeal are taken quite seriously. Cabinets play a major role in creating a bathroomu2019s positive, balanced atmosphere, and this is why most homeowners are very specific about the cabinets they use in their bathrooms. When you elect to work with us, you ensure your custom bathroom remodel delivers top-of-the-line cabinetry that youu2019ll marvel at for years. Thatu2019s one reason why Mill Basin homeowners keep contacting us to execute at-home bathroom remodels! Keywords: Bathroom remodeler, kitchen remodeler, bathroom renovation, kitchen renovation, custom luxury kitchen remodeling, modern kitchen remodeling ideas contractor, kitchen design, bathroom vanities, custom luxury bathroom remodeling, bathroom design, modern bathroom remodeling ideas contractor, kitchen remodeling, bathroom remodeling, best kitchen designer, best bathroom designer, NYC, Manhattan GMB Listing: https://goo.gl/maps/JVfrGm8vAgKKoucr9 Social Links: https://web.facebook.com/pg/Bathroom-Renovation-101616938448109/about

38 views • 1 slides

Sherlock Leakage Detection - # one In Swimming Pool Leakage Detection In Port Charlotte, FL

Efficient Tips To Discover The Finest Plumbing Professional For Leakage Detection In Los Angeles? In the drought-prone location like Los Angeles, enabling water to leakage is absolutely nothing except an offense. Leaks through faucets and supply pipelines are rather typical in the houses. However they are tough to discover without the aid of expert leakage detection plumbings in Los Angeles. Leakages not just inflate your water expenses however can likewise destroy your home internally. The walls and structure of a home might begin decomposing due to the constant leak of water. The majority of the times, a leak does not even appear on the surface area. Leak through faucets can be fixed right away however pipelines hid below can not be remedied quickly. When your water costs is charged greater than average, it is a worrying scenario. You should guarantee that there is no leak in your house. <h2>Follow these easy actions to examine the waste of water:</h2> <ul><li>Right away, you need to shut off all your faucets and water home appliances.</li> <li>Guarantee that nobody utilizes water for an hour.</li> <li>You need to find your water meter, take its reading and examine its needle.</li> <li>Wait on half an hour and once again, examine needle position or reading.</li> <li>If needle has actually altered its position, then there is a leak in your home.</li></ul> After evaluating these realities, you need to reach an expert plumbing technician for leakage detection in Los Angeles. They have substantial experience to correct all the leak issues consisting of water, sewer, and gas pipelines. However choosing the finest plumbing technician can be really frightening in Los Angeles. Here are the pointers to select the finest plumbing professional in Los Angeles: <h2>Pick A Knowledgeable Plumbing:</h2> Experience matters a lot in leak detection. The majority of the pipelines are set up beneath and walls or flooring require to be sculpted to expose the leak. A plumbing should dig at the ideal location to guarantee minimum damage to your home. To fix such damage, you require to invest more than expected. An unskilled plumbing can ruin the work and intensify the scenario. Thus, an expert plumbing professional needs to have experience of a years or 2 in leakage detection. <h2>Select a Certified Business:</h2> Constantly choose to pick the certified plumbing professionals in Los Angeles. Such business are skilled and authentic in any sort of leak work. They recognize with such scenarios and knowledgeable to discover an instantaneous option. In reality, their license is online and you can submit a grievance with the worried authority if you discover that the task done is not satisfying. <h2>Pick Tech-Friendly Plumbers:</h2> Days are gone when individuals utilized to do leakage detection by hand. In the modern times, there are lots of devices and tools that supply efficient services with no damage. You do not require to dig the walls or floorings to discover leak. With the most recent innovations, plumbings can without delay browse the afflicted location and fix it right away. This procedure not just conserves damage to the home however likewise enhances the procedure. It includes fantastic worth to their task with minimum damage and optimal output. Early leakage detection is important for conserving the water resources from being lost. Thus, you ought to follow these actions for leakage detection in Los Angeles and pick the very best plumbing professional for the task.

46 views • 2 slides

Looking to Refinance Your Mortgage? We Will Certainly Assist You Find Leading Northglenn, Co Home Loan Modification

Their closing expenses may merely price $6,000 (1.5% of the mortgage amount) or extra. To ensure that particular individual doesn't really start seeing financial savings other than they hold the home loan longer than 5 years. By late Might 2020, the 30-yr fastened mortgage's 3.15% ordinary interest rate has transformed the most affordable seen in a few years, less than also costs on the midsts of the Great Economic downturn. Thirty-year fastened mortgage interest rates struck a reduced of 3.31% in November 2012, according to data from the Federal Reserve of St. Louis. Home mortgage prices are continuously in flux, largely influenced by what's taking place within the better economic climate. We are really happy for all her effort to get us in our house and can seek to utilize her once more in the future." You'll additionally discover specifically the area to find one of the most reputable supply for mortgage prices today so you can confirm them out everytime you need, at no charge and also without needing to submit any kind of types. Well, there's a lot that enters into home loan rates rather than simply the rate itself. It's equally as vital to ahead of time take a look at finance costs as it's to contrast mortgage costs. NerdWallet's star ratings for home loan lending institutions are granted based mostly on our analysis of the solutions every lender provides to consumers who are proactively buying the most reliable home loan. To make certain consistency, our rankings are examined by a variety of individuals on the NerdWallet Mortgages team. Many professionals usually say refinancing isn't worth it unless you drop your rates of interest by no less than 0.50% to 1%. A house equity mortgage is a customer lending secured by a second mortgage, enabling owners to obtain against their equity within the residence. A 5/6 crossbreed adjustable-price home loan (5/6 hybrid ARM) has an initial fixed five-yr rate of interest, after which changes every six months. This mortgage-refinancing alternative-- the brand-new mortgage is for a bigger quantity than the present lending-- allows you to convert residence justness into money. When this occurs, changing to a mounted-price home loan ends in a reduced interest rate and also gets rid of worry over future rates of interest walkins. A refinance occurs when an enterprise or specific modifies the rate of interest, cost routine, and regards to an earlier credit scores negotiation. House owners commonly go into the fairness of their residences to cowl significant costs, similar to the costs of residence reworking or a child's university education. There might be low to no closing prices for a Colorado VA Financing. With the amount of foreclosures within the United States obtaining licensed for a mortgage might be overwhelming for individuals. Auto home mortgage fees are still relatively reduced, also after years of price hikes. The usual interest rate on auto fundings is 5.7%, based on Edmunds. Fees skyrocketed as a result of markets expected a harsher service setup below Hillary Clinton. Trainees of the home loan organization know a faltering economic situation draws mortgage rates of interest down. Mortgage prices have actually struck brand-new paper lows eleven times in 2020. A home loan home loan police officer or home mortgage supplier works as a liaison. They connect you, the customer, with the lender or capitalist putting up the money on your home financing. Home loans are much more controlled than they were. As an outcome, specific individual lending police officers have less flexibility to change costs from customer to buyer. Yet normally, this only happens when borrowers are experiencing a hardship and also have headache managing their usual settlements. For many individuals, the larger month-to-month settlement is the primary challenge of 15-year mortgages. You pay off a bigger part of the major on a monthly basis than with a 30-yr home mortgage. That in the long run suggests you'll have much less money available in your cost variety every month for various other costs and also investments, which can produce a limited financial scenario for some individuals. The only individual that can establish whether this is a good time to re-finance is you. If you need an experienced point of view, you may be most likely to get an unbiased reply from a payment-primarily based monetary consultant. Refinancing is at perpetuity a great recommendation for a person that desires to advertise you to a home mortgage. Your state of affairs, not the marketplace, have to be the greatest factor to consider when refinancing. Mean you already have actually a low installed rates of interest and also you're capable of handling your repayments. However there are various methods you can utilize to get reduced presents from the lenders you review. The very first web page of the Finance Quote clearly states your price and projected month-to-month cost. A Funding Quote is a basic paper you'll get with any type of home loan offer. It notes every little thing you need to find out about a home loan prior to joining, along with the interest rate, lending institution charges, home mortgage dimension, payment terms, and extra. To ensure a charge, you have to submit and energy to a UNITED STATE Financial institution as well as acquire verification from a mortgage home mortgage policeman that your rate is secured. Application can be made by calling, by using online, or by setting up with a mortgage loan police officer. Our native mortgage home loan police officers view the specifics of the Colorado market. Allow us aid you navigate the house-buying program so you'll have the ability to give attention to finding your dream home. Below are a few of the commonest concerns about mortgage charges. Numerous aspects alter the direction of current home loan costs. As lengthy as your existing home loan is less than eighty percent of the worth of your residence (75 % if your house is a rental or co-op) you'll have refinancing choices. If you owe more than that quantity or are undersea, you must consider the federal government's Making House Budget-friendly program as you may be eligible for a government home loan. With cash-out refinancing, you tackle a new mortgage larger than the amount of your earlier home mortgage and make use of the cash difference to pay existing expenses. There's very little point in re-financing a house you're preparing to navigate in a number of years. Rocket enables you to take the home loan or re-finance training course of 100% internet-- together with e-signing your closing papers from house. It's implied to be the most convenient and quickest technique to get a home mortgage from Quicken. Rocket home loan costs-- and Quicken home mortgage rates, for that matter-- are generally a little over market usual on any kind of provided day. You do not even need to qualify using your existing earnings. The loan provider will exclusively simply bear in mind to be still inside USDA income restrictions. That suggests if you have the cash for closing rates, or can obtain them spent for by the vendor, you must purchase a home without raising any kind of extra funds. Property owners with a VA car loan today are qualified for the ever-well-liked VA enhance re-finance. FHA is currently the go-to program for home customers who might not get approved for standard lendings. Just about 500 citizens known as Northglenn residence in 1960, however the decade presented quick growth till around 26,000 homeowners composed the populace in 1969. Since October 2020, the common home lease in Northglenn, CO is $1,015 for a workshop, $1,176 for one bed room, $1,291 for 2 rooms, and $2,104 for 3 rooms. House lease in Northglenn has boosted by 0.8% previously yr. The general public Fee policy does not restrict access to testing, testing, or treatment of communicable ailments, including COVID-19. If transferring to a new residence is part of your intermediate-vary plans, you are probably not within the present one prolonged sufficient to see much of an achievement from refinancing. If it will take 4 years to reach your break-even factor as well as likewise you expect to move in around five, you need to ask yourself if refinancing could be worthwhile. Charging different fees to related prospects is a feasible home mortgage financing legislation infraction. And also, ultimately, the federal government levied fines on lots of U.S. financial institutions for their "inconsonant remedy" of customers. Lending police officers and home mortgage brokers occasionally benefit compensations. Some home mortgage companies are friendlier towards low-revenue or low-credit score consumers, some are greater for self-employed individuals, some have jumbo fundings for multi-million dollar residences, and so forth. Various other lenders do such excessive amounts that they will afford to set you back decrease prices and also costs, and nonetheless flip and earnings. On the market right now, some loan providers are more environment friendly than others. They decrease functioning costs through the use of online applications and also electronic processing. A lawyer additionally can aid you to obtain the settlement you deserve if you've endured a serious injury. For problems where cash or residential or commercial property goes to stake, having a lawyer information you through the intricacies of the certified system can save you time, trouble, and probably a lot of despair in the long term. Lots of home loan borrowers check out further funds and refinancing as choices and also are puzzled as to which would certainly serve them better. One exception is if you re-finance or settle charge card financial debt with an installment mortgage, comparable to a personal mortgage. A shorter period might help you qualify for a reduction charge and also suggest you will settle the debt quicker, nonetheless it's going to furthermore result in a greater regular monthly price. Right now it turned very clear why she was very recommended. She was extremely receptive to all our questions as she generally responded within a set hrs. Nowadays a credit history rating of 740 or above obtains you among the most effective lending terms. With a score underneath 620 you'll be hard-pressed to get any kind of home mortgage until it's FHA/VA. Credit-reporting companies all make use of absolutely different solutions to identify your FICO score. You're paying to obtain your ratings from TransUnion and Equifax FICO via MyFico.com. To get a synopsis of what's happening now, go to our everyday cost exchange. With the USDA improve re-finance, you don't desire a brand-new assessment. Refinancing to decrease your month-to-month repayment behaves until you are spending even more cash in the long-run. Generally you wish to refinance just as soon as on your present mortgage. Or consider making use of the amount you'll save per thirty days to pay for your principal, which will certainly scale back each period of your home mortgage and the whole curiosity you'll pay. Especially when you more than 40, shortening the term of your finance to pay it off faster might make you mortgage-free in retired life. In this situation, the borrower can do each, however they might have an impact on each other. A price-lowering re-finance lowers the rate of return on future added funds, which can induce the consumer to cut down or discontinue such funds. However, the primary motivation for making further repayments appears to be to get out of financial debt much faster, and also the re-finance will not transform that. Due to the fact that they are based upon very different factors, additional charge choices as well as refinance selections have to be evaluated independently. Instead, they are bought reduced mortgage financial obligation on which the customer earns a return equal to the mortgage price. If you are paying 5% on a financial debt as well as additionally you pay it off, the funds used for that feature earn 5%. The consumer should make extra funds if the mortgage cost goes beyond the speed of return on the possessions the debtor would hold otherwise. You might need a lot more fun and make more cash doing house improvement initiatives, getting a qualification, or trying to find purchasers. Among the main factors to avoid refinancing is that it takes way too much time for you to recover the new finance's closing costs. This time around is called the break-even interval or the range of months to accomplish the point if you begin saving. On top of the break-even duration, you absolutely balance out the prices of refinancing. Separate evaluation from WalletHub shows that the most efficient costs are gotten through manufacturer financing (34% under average). If you have a mix of federal and private scholar loans, take into consideration focusing on paying off your private financings first or refinance your exclusive financings to secure a lower placed cost if obtainable. Tim Plaehn has been composing economic, financial investment and trading short articles and blog sites given that 2007. His work has actually appeared online at Seeking Alpha, Marketwatch.com and also various various other sites. Plaehn has a bachelor's degree in maths from the U.S. Home Mortgage Refinance Calculator 3a pulls these and various other aspects together to measure the savings and also rates. Whether you're looking for a vehicle or have a final-minute expenditure, we are able to match you to home loan providers that satisfy your needs and budget. Traditional re-finance prices as well as those for residence acquisitions have actually trended reduced in 2020. Numerous home loan consumers do not see there are lots of different kinds of charges in now's home mortgage market. Regardless of record-low costs as well as life-altering savings, some are either waiting to even reduce fees or simply haven't had the moment to use. It implies you'll possibly have accessibility to extremely-low prices for several years. While each pays larger prices than routine interest-bearing accounts, they could not have the exact same feedback to a cost cut. It is necessary to not forget that even if a bank card carries a hard and fast price, charge card firms can alter rates of interest every time they need to, as long as they supply superior notification. The impact of a cost minimized on charge card financial debt in addition relies on whether the bank card lugs a set or variable rate. For customers with fastened-price charge card, a fee minimum generally results in no change. Though generally you might get away with a decline deposit,

57 views • 4 slides

Provide Plumbing Services in Langley

Are you looking for emergency plumbing contractor in Surrey, Richmond, Langley for drain,contact Welldone Plumbing.cleaning & all type of home plumbing services? Find reliable and experienced plumbing services near you for fixing plumbing issues like clogged drain, shower installation from general plumbing, water tank installation, bathroom fittings, kitchen faucet or sink repair,water pipe leakage problems,clogged drain, bathroom shower installation.contact Welldone Plumbing.

69 views • 6 slides

New bathrooms North Shore

Does your bathroom look old and out-dated? Or, does your bathroom lack functionality? If your bathroom isnu2019t that great, then you are waking up to disappointment every day. However, the cost of remodelling could be your major concern. But, being aware of the signs that indicate your bathroom needs renovation is crucial and can help you make informed decisions. If every morning you have to wonder why you can't see my face clearly in the mirror or why there is no space, maybe it is time for small new bathrooms North Shore. Renovation doesnu2019t mean that you have to rip the walls and change your bathroom completely. Handy Home Solutions knows that great is nice, but black is better. So, do try it for sure as to how much it would cost to renovate a bathroom? This is because several factors affect the bathroom renovation cost, and it greatly differs from one project to another. The bigger the bathroom, the more youu2019ll have to pay. Some bathroom renovation specialists offer economical bathroom renovation packages that include a complete bathroom haul over.However, educating yourself about the common factors that affect the bathroom renovations North Shore cost can help you make informed decisions throughout the course of the renovation.Take a look at the factors that impact the overall cost of bathroom remodelling, as shared by our bathroom specialists. "For More Info:-https://www.golocalezservices.com/new-zealand/silverdale/professional-services/handy-home-solutions https://handyhomesolutions.co.nz/

20 views • 1 slides