Medicaid Estate Recovery: What Happens After Death?

1. Medicaid Estate Recovery: What Happens After Death? When a person receives long-term care through Medicaid, many families are unaware that the state may later seek reimbursement through a process known as Medicaid Estate Recovery. Understanding how this works can help you plan ahead and protect your estate. What Is Medicaid Estate Recovery? Medicaid Estate Recovery is a federal mandate that allows states to recover costs for long-term care services paid on behalf of a deceased Medicaid recipient. In Nevada, this typically applies to individuals aged 55 or older who received nursing home care or other long-term services. What Assets Can Be Recovered? After death, the state may attempt to recover expenses from the person’s estate, including: ● The family home ● Bank accounts ● Personal property ● Other assets in the individual’s name

2. Are There Any Exceptions? Yes, recovery may be delayed or waived in some cases: ● If a surviving spouse is still living ● If there is a disabled or minor child ● If recovery would cause undue hardship to heirs Can You Avoid Estate Recovery? With proper planning, it’s possible to protect your assets: ● Create an irrevocable trust ● Transfer property before applying for Medicaid (with legal guidance) ● Work with an experienced Medicaid attorney to structure your estate If you’re concerned about Medicaid estate recovery, don’t wait to get the right legal guidance. Schulze Law Group is a trusted Medicaid attorney in Reno, NV, offering expert advice on estate planning and Medicaid strategies. Their knowledgeable team can help protect your assets and give your family peace of mind. Contact them today to schedule a consultation.