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Allan Reich, New York State Licensed Workers' Compensation Representative provides skilled personal injury, workers' compensation.
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NYS Workers Compensation Representative Allan Reich Toll Free (877) 922-HURT (4878)
Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. Workers Compensation
What to do in the event you get hurt at work ? • Immediately get first aid for any injuries. Call 911 if the injury is serious or life threatening. • File an incident report with your employer. It is always best to file the report in writing. Keep a copy for your records.
What does Safety have to do with Claims? • Everything! • Management of Claims is managing failure! • Failure to act in a Safe Manner • Failure to maintain Proper Housekeeping • Failure to use proper PPE • Failure to Drive or Work Safely. • Failure to adhere to Safety Policies
Workers’ Compensation Benefits • Medical Care • Rehabilitation • Disability • Death • Legal Expenses • Psych Expenses • Claim Settlement • Lifetime claims
What you need to know about filing a work related accident / incident report: • Timing : Report an accident as quickly as you can. • It is important to understand the Workers’ Compensation system. • Be Organized : Keep copies! It is important to get copies of every form you filled out, every doctor visit, every treatment, every receipt or proof of payment, and everything related to the incident or illness. • The Facts : A workplace is busy, be sure everybody has the facts straight. • The accident / incident report will ask for: • Your contact information. • The time and date of the accident. • What happened. • The date your employer was informed of the accident / incident.
Glossary: • AME: Agreed medical evaluator • AMA: American Medical Association • AOE/COE: Arising out of and occurring in the course of employment • CHSWC:Commission on Health and Safety and Workers' Compensation • C&R: Compromise and release • DOR or DR: Declaration of readiness • DEU:Disability Evaluation Unit • FEC: Future earning capacity • IME:Independent medical examiner • IMC: Industrial Medical Council • MMI: Maximal medical improvement • OTOC: Off calendar • PTP: Primary treating physician
Glossary: • QIW:Qualified injured worker • QME:Qualified medical evaluator • QRR:Qualified rehabilitation representative • S&W: Serious and willful misconduct • SDI:State disability insurance • SDT:Subpoena Duces Tecum • SJDB:Supplemental job displacement benefit • TD or TTD:Temporary disability • TPD:Temporary partial disability • UEF:Uninsured Employers Fund • VRMA): Vocational rehabilitation maintenance allowance • WCAB: Workers' Compensation Appeals Board • WCIRBWorkers' Compensation Insurance Rating Bureau
Obtaining professional representation to assist in securing benefits in Workers’ Compensation is not only a bargain but also a sensible step to insure your rights
Contact us: Toll Free (877) 922-HURT (4878) www.WorkersCompRep.com