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PAYING IN INSTALMENTS

PAYING IN INSTALMENTS

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PAYING IN INSTALMENTS

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  1. PAYING IN INSTALMENTS

  2. Paying ininstalments • Summary: - What are the advantages and disadvantges of paying in instalments? - How many people in Spain pay in instalments and how many pay in cash? - Do we really know how much we pay when paying in instalments?

  3. Advantages • You can pay a smaller amount of money monthly. • You can save some money and pay in instalments at the same time. • Sometimes you can choose how much you want to pay monthly.

  4. Disadvantages • The company overcharges interests. • Even if the object breaks down, you must keep on paying it. • It can take you a long time to finish paying a purchase.

  5. 30% of consumers pay in instalments and 70% of them choose paying in cash. How many people pay in instalments?

  6. Are we really conscious of how much we pay when buying in instalments? Television LG 37-LC55 37 • Paid in cash for 869,84 €

  7. Paid in instalments: • 27,26 € a month during 36 months. • + 10% of interests 956,824 €

  8. The difference: When you pay in cash  869,84 € Whenyou pay in instalments  956,824 €

  9. CONCLUSIONS • More than 2/3 of the population prefer paying in cash

  10. Green team