BANK OF CHINA (Hungary) Close Ltd

1. BANK OF CHINA (Hungary) Close Ltd Users’ Guide to NetBank for Private Customers

2. NetBank Entrance • Log on website: http://www.bankofchina.com/hu/ Then click BOCNET LOGIN • Or Log on website: http://www.boc.cn/en/ Select “ Online Banking Overseas Login” (at middle of the right side ) Select Bank Of China(Hungary) Close Ltd

3. NetBank Safety Hint • There is a safety hint before you enter NetBank

4. NetBankFirst Login • When you register to the NetBank service, Bank of China will provide NetBank original user name (user ID), original password and E-Token device to you. • Then you can login to the NetBank from this page:

5. NetBank Login Hint • Please pay attention to this hint on the bottom of the NetBank login page:

6. NetBank First Login • Input your NetBank user ID, password, E-token number and Verification code on the webpage. • The NetBank user ID, password and Verification Code are English alpha-numeric codes. • When you input Verification Code, press Unclear verification code first to make sure it is valid.

7. Modify User ID and Password • After you login successfully for the first time, NetBank will ask you to change your original user ID and your original password immediately. • User ID must combine alpha-numeric characters - numbers and English letters.It is case sensitive. The user ID should contain 6 to 20 digits. • You may inquire if the new user ID can be used. • The requirements of the new password are:

8. NetBank Welcome Page • There are function menu, login records, new message, express channels on NetBank welcome page.

9. NetBank Welcome Page • Function Menu isthe entrance to different functions • The welcome messagedisplays your name andonline customer number • Login report, the information about login time or message input by yourself • New message: If there is any news of NetBank service, it will be displayed here.

10. NetBank Welcome Page • Through express channels you can access to the following NetBank functions directly:

11. Account Summary • Enter “My Account” accounts overview

12. Transaction Inquiry • My Accounts  Transaction Records • You can inquire same day’s or previous transactions’ details.

13. Inquiry Transaction History Details • Select History Transaction details then this window will display: • Select account number, input start and end date or you can use to input the dates, then you can inquire. • The period can not exceed 3 months for each enquiry. You can view the account activity of the last 12 months.

14. Term/Time Deposit Details • You can inquiry term/time deposit details. Please select your account number, then click “Inquiry”:

15. Account Management- Modify Nickname • You can modify your account nickname, or cancel account registration. • Change nickname

16. Cancel Account Registration • If you select “cancel registration” the NetBank service of account you picked will be cancelled temporarily. You can register to NetBank service for this account again on the next day. • Select My accounts Account Management Cancel Registration

17. Account Management- Register Account • If you need to register NetBank service for a new account or you want to re-register NetBank service for the account which has been unregistered, you can use this function: • “Register account” you can click “Register account” here • If you see the following: it means there is no account registered.

18. Transfer and Remittance Its main function is: • Transfer between different customer’s accounts within Bank of China (Hungary) Close Ltd. • Remittance in USD or EUR,remittance in USD with pre-settled RMB exchange rate to the account of private beneficiary kept with Bank of China, China mainland branches. • Giro Remittance in HUF in Hungary.

19. Transfer and Remittancedomestic transfer -Transfer between your accounts (same currency) • Transfer between your accounts (same currency)

20. Transfer and Remittance(domestic transfer) • You can transfer money between your accounts in different currencies. You can inquire balance and exchange rate before you fulfill the transaction.

21. Transfer and RemittancewithinBOC Hungary • You can make transfers to the accounts of other customers kept with BOC Hungary.

22. Transfer and Remittanceto other local banks(Forint Transfer within Hungary)

23. International Remittance Normal Transfer

24. International RemittanceNormal Transfer • It supports remittance in USD and EUR to accounts out of BOC Hungary. You can select Payee’s bank from a list called “Bank Name” • It supports exchange rate inquiry

25. International RemittanceRMB Pre-settlement

26. International RemittanceRMB pre-settlement • You can remit USD with settled RMB exchange rate here. • The payee’s bank account can only be with a mainland branch of Bank of China. • You must input the purpose of the remittance and the beneficiary’s Chinese ID no.

27. Time Deposits - Term Deposits

28. Time Deposit - Term Deposits • It supports transfer from current account to term deposits in same currency First, you need to open time deposit account at the counter of the Bank . • You can select a period for the time deposit. • You can enjoy special interest rate for large deposits.

29. Time Deposit Withdrawal

30. Time Deposit Withdrawal • You can transfer your time deposit to your current account in the same currency. • Please chose the related fix term account and select the bill number which you want to release to the current account. Then confirm it.

31. Payee Management • You can manage payee of different types.

32. Online Transaction Inquiry Information of transaction results

33. Service Setting-Change Password • You can change your NetBank password here.

34. Transaction valid time • You can inquiry account balance and history transaction inquiry at any time. • After you have submitted some transactions, if the following information is displayed It means it is the system daily batch processing time or system maintenance time.During this period, customer can not submit transaction. • Transaction with currency exchange can only be submitted during 9:00am-16:00pm,if customer submits transaction out of this period, the following message will be displayed : • or

35. Matters Needing Attention • You should not use such keys of keyboard as “Esc”, “ Delete”, “ Page Up” etc. You should only input letters, numbers and punctuations. • Please don’t click “back” on the left top of the window of the webpage. If you want to access to any function of NetBank, you only need to click that item. If you want to logoff NetBank, please click “Esc” in the window of NetBank.

36. Matters Needing Attention If you leave a page of NetBank there too long, when you click “Esc”, then you click “re login”, the page may go back to the NetBank login page of BOC mainland. Then please start from the very beginning: http://www.bankofchina.com/hu/ or http://www.boc.cn/en/

37. END Thank you for using our NetBank service. Should you have any other questions, please don’t hesitate to contact us.