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Features to Check for Prime Minister Rozgar Yojana

Prime Minister Rozgar Yojana is an initiative that serves to provide eligible youth with sustainable self-employment opportunities. Since its launch, and over the years, the main aim of the initiative, which is to reach out to the educated and unemployed youth and women of India by offering subsidised finance and setting up lakhs of micro- enterprises, has remained steadfast.<br><br>Read more at https://www.bajajfinserv.in/pradhan-mantri-rozgar-yojana

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Features to Check for Prime Minister Rozgar Yojana

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  1. Objectives of the PMRY Scheme

  2. What is PMRY? The Pradhan Mantri Rozgar Yojana or Prime Minister Rozgar Yojana (PMRY) is an innovative incentive taken up by the central government to encourage micro-enterprises. It helps provide a means of earning to the unemployed youth of the country by putting their skills to use for the betterment of society. Pradhan Mantri Rozgar Yojana is one such Central Government scheme that aids the youth to initiate start-ups, especially in the manufacturing, service and trade sectors. According to a government report, approximately 69.5 lakh individuals have enrolled in this scheme between 2018 and 2019.

  3. Features of PMRY • Prime Minister Rozgar Yojana provides a boost to the unemployed yet educated citizens of India to start a micro-enterprise. • The PMRY scheme helps unemployed citizens start an enterprise irrespective of where they are in the country. • The scheme is launched by the central government and it covers all the eligible citizens of India irrespective of whether they are in rural or urban locations. • The scheme is designed for the betterment of society as a whole rather than for a specific group of people.

  4. Features of PMRY • The scheme provides a business loan at low-interest rates. • The scheme provides a moratorium for repayment. • An eligible individual can avail a loan as follows: • For a business enterprise – up to Rs. 2 lakh • For a service enterprise – up to Rs. 5 lakh • For industry sector – up to Rs. 5 lakh

  5. Documents Required for PMRY Application • Proof of Identity • Profile of the proposed project under which you are applying to the PMRY scheme • Proof of the applicant’s qualification/education • Details of or a copy of the applicant’s technical certificate • Certificate of caste • EDP training certificate • Driver’s Licence • Proof of degree qualification • Date of Birth proof – 10th class mark sheet or birth certificate, either are acceptable • Proof of residence for the last 3 years – Either Ration Card or Residency proof

  6. PMRY Eligibility • The age of the applicant should be between 18 and 35 years. However, SCs/STs and women applicants have a higher age ceiling of 45 years and those from North-eastern states get an age ceiling of 40 years. • The applicant should not be a defaulter to any nationalized/cooperative bank or financial institution. • Education qualification of 8th class pass is a must for the applicant. • The total income of the applicant, including his/her family, should be less than Rs.40,000 per month. • The applicant should have been a permanent resident of that area for the preceding 3 years.

  7. Steps to Apply for PMRY Applying for the PMRY scheme requires prior work. Here are the steps involved. • Finalise the project report • Fill the application form and submit it to a District Industries Centre (DIC) or bank • Await review and confirmation for an interview • Attend the interview

  8. THANK YOU FOR WATCHING OUR PPT

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