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Bajaj Finserv offers low-interest-rate on personal loans so that most people can take benefit from Bajaj Finserv Personal Loan at an interest rate of 12.99%, User can check for loan eligibility at Bajaj Finserv Personal Loan Eligibility Criteria. One of the best benefits of taking a personal loan from bajaj finserv is that you will get instant E Approval. <br>
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Bajaj Finserv Interest Rate and Charges 2020 Bajaj Finserv offers low-interest-rate on personal loan so that most of the people can avail the loan without any collateral. So, if you are wondering about the Bajaj loan interest rate and processing fee, then go through the below-mentioned points.
Bajaj Finserv Personal Loan Eligibility Criteria Anyone can apply for a personal loan from Bajaj Finserv as long as they clear the basic eligibility criteria. As the loans being offered are collateral free, which requires the company to ensure that the borrower is compliant and capable to repay the loan amount. The conditions for eligibility are as follows: • The applicant must be of age between 23 to 55 years • Any Indian citizen is eligible to apply • The applicant must be an employee of an MNC, public or private company
Features & Benefits Of Bajaj Finserv personal Loan Bajaj Finance Personal Loan enables you to get the loan up to Rs 25 lakh without any collateral, and this feature helps the loan seekers to get the same easily. Apart from that, the lending process and other services are best at par and thus make it the most populous among the people. The salient features of Bajaj Finserv are listed below which will help you to know more about the Bajaj Loan. • 1#. Application Process • Bajaj Finserv believes in quick method, and thus provides the loan in a quick period. Amid the application process, the Bajaj Finserv offers end to end support so that the customers effectively get the loan. However, if you have any query related to the form or other, then you may dial on the Bajaj Finance Customer Care Number to get the support from the Bajaj Finserv team. After filling the form, it will be scrutinized, and once it gets approval, then your loan amount will be disbursed within 24 hrs.
Features & Benefits Of Bajaj Finserv personal Loan 2#. Lowest EMI • Bajaj Finserv has brought the Flexi Personal Loan and is the first one to introduce such a feature in the financial market. A flexible personal loan gives great relief to the borrower apart from lower EMI. Bajaj EMI is lower than the other loan lending institutes, and this feature makes it a gigantic lender in the financial sector. The Flexi loan helps you to pay the pre-payment against the loan and allow you to save the interest on your loan value. Apart from the pre-payment, it also gives you a way to withdraw the pre-payment amount anytime amid the loan tenure. 3#. Instant Disbursal • Bajaj Finance personal loan is disbursed in a very short period, after the approval of the loan; the company transfers the loan amount in the borrower’s account within 24 hrs. This instant feature makes the Bajaj Finserv the fastest disbursement in the financial market. 4#. Exclusive Offer Time to time, Bajaj Finserv launch the offers, which include low-interest rate against the loan to the customers. For the existing customers, the company has an individual plan, i.e., attractive loan offer and low processing fee. 5#. Best in class interest rates: The rate of interest offered by Bajaj Finserv is considered to be the lowest and most affordable in the market. Also, the company provides the reducing balance method to the borrowers, where the overall cost of availing funds is considerably lower.
Various types of Bajaj Finserv Personal Loan • Bajaj Finserv offers personal loans to its customers on the basis of significant needs. The major types of loans on offer are as follows: • Wedding Loan – As Indian weddings are a once in a lifetime event and can turn out to be very expensive. If a couple wishes to enjoy the extravagance, without taking a burden on their savings, they might avail the personal loan for the wedding and repay it in easy EMIs. • Home Renovation Loan – Customers who are willing to refurbish their ancestral home or their existing home with new fittings, furniture, decorates can avail the home improvement loan. • Travel Loan – Anyone willing to take a vacation abroad along with their family or even for a small trip to their most favorite destination within the country, they can opt for a travel loan without spending much of their savings. • Medical Loan – The medical loans offered by Bajaj Finserv are easiest to avail. If in case a medical emergency strikes and you are short of funds, one can easily apply for a medical personal loan from Bajaj through the app or visiting the online app. • Debt Consolidation Loan – It is a unique product offering from Bajaj Finserv, any customer who is willing to settle their existing credit card debts on various cards which are high cost, the outstanding balance can be transferred to Bajaj Finserv at a lower rate of interest.
