1 / 8

State Bank of India Personal Loan

State Bank of India Personal Loan offers the lowest interest rate @9.60% with minimum processing fees. State Bank of India is one of the most trustworthy banks in India and considered one of the best banks in India with no prepayment penalties. Personal loans from SBI can be used for various purposes. <br>

apoorv
Télécharger la présentation

State Bank of India Personal Loan

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. STATE BANK OF INDIA PERSONAL LOAN www.afinoz.com

  2. SBI Xpress Credit Personal Loan Some notable features of SBI Xpress credit personal loan are as under: Loan amount Up to Rs. 15 lakhs Age 21 to 60 years Interest rate 10.90% to 15.30% Processing fee 1% of the loan amount + applicable tax Minimum income requirement Rs. 5000 per month Maximum 72 months or residual service period whichever is less Loan tenure

  3. Some prominent features of SBI personal loan for pensioners are as under: Interest rate 9.75%-10.25% p.a. Maximum age 76 years Loan amount Rs. 25,000 to Rs. 14 lakhs Loan tenure Up to 84 months www.afinoz.com

  4. Any Indian citizen having a residual income and the ability to repay the loan is likely to be eligible for the State Bank of India personal loans.Eligibility for personal loans in SBI depends upon various factors as follows: Eligibility Criteria Salaried Individuals Self-Employed Professionals Salaried persons working in government, private or MNCs companies Professionals like Doctors, CA, CS, Architects Profession Applicant Age 21 - 58 years 21 - 65 years Minimum Eligible Income ₹ 24,000 per month ₹ 5 Lakh gross annual receipts Maximum Eligible Loan 15x of monthly income NA Maximum Loan Amount Eligibility ₹ 15 Lakh ₹ 15 Lakh Minimum Work Experience 24 months 24 months

  5. For obtaining the maximum amount of personal loan from he State Bank of India, a borrower should produce the following documents according to their business profiles as follows: Particulars Details Application Application Form duly filled and signed Photographs 4 Passport size photographs (coloured) Proof of Identity (Any of these) Copy of Passport/Driving License/Copy of Aadhar Card/Copy of Voter ID Card Registered Rent Agreement (Min. 1 year of stay)/Utility Bills (For the last 3 months) Proof of Residence 1.ITRs for the last two Assessment years 2.Salary slip for the last 6 months 3.Bank Statement for the last 3 months 4.Passbook statement for the last 6 months Proof of Incomes Concession Request Check-off letter from the Employer

  6. ▪ To figure out the best suited EMI and make sure it fits into your monthly budget, you need an EMI calculator. SBI personal loan EMI calculatorhelps you calculate and plan your finance with ease. ▪ Rate of interest (provided by the lender)It is always a smart decision to calculate your personal loan EMI in advance to calculate how much amount you will have to pay every month. Today it is pretty easy to calculate the EMI for any loan. www.afinoz.com

  7. ▪ Login to Afinozand easily track the status of your application. ▪ Welcome to Afinoz Track Application Portal - Track Status ▪ Enter your application number and then click on ‘track’. All the necessary details regarding your application will be displayed. Below the track application, there is a contact us button. Click it and get in touch with the Afinoz executives and solve your problem with just a simple call. ▪ personal loan By SBI is approved in 3-4 days if all the documents are correctly submitted fulfilled and eligibility criteria are fully met. The timeline of the loan approval starts from the date of receipt of complete documents by the bank from the applicant. In the meantime, the applicant needs to check their loan status. You can check the personal loan status by both offline and online ways. www.afinoz.com

  8. THANK YOU www.afinoz.com

More Related