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W E L O O K A T T H I N G S D I F F E R E N T L Y CUMA SPRING CONFERENCE

W E L O O K A T T H I N G S D I F F E R E N T L Y CUMA SPRING CONFERENCE 23 February 2011 ICT Strategy Update Jim Williams ICT Department, ILCU. W E L O O K A T T H I N G S D I F F E R E N T L Y.

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W E L O O K A T T H I N G S D I F F E R E N T L Y CUMA SPRING CONFERENCE

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  1. W E L O O K A T T H I N G S D I F F E R E N T L Y CUMA SPRING CONFERENCE 23 February 2011 ICT Strategy Update Jim Williams ICT Department, ILCU

  2. W E L O O K A T T H I N G S D I F F E R E N T L Y

  3. W E L O O K A T T H I N G S D I F F E R E N T L Y * * * * 2010 2010 2010

  4. W E L O O K A T T H I N G S D I F F E R E N T L Y

  5. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUbis – Credit Union Business Intelligence Service

  6. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUbis LIGHTS – Quick Indicator Results Inside or Outside of GOAL Range GOLD – Target Value Range BARS – Actual Value Results

  7. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUbis Members by Years of Membership Analysis 400 Last Year’s Membership Drive was Successful! ~ 365 Members for 1 Year 320 ~ 55 Members for 20 Years 240 Membership Count 160 Nearly 20 Members for 40+ Years 80 0 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 Number of Years a Member

  8. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUbis % Dormant Accounts 20 % Active Accounts ~ 16% of Stiles Ward are Members Only 1% of Clady are Members 16 12 Percentage 0f Catchment 8 4 0 Stiles Clady Ward Name

  9. W E L O O K A T T H I N G S D I F F E R E N T L Y Total Savings Balance ILCUbis Total Loans Balance 1,200,000 Total Arrears Balance 45-59 Age Band ~ 1.0 M Saved ~ 950,000 Borrowed ~ 40,000 in Arrears 900,000 Total Shares, Loans, Arrears 600,000 300,000 0 16-17 18-19 20-24 25-29 30-44 45-59 60-64 65-74 75-84 85-89 90-150 Age Band

  10. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUbis Credit Union Average BENCHMARKING Asset Band Average Membership Size Band Average A1 Loan Arrears 10 Wks + / Total Loans Compare YOUR Performance Against the Average of Your Peers 65% E1 Loans / Total Assets 40% 42% P1 Bad Debt Provision Requirements

  11. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUnet – Your Private Credit Union Network ILCUbis - Credit Union Business Intelligence Service Credit Union A Ltd Payments CUSO Credit Union B Ltd SAFE STRONG SECURE Sub Office Credit Union B Ltd Your IT Supplier Service ILCUnet New Services Irish League of Credit Unions

  12. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUnet – Your Private Credit Union Network Today ! ILCUbis - Credit Union Business Intelligence Service Payments CUSO SAFE STRONG SECURE Your IT Supplier Service ILCUnet 41 23 81 145 Credit Unions !

  13. W E L O O K A T T H I N G S D I F F E R E N T L Y Good Governance – must have: Credibility – Transparency - Proof Must include Compliance John Heneghan University of Limerick Enterprise Governance – goes beyond: Conformance. Includes Performance and Responsibility. “Information to the Board must be fully informed and unbiased” Seamus Hughes MD, Governance Matters Governance processes linked to IT: Risks – Functional Risks – clarity of requirements, testing Security Risks – Controls and Audit capability Cian Blackwell Partner, Grant Thornton

  14. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUbis Phase 1 with Spreadsheet Data --- Your CU BI User --- -- ICT Office -- --- Your CU BI User --- Balance at Risk Complete Prudential-like Spreadsheet Email Spreadsheet to ILCUbis Access ILCUbis SECURELY for Governance Tools Email Spreadsheet to ICT Office ...and Much more Governance Dashboards as current as last MANUAL Spreadsheet. Considerable VALUE, but not timely enough, and NOT AUTOMATIC! ILCUbis Phase 1

  15. W E L O O K A T T H I N G S D I F F E R E N T L Y ILCUbis Phase 2 with IT Supplier Service BIETL: AUTOMATIC Business Intelligence! ----- Your CU BI User ----- Balance at Risk ...and Much more Access ILCUbis SECURELY for Governance Tools Push AUTOMATIC TRANSFER Button TODAY’ S GOVERNANCE INFORMATION, TODAY! ILCUbis Phase 2 with BIETL: Automatic Business Intelligence

  16. W E L O O K A T T H I N G S D I F F E R E N T L Y IT Suppliers Working on Service for CUs BIETL : AUTOMATIC Business Intelligence

  17. W E L O O K A T T H I N G S D I F F E R E N T L Y ICT Strategy + 353 1 614 6911

  18. W E L O O K A T T H I N G S D I F F E R E N T L Y USE Your www.creditunion.ie Web Site TO STAY INFORMED !

  19. W E L O O K A T T H I N G S D I F F E R E N T L Y USE Your www.creditunion.ie Web Site TO STAY INFORMED !

  20. W E L O O K A T T H I N G S D I F F E R E N T L Y USE Your www.creditunion.ie Web Site TO STAY INFORMED !

  21. W E L O O K A T T H I N G S D I F F E R E N T L Y “You, as managers, know your business better than anybody else. As the old proverb goes – ‘Only the wearer knows where the shoe pinches’. In this regard, I am calling on individual managers to take a lead – identify the weaknesses in your particular credit union’s business model and drive organizational change with your board to build a strong foundation to enable your credit union to be part of the overall development of the credit union sector in Ireland. “ James O’Brien, 2010 CUMA Conference

  22. W E L O O K A T T H I N G S D I F F E R E N T L Y ICT Strategy ILCUnet ILCUbis It’s Your Serve....

  23. W E L O O K A T T H I N G S D I F F E R E N T L Y • Typical Costs • (ex VAT) • ILCUnet – Often replaces existing network expenses • Installation FREE (€ 1,365 paid by ICT Office) • Annual € 963 • ILCUbis – Named User License for Oracle • Year 1 € 662 (€ 500 paid by ICT Office) • Annual € 210 (Less than a Fiver a week, including VAT)

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