Insurance Matters for Extension Programs: Coverage and Procedures
Understand CSUE liability coverage for employees and volunteers, insurance requirements, and procedures for obtaining certificates and agreements for additional insured entities. For detailed information, access CSUE website resources.
Insurance Matters for Extension Programs: Coverage and Procedures
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Presentation Transcript
What is…. • CSUE employees and volunteers are covered under CSU liability coverage against claims when acting within the scope of their employment/volunteer responsibilities. • No ‘Certificate’ is needed for this coverage to be in place. • CSUE does not have ‘accident’ coverage for employees, volunteers, participants, 4-Hers, etc. • Counties may purchase supplemental ‘accident’ insurance.
Information on insurance is currently found on the CSUE website under Faculty/Staff Resources – Employee Resources – Employee Handbook – Glossary of Legal Terms and Issues.
What is required… • If no written document, no certificate is required. • If an entity with no written document requests and certificate, one can be provided. However…. • Cannot list as additional insured. • Cannot issue a waiver of subrogation These MUST be documented in a written agreement.
What we will and won’t do… • We can provide a Certificate without a written document requiring one. • We do not write MOUs for other entities.
If there is a written document… • If the document requires a certificate, but does not require ‘additional insured’ or ‘waiver, just request the certificate. • Do NOT check ‘additional insured’ • Check ‘NO’ on Issue Waiver of Subrogation
If the document REQUIRES the entity be listed as ‘additional insured: • Send document/contract/MOU/Lease agreement to Extension Administration for editing. • Get the edited document SIGNED. • Email copy of SIGNED document along with Certificate Request Form to Risk Management
