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Analysis of 2013 Health Insurance Premium Distribution

Explore the distribution of annual health insurance premiums for single and family coverage relative to the average, providing insights into premium rates and affordability.

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Analysis of 2013 Health Insurance Premium Distribution

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  1. Exhibit 1.7 Distribution of Annual Premiums for Single and Family Coverage Relative to the Average Annual Single or Family Premium, 2013 Single Coverage Less than 80% 80% to Less Than 90% 90% to Less Than Average Average to Less Than 110% 110% to Less Than 120% 120% or More <$4,707 >=$7,061 $5,884 Family Coverage <$13,081 >=$19,622 $16,351 NOTE: The average annual premium is $5,884 for single coverage and $16,351 for family coverage. The premium distribution is relative to the average single or family premium. For example, $4,707 is 80% of the average single premium, $5,296 is 90% of the average single premium, $6,473 is 110% of the average single premium, and $7,061 is 120% of the average single premium. The same break points relative to the average are used for the distribution for family coverage. SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013.

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