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4WD AUST - INSURANCE

4WD AUST - INSURANCE. Presented by the 4WD AUSTRALIA & TCIS Insurance Brokers A broker who speaks your language. Who is TCIS. Australian Financial Services Licenced General Insurance Broker Member of; National Insurance Brokers Association Insurance Brokers Disputes facility

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4WD AUST - INSURANCE

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  1. 4WD AUST - INSURANCE Presented by the 4WD AUSTRALIA & TCIS Insurance Brokers A broker who speaks your language

  2. Who is TCIS • Australian Financial Services Licenced General Insurance Broker • Member of; National Insurance Brokers Association Insurance Brokers Disputes facility • Legally able to represent members

  3. 4WD Vehicle • Panel of insurers used - why? • Protection from changes in direction of individual insurers • Able to insure broader range of vehicles ie highly modified • Stability

  4. 4WD Vehicle • Modified vs Accessorised - the difference? • Accessories are added to a vehicle - may increase the overall value • Modifications replace existing components and do not increase value • Most insurers limit accessories to 10% • We allow up to 50% accessories • Most insurers will not touch modifications • We allow most legal modifications

  5. 4WD Vehicle • Agreed value vs Market value • Market value changes daily, agreed is fixed • All accessories and modifications should be noted on both policy types • Noting accessories on a market value policy does not increase the market value, it simply notes them in case of theft etc. • Agreed value usually costs more as you are insuring for a higher figure • Market value is OK with few accessories

  6. 4WD Vehicle • Why use our facility? • We have no geographic restrictions, you are covered throughout Australia – includes travelling on beaches, barges etc. • We have no usage restrictions except for competition. ie you can use the vehicle for the purpose you bought it!

  7. Home & Contents • Accidental damage or standard policy options • Personal property Australia wide • Low excess • Monthly or annual payment • 20% discount to club members

  8. Camper TrailerCaravan • Market & Agreed value options • Full off road cover • Contents can be included • On site vans can be covered • No depreciation on canvas component of camper trailers

  9. Camping Equipment • Complete cover for those travelling the bush • Covers gear at campsite, in tents and open air ie generators, fridges, swags • Gear in or on vehicle must be secured • Fire, perils, and theft • Not intended for jewellery, electronics goods etc where accidental damage or loss cover is needed via home contents • Only policy we know of covering camping goods in open air

  10. How do you get cover? • Get all the forms you need on the TCIS web site - follow the prompts www.tcis.com.au www.4wdaustralia.asn.au • Fill in our brochure slip and post back to TCIS - we will ring you near due date • Phone TCIS toll free 1800 633 745, we will probably ask you to fill in a form to ensure information is correct • Fax TCIS on 08 8278 8555 • Email 4wd@tcis.com.au insurance@4wdaustralia.asn.au • Contact your club insurance officer

  11. *Agreed or Market Value* *Full off road cover* *Full value of accessories* *Legal Modifications OK* *Outback recovery* 4WD Insurance You only get What you pay for!

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