Welcome! My Benefits Orientation

Welcome! My Benefits Orientation Great Benefits for Great People PEOPLE Benefits Orientation

Benefits Orientation

Who Can Be Covered • You • Your Spouse • Domestic Partner* • Your dependent children (including adopted and step-children) to age 26 • You must complete the DP affidavit process before DP coverage can begin Benefits Orientation

When Are Benefits Effective First of the Month Following Date of Hire or Eligibility Date • Medical • Dental • Vision • Flex • Life Insurance • Company paid • Supplemental Voluntary Life guaranteed amount for newly eligible employees (Underwriting must be completed for excess life insurance and will be effective upon approval) • AD&D • LTD (1st of the month following 1 year benefit eligible status) • LegalShield • Washington National (Underwriting must be completed for coverage and will be effective upon approval) • Retirement Plan • Company Contribution in 403b plan (1st of the month following 1 year benefit eligible status) • Your Contribution Benefits Orientation

Enrollment Deadline • 31 days from hire date/date of benefit eligibility • Enroll online • Benefits elected are in effect as follows: • Flexible Spending Accounts – through Dec. 31, 2012 • All other elections – through July 31, 2012 • Retirement Plan- Your contributions are in effect until you make a change • Once elections are made, there cannot be any changes made, unless there is a qualifying event. • Open Enrollment for next plan year will be in July for all plans except Flexible Spending Accounts Benefits Orientation

Qualifying Events (Contact Benefits within 31 days of the event) • Marriage, Legal Separation, Divorce, Death • Birth, legal adoption, or placement of a child in the home • Death of your spouse, domestic partner, or dependent child • Change of Dependent Child Status – your child reaches the age limit for coverage or they obtain other coverage • Open enrollment of a spouse or domestic partner Benefits Orientation

Change of your employment status or the employment status of your spouse or domestic partner examples: • Regular full time to regular part time status • Regular part time to regular full time status • Casual pool to regular status or regular status to casual pool • Temporary to regular status or regular status to temporary • Beginning or end of Leaves of Absence • These are not all the Qualifying Events – Call Benefits to find out if your event is a Qualifying Event Benefits Orientation

Health Insurance Benefits Orientation

Dental Benefits Orientation

Vision Benefits Orientation

Flexible Spending Accounts • How They Work: • Set aside a portion of your paycheck before taxes are withheld • Money deposited into an account for you held with plan administrator • That money used to pay for • unreimbursed health care expenses • dependent day care expenses • Why Participate: • Saves you money because you don’t pay taxes of what you save Benefits Orientation

Flexible Spending Account Limits Healthcare FSA • Maximum Annual Contributions: $3,000.00 • Eligible Expenses: • Deductibles, co-pays and other expenses not covered by insurance • Prescription drugs and medical supplies • Dental, orthodonics • Vision, eye glasses, contacts, eye surgery Benefits Orientation

Flexible Spending Account Limits Dependent Day Care FSA Maximum Annual Contributions: $5,000.00 married/joint return $2,500.00 married/separate return Eligible Expenses: Child care, non-residential summer camps, and elder care that you find necessary to work Eligible Dependents: A child under age 13 that you can claim as a dependent. A spouse or other dependent who is physically or mentally incapable of caring for self Benefits Orientation

Know Your Plan’s Details • FSA elections only made at annual enrollment, when you join the company, or have a “qualifying event” • Use-it-or-lose-it Rule • Reimbursement options: • Debit Card • Online Claim Submission • Hard-copy claims mailed of faxed • Keep Your Receipts Benefits Orientation

Life Insurance • For You • Basic Life/AD&D (no cost to you) • 1x salary • AD&D 2x salary • Voluntary Supplemental Life • $10,000 - $250,000 available guaranteed issue • $260,000 - $500,000 available if answer health questions • Increments of $10,000 • For Your Dependents • Voluntary Life*: • Spouse/Domestic Partner: • $10,000 – $100,000 available guaranteed issue • $110,000 - $250,000 available if answer health questions • Increments of $10,000 • Child: • $1,000 (2weeks – 6 months) • $2,500 (6 months – 26 years) * Must buy additional life on yourself to get for your dependent * When you key in amount you will see premium * Spouse/DP coverage can’t exceed employee’s voluntary life election Benefits Orientation

Voluntary Supplemental Life Special GUARANTEED ISSUE for Newly Eligible ONLY! $250,000 guaranteed issue Employee Coverage $100,000 guaranteed issue Spouse/DP Coverage Child(ren) Coverage guaranteed issue Future requests for coverage at Open Enrollment are subject to Evidence of Insurability Benefits Orientation

Beneficiary Information Benefits Orientation

Long Term Disability • No Cost to You • Coverage is effective first of month following one year in a benefits-eligible status • PAYS 60% of base monthly earnings (not taxable) after being totally disabled for 180 days Benefits Orientation

LegalShield Cancer/Heart/ICU Benefits Orientation

Fidelity Retirement Plan Benefits Orientation

Tuition Reimbursement • Eligibility- • Full-time & Part-time (20-29 hours/week) • 6 months of service • Reimbursement- • 24 College-Credit Hours per Fiscal Year • Prorated on assigned FTE status • 1.0 to 0.9 = 24 hrs; 0.8 to 0.7 = 21 hrs; 0.6 to 0.5 = 18 hrs • 4 courses per semester limit • Reimbursement up to UNM regular in-state or CNM in-county rate (course fee reimbursement with itemized receipt) • Process- • Apply prior to class start date • See HR policy 370 – Tuition Reimbursement for details Benefits Orientation

Additional Benefits Benefits Orientation

My Annual (Vacation) Leave 10 days by end of your 1st year • Accruals prorated on hours worked (max 3.08 hours per pay period) 1 additional day for every additional year until accruals max at 20 days/year Eligible to use Annual Leave after 5 months service See HR policy 215 – Leave Annual for details Benefits Orientation

1-New Year’s Day 2-New Year’s Eve Day or Day After N.Y.D. 3-Memorial Day 4-Independence Day 5-Labor Day 6-Thanksgiving Day 7-Thanksgiving Day After 8-Christmas Day 9-Christmas Eve Day or Day After Christmas Day My Paid Holidays 9 Paid Holidays per Year Up to 8 paid hours per holiday based on normal schedule See HR policy 225 – Leave Holiday for details Benefits Orientation

Sick Leave • 7 Days Minor Sick Leave Accrual per Year • Accruals prorated on hours worked (max 2.15 hours per pay period) • Use for absences up to 24 consecutively scheduled work hours due to illness or injury • 6 Days Major Sick Leave Accrual per Year • Accruals prorated on hours worked (max 1.85 hours per pay period) • Use for absences over 24 consecutively scheduled work hours due to illness or injury Eligible to use Sick Leave after 90 days service See HR policy 235 – Leave Sick for details Benefits Orientation

Lots of Other Benefits • Direct Deposit • NM Educators Federal Credit Union • United Way via Payroll Deduction • Employee Assistance Program • Discount Programs: Recreation, Shopping, Child Care, Fitness, Car Services, Dining and more • “Half-Price” Popejoy & Lobo Season Tickets and access to UNM Rec Services, Johnson Gym & more via LoboCard • Employee Referral Bonus Program • Annual Sick Leave Sell-Back Opportunity • Catastrophic Leave & Medical Crisis Leave Bank Programs • Employee Service Teams Participation • Reward & Recognition Programs (I CARE) • Service Awards Program & Recognition Banquet • Annual UNMH/HSC Family Fun Day • Employee Scholarship & Training Opportunities Benefits Orientation

Using Lawson LTM and S3 Benefits Orientation

LTMAdding Dependents Benefits Orientation

S3Enrolling in Benefits Benefits Orientation

Welcome! My Benefits Orientation