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Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union. Economic Development and Employment Promotion in Montenegro/ Podrška ekonomskom razvoju i zapošljavanju u Crnoj Gori PRISTUPANJE UNUTRAŠNJEM TRŽIŠTU (“ACCESION TO INTERNAL MARKET “- AIM)

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  1. Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union Economic Development and Employment Promotion in Montenegro/Podrška ekonomskom razvoju i zapošljavanju u Crnoj Gori PRISTUPANJE UNUTRAŠNJEM TRŽIŠTU (“ACCESION TO INTERNAL MARKET “- AIM) Potrošački kredit Page 1 * Seite 1

  2. Potrošački kredit Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union Direktiva 2008/48/EZ Definicija potrošačkoga kredita Izuzeci od primjene Direktive: - po iznosu kredita (€200-€75000) - po sadržaju posla Mogućnost djelimičnoga izuzimanja za KUP-ove i odlaganja plaćanja Page 2 * Seite 2

  3. Potrošački kredit Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union Katalozi i obrazac standardnih informacija: - Katalog standardnih informacija prilikom reklamiranja potrošačkoga kreditiranja - Katalog standardnih informacija i standardizirani obrazac predugovornih informacija - Katalog obaveznih dijelova i oblika ugovora o potrošačkom kreditu Page 2 * Seite 2

  4. Potrošački kredit Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union Promjena kamatne stope - obveza prethodne obavijesti ili periodičko informiranje u slučaju vezanosti za referentnu vrijednost Odustanak - u roku 14 dana, katalog prava i obveza (pitanje isporuke robe ili usluga) Prijevremena otplata kredita - objektivna i primjerena naknada Page 2 * Seite 2

  5. Potrošački kredit Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union Obveza nadzora ili regulacije svih kreditora Pravila za posrednike Mjere za osiguranje provedbe Direktive Uređenje prekršajnih odredaba Izvansudsko rješavanje sporova Page 2 * Seite 2

  6. Potrošački kredit Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union Uređenje domaćega sustava: Zakonodavni okvir Institucije Ljudski potencijal Implementacija Page 2 * Seite 2

  7. Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union Hvala na pažnji! Kontakt: Accession to Internal Market (AIM) Projektna kancelarija Omladinskih brigada 1 81000 Podgorica , Crna Gora Tel:       + 382 (0) 78 103 675 Fax:      + 382 (0) 78 103 625 http://www.aim.org.me Page 3 * Seite 3

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