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What Is A “No Fax” Payday Loan A “no fax” pay day loan does not look at the history of your credit to finance you. You must be over the age of eighteen and confirm that you have a steady job and income. Sound easy? These loans can be obtained with the assurance that you have a paycheck and can repay the loan on your next payday. A ‘no fax’ payday loan is an ideal way to raise immediate money while waiting for payday. Applying for these loans is quite simple. You can do everything online and will be approved over the phone. When applying for a “no fax needed” pay day loan, you only need to give basic information as well as the name and address of your employer. After the lending organization has been given all the required details, getting approval for your “no fax” payday loan won’t take too much time. The minute your loan is approved, the money will be deposited into your bank account. In most cases, the only documentation needed is a recent bank statement. There are several benefits of a “no fax” pay day loan including the reduction of tedious paperwork and lack of a waiting period. send fax online without phone line You can have full privacy of applying from your home while knowing your information is secure and confidential. The loan duration is usually from 14 to 30 days. However, some lenders will work with you if you need more time to pay. The state you apply in dictates the amount of money you can borrow. Interest rates vary anywhere from 15% to 30% which depends on the lending state and lender. The downside of these types of loans is that the interest rates are usually higher because they are perceived as risky. Loan amounts may be more traditional loans. Also, some payday loan lenders include late charges, extra charges for “no document” loans, and application fees for processing. Regardless of the reason for the fee, you must take that into consideration when looking at the full payoff amount of the loan. “No fax” payday loans may be the best option if you need cash in a hurry. If you have no other way to pay your bills, it may end up costing you more in the long run with late charges, bank fees, and re-connection costs. Keep in mind that you need to ask yourself if you can in fact afford to take out the loan. Budget for your nexy payday and consider having the repayment of the payday loan. Don’t assume all payday loan companies are the same. Look online to see what their interest rates and fees are for taking out a payday loan. Take some time to do your research and choose a lender you feel comfortable with before you “e-sign” on the dotted line. Even take some time to call the lender and ask questions before you apply. Trusted lenders should always have answersa to your questions and be happy to answer them. You can even check the lender website to look at their “FAQ” page for commonly asked questions. And remember: Knowledge is key! Spotya is a trusted source for an online payday loan. Visit Spotya for more information.
