Consumer Credit Insurance [CCI]

1. Consumer Credit Insurance [CCI] Consumer Credit Insurance protects you up to the selected level against the risk of being unable to meet your car loan repayments as a result of involuntary unemployment, disability, death or trauma. PEACE OF MIND! CCI alleviates the stress of your car loan commitment during the claim period where you may potentially experience financial hardship due to restricted income.

2. Consumer Credit Insurance [CCI] WHAT IS THE PURPOSE OF THIS INSURANCE CCI is designed to pay (up to the maximum policy benefits): • your loan repayments if you are unable to work due to a defined injury or illness (this is disability cover), • your loan repayments if you become involuntarily unemployed (this is involuntary unemployment cover), • the outstanding balance of your loan if you should die or suffer a defined trauma (this is trauma and death cover).

3. Consumer Credit Insurance [CCI] WHO NEEDS THIS PRODUCT One of the automotive industries largest insurers reports: 3 CCI CLAIMSare processed each day 21 CCI CLAIMSare processed each week 1095 CCI CLAIMSare processed each year

4. Consumer Credit Insurance [CCI] WHO CLAIMED

5. Consumer Credit Insurance [CCI] WHAT AGE GROUP

6. Consumer Credit Insurance [CCI] WHAT WAS CLAIMED

7. Consumer Credit Insurance [CCI] SELECTING THE RIGHT COVER Without loan protection, you should consider that unforseen financial hardships could result in loan delinquency and vehicle repossession. Legal proceedings may be undertaken by the financier to recoup expenses which would adversely effect your credit worthiness and may lead into bankruptcy. Further, it may be worth acknowledging that relationships could be stressed and those that we love may be also effected.

8. Consumer Credit Insurance [CCI] CHOICE OF COVER • Trauma & Death, Disability and Involuntary Unemployment • Disability and Involuntary Unemployment • Trauma & Death and Disability • Trauma & Death Only • Disability Only

9. Consumer Credit Insurance [CCI] CHOICE OF COVER • Trauma & Death, Disability and Involuntary Unemployment • Disability and Involuntary Unemployment • Trauma & Death and Disability • Trauma & Death Only • Disability Only

10. Consumer Credit Insurance [CCI] CHOICE OF COVER • Trauma & Death, Disability and Involuntary Unemployment • Disability and Involuntary Unemployment • Trauma & Death and Disability • Trauma & Death Only • Disability Only

11. Consumer Credit Insurance [CCI] CHOICE OF COVER • Trauma & Death, Disability and Involuntary Unemployment • Disability and Involuntary Unemployment • Trauma & Death and Disability • Trauma & Death Only • Disability Only

12. Consumer Credit Insurance [CCI] CHOICE OF COVER • Trauma & Death, Disability and Involuntary Unemployment • Disability and Involuntary Unemployment • Trauma & Death and Disability • Trauma & Death Only • Disability Only

13. Consumer Credit Insurance [CCI] ASK YOUR BUSINESS MANAGER FOR MORE INFORMATION! This is General Advise only and does not take into account your individual objectives, financial situation or needs. Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the insurance policy.