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Currency – Ngultrum Notes

Currency – Ngultrum Notes

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Currency – Ngultrum Notes

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Presentation Transcript

  1. Currency – Ngultrum Notes

  2. Topics coverage • Currency background • Clean Note awareness • Note Refund aspects • Counterfeit Notes • Security features of the Notes

  3. Background on Currency • Currency Note issuance • Notes available - Nu.1, Nu.5, Nu.10, Nu.20, Nu.50, Nu.100, Nu.500 & Nu.1,000 • New Notes available at the RMA & Commercial Banks • New series & old series Notes in circulation • Notes & Coins in circulation – Nu.5.44 billion as on 10.3.2010

  4. Clean Note Policy • Objective – durability & increase the life of the currency note • No stapling on notes • No writing/scribbling on notes • Tearing/crumpling of notes not permissible • ATM usage • Soiled Notes • Notes setting into fire • Cost of printing/replacement very high

  5. Note Refund by RMA & Commercial Banks • Mutilated/torn/burnt/defaced notes are exchanged at face value • Note refund subject to certain criteria: • Torn note but undivided larger piece should be more than 60% intact – full value refund • Torn note piece of near 50% - full value refund • Torn note into smaller pieces – no refund • Burnt notes in fire accident (special case)

  6. Full Value Refund

  7. Half Note – Full Value Refund PAY HALF DATE & SIGN PAY HALF DATE & SIGN

  8. Burnt Note – Full Value Refund (Speical case)

  9. Counterfeit • Counterfeiting - a part of the system • Experience – approx. 30 pieces in a year • Mostly Nu.100 • Notes have high security features to deter counterfeiting of notes • Currency Verifier, UV light, Sorting Machines • Print & paper quality

  10. Security features on Notes • Intaglio microlettering • Embossed feature • Embedded security thread • 3 dimentional mould-made watermark • Peak showing denominational figure • Iridescent feature • Recognition feature for the blind (embossed)

  11. Security features on Notes

  12. Intaglio-Micro Text Line

  13. Security Thread

  14. Windowed clear-text thread

  15. 3-Dimensional mould-made Water mark

  16. PEAK®(Printed and Embossed Anti-Copy Key)

  17. Iridescent Feature

  18. For further information, visit RMA website rma.org.bt Tashi Delek