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Comparison Shopping

Comparison Shopping. By: Chaston Hill. When Choosing a Bank…. What steps should I take and where do I start?. Questions that you should ask!. Is your money secure? How much does the account cost? Online bill paying options? Is the bank accessible enough to meet your needs?

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Comparison Shopping

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  1. Comparison Shopping By: Chaston Hill

  2. When Choosing a Bank… • What steps should I take and where do I start?

  3. Questions that you should ask! • Is your money secure? • How much does the account cost? • Online bill paying options? • Is the bank accessible enough to meet your needs? • Convenient locations ? • Are there minimum balance or minimum deposit requirements?

  4. Bank of America

  5. Bank of America • Bank of America has been with us sense 1922. • They are a well established company, that provide you with lots of information regarding their accounts and banking information . • When you go on to their website you are almost immediately prompted with a live assistance that will help you with questions that may arise. • They are one of the nations Top Banks.

  6. Wells Fargo

  7. Wells Fargo • Wells Fargo has been with us sense 1852 much longer than bank of America. • They are also a Well established company but are they better than bank of America? • I think that they provide you with more account options to optimize your personal control over your accounts. • Bank of America gives you certain guidelines and you have fewer options unlike Wells Fargo.

  8. Chase

  9. Chase • In 1923 was when Chase became an official Company. • Like Wells Fargo, Chase allows you to have more control of your accounts. • Offer different individual sets of account that will best fist your needs, even if its work or business related. • Chase does a well job prompting its company to further better peoples needs.

  10. What is the difference between a Credit Union and a Bank? • Credit Union • Non-Profit • Owned by their Members • Governed by board of directors Elected by Members. • Accept Deposits from their Members. • Bank • Regional or national for-profit business • Owned by Private investors • Governed by board of directors chosen by the stockholders

  11. Credit Union Or Bank CU! • When you walk into a Credit Union you automatically feel much more at ease. People that work in Credit unions are nice people and you feel more comfortable. • The fact that the company is owned by you, in a way, is a much better idea, because without the people in the company it would not strive. • When with a Credit union you generally get better interest rates in your saving accounts also.

  12. More Reliable? • Banks board of directors are chosen by stockholders. • What is a stockholder: someone who holds shares of stock in a corporation. More or less they deal with money, and want more and more of it. Is that really who you want bank with? • Be realistic when you do some background check on your bank or credit union. To be sure they have a good record.

  13. Work Cited

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