Advantages of Working With Financial Advisor

1. Advantages of Working With Financial Advisor

2. Content • What is Financial Advisory ? • Getting Expert Advice • Professional review of Goals & Investments • Proper Asset Allocation • Continuous Tracking & Re-balancing • Contact Details

3. What is Financial Advisory ? • A financial advisor  is a professional who suggests and renders financial services to clients based on their financial situation. •  In many countries financial advisers have to complete specific training and hold a license to provide advice. • Financial advisers typically provide clients/customers with financial products and services, depending on the licenses they hold and the training they have had

4. Getting Expert Advice • If you are a “Do It Yourself” person and manage investments on your own, then you have to go through a lot of hassle as you have to track the investments on a regular basis, monitor the markets and watch out for all possible risks. • If you find it too much of a work then outsourcing your personal finance management to advisory companies makes a lot of sense. • If you decide to hire a financial advisor, the freed-up time can be utilised by you in studies or growing your career while your financial advisor looks after your investments.

5. Professional review of Goals & Investments • A financial advisor will spend the time to understand your needs and aspirations and prepare a financial plan to achieve them. • Based on your risk profiling and requirements of goals, proper asset allocation is done.  • There is a possibility that initially, you might not be comfortable with taking risks in investment, but with a financial advisor, you will gradually get confident to invest in risky investments like equity market.

6. Proper Asset Allocation • During our lifetime we continue to amass various assets. But most of are not even aware of what is the proper asset allocation that one must follow while acquiring assets.  • Many among us invest most of our funds(close to 70-80%) into Real Estate. • Investing in real estate has become popular and is a common investment vehicle as most people assume that the money won’t be lost if invested in the real estate and this eventually messes up the asset allocation.

7. Continuous Tracking & Re-balancing • Starting your investment journey as per plan is just that, a start. The real benefit of having a financial advisor comes from ongoing reviews, periodic rebalancing of the portfolio and taking corrective actions on the portfolio based on life changes, goals modifications of the performance of funds. • For example, Let's assume someone has 10k to be invested in the market. He or she would be fully prepared to take even 100% risk of the same. Now, suppose it is your annual salary of Rs 20 lakhs that is to be invested, immediately that fear of risk arises and suddenly he or she drops down to losing just 5-10% or less. • Such is the analysis done by our experienced advisors for you. Based on this analysis, they select appropriate funds, and yearly re-balancing is done which results in almost 2% additional returns per annum. • Re-balancing, tracking and fund selection is an ongoing process which our certified financial advisors will assist you with and in the long-term you are bound to gain higher returns.

8. Contact Details • Website : http://contetra.com • Address : 165, Satra Plaza, Palm Beach Road, Sector 19D, Vashi, Navi Mumbai – 400703 • Email : info@contetra.com • Phone : +91 8291-862-829