Accelerate the on- boarding of Service Providers in Trusted Infrasturcture

1. Accelerate the on-boarding of Service Providers in TrustedInfrasturcture Virginia Chan , Vice President Hong Kong Mar 19th, 2014

2. Outline • The NFC Ecosystem Readiness • Service Adoption • Infrastructure • Standards • Enrich Services • Beyond Payments

3. Commercial Readiness • France • Japan • Korea • Poland • Singapore • Turkey • UK • US 8

4. Commercial Readiness 23 • Australia • Brazil • Canada • China • Hong Kong • Italy • Netherlands • New Zealand • France • Japan • Korea • Poland • Singapore • Turkey • UK • US • Czech Republic • Denmark • Finland • Germany 8 • Norway • Spain • Taiwan

5. Infrastructure Readiness POS Terminal Installed Base by Interface Contactless Contact 140 50% NFC handset Models estimated in Q1 2013* POS terminal shipments in 2014* will be contactless enabled * ABI Research / Berg Insight / Gemalto

6. Infrastructure Readiness 150 TSM contracts live and under implementation* 80m NFC SIMS estimated to be shipped in 2013* * ABI Research / Berg Insight / Eurosmart / Gemalto

7. The NFC Trust Infrastructure is now made available What next? Service Adoption

8. When does Service Adoption happen? NFC Infra on MNOs NFC Infra on SPs, Merchants Service Adoption Maturity Time Critical Mass

9. Payment Maturity Maturity Time Time JAPAN POLAND Accelerate mass deployment will maximize service uptake and bring forward service adoption

10. Standardization drives interoperability • Global Platform simplification framework • An end–to-end technical framework whose exclusive aim is to empower Issuers to execute mass deployment of NFC services by scaling through simplicity • Alignment on Mifare4Mobile V2 specifications to manage non-payment use cases Simplification and Alignment will allow faster deployments, ease validation & integration, and minimize costs

11. Transport • Consumer experience at the gate • Transaction time is key • Often requires applets to be embedded into Secure Element OS to maximize the transaction performance Maturity Critical Mass Time

12. Gemalto TSM Hub TSM HUB MASS TRANSIT • Leveraging on the simplifications framework and standards • TSM Hub accelerates the on-boarding of Service Providers • Reduce complexity & time to market MNO TSM MNO 2 MNO 1 AUTO ACCESS MNO TSM Handset Maker AIRLINES SEI TSM

13. Enriching the Consumer Experience • Provide development environment to Service Providers to leverage on existing bricks • Enable Merchants and partners to utilize the potential of NFC • Leverage the Secure Element to expand to new use cases and go beyond NFC • Online payment using the SE credentials • Mobile ID on SE for an efficient enrolment

14. Take away • Accelerate • Mass deployment to maximize service uptake and bring forward service adoption • Simplify • To have all players heading in the same direction and avoid market fragmentation • Leverage • The assets and credentials to enrich the consumer experience

15. It’s time for NFCThank you