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Dipping In To The Well of Government Grants

You’ve seen the late night hype: “Free money for everyone. All you have to do is sign up, and it’s yours!” It sounds great, but is it true? It really is true, but that doesn’t mean that it really is easy. Just like anything else, there’s a process that you’ll have to follow accurately in order to reap the rewards. Follow the process, though, and you’re very likely to be successful! There are billions of dollars available every year to regular folks just like us. The catch is that the money has to be used for specific purposes. You can’t just get the money and use it however you please.

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Dipping In To The Well of Government Grants

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  1. Dipping Into the Well of Government Grants “A corporation’s primary goal is to make money. Government’s primary role is to take a big chunk of that money and give it to others.” - Larry Ellison

  2. Free money… really? That’s right! There are billions of dollars available every year to regular folks just like you. The catch? The money has to be used for specific purposes. you can’t just get the money and use it however you please. And that’s where grants come in…

  3. What is a grant?

  4. A Few Things to Know About a Grant

  5. 2 Types of Government Grants

  6. About Federal Grants • Agencies like the Department of Agriculture, the Department of Labor, and the National Endowment of the Arts serve as grantors. • There is a lot of money available, if you have a project that appeals to these departments. • Funds come from Congress’ federal budget each year dedicated to grants. Funds are available once budget is approved. • Grants are listed in the Catalog of Federal Domestic Assistance (CFDA). The CFDA is available online at http://www.cfda.gov/

  7. Process for Getting a Federal Grant

  8. Process for Getting a Federal Grant (Contd.)

  9. Process for Getting a Federal Grant (Contd.)

  10. How to Find Federal Grant Opportunities • All federal grant opportunities can be found at http://www.grants.gov. • You can search for grants by category, agency, or advanced search. • If you have any doubts about the appropriateness of your project for the grant in question, you can call the agency and ask them about it.

  11. Tips for Finding a Grant Opportunity

  12. Getting Ready for a Federal Grant

  13. Getting Ready for a Federal Grant (Cont’d.)

  14. Getting Ready for a Federal Grant (Cont’d.)

  15. Other Tips to Get Ready • Consider attending a grant-writer workshop. • The more letters of support you can secure, the better your chance of success. Community support can be critical throughout the grant review process. • When you’ve found a potential grantor, contact them and get the grant application kit sent to you, if it’s not available online. • Keep in mind that deadlines are not negotiable.

  16. 8 Components of an Impressive Proposal

  17. 8 Components of an Impressive Proposal

  18. About State Grants • Although every state has its own requirements, the process for state grants is rather similar to the federal grant process, simply on a smaller scale in most cases. • Every year, the state also has to approve a budget, and the amount of funds that are to be made available for grant purposes are part of that budget. The federal government provides many of these monies to the states.

  19. How to Find State Grant Opportunities • Find the opportunities in your state. Do an online search for your state level grants. For example, if you live in Idaho, you can search for ‘Idaho grants’. • Apply for the applicable grants. Provide all the required information. • There are a lot of grants available at the state level, yet there tends to be less competition for these grants than those at the federal level.

  20. Be Careful of Scams! • Government grants are ripe ground for those that perpetrate scams on good people. • When people believe that money is available and it’s hidden from common view due to the government’s inefficiency, it’s easy for scammers to get in and get a foothold. “As I’ve said before, free money scams are a problem.” - Matthew Lesko

  21. Scams To Watch Out For: Prepayment Scam

  22. Scams To Watch Out For:Grant Guarantee Scam

  23. Things to Know to Avoid Being a Victim • The government isn’t going to phone you to offer you a grant. • No one can provide a guarantee to you that you’ll receive a grant. Committees of government employees decide grant awards. • Grants are only provided for specific purposes. If someone is offering a grant for some vague reason, you know that something isn’t right. • Government grants require extensive applications and documentation. You’ll never get one without going through the application process.

  24. How to Stay Clear of Scammers • The most common justification given by a scammer for a grant guarantee is that you’ve paid your taxes on time. • Never give out your banking or credit card information over the phone to someone that calls you about a grant. • If it sounds too good to be true, it probably is. Keep your wits about you and simply remember that you have to initiate the process to receive a grant.

  25. There really is grant money available to the average person. Grants get awarded every day.

  26. Remember…

  27. Closing Notes • Don’t be the victim of a scam. If you haven’t applied for one, you’re not going to be offered one. • Grants are out there for the taking. Follow the tips in this report and you’ll be well ahead of the pack!

  28. We hope you enjoyed your Special Report! Curtis Roese is an experienced professional with extensive experience in personal finance and small business matters. Curtis writes and publishes articles, courses, guides and special reports on his personal finance blog. Common Cents Wisdom is a website with hundreds of informative articles, special reports, resources to assist you with all of your financial concerns and a free monthly newsletter. Sign up to receive your free eBook "Common Cents" and get started today on the road to financial freedom!

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