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1 Lakh to 1 Crore by Mutual Fund | Why Invest In Mutual Fund

A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. Mutual funds have advantages and disadvantages compared to direct investing in individual securities. The primary advantages of mutual funds are that they provide a higher level of diversification, they provide liquidity, and they are managed by professional investors.

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1 Lakh to 1 Crore by Mutual Fund | Why Invest In Mutual Fund

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  1. 1 Lakh to 1 Crore by Mutual Fund

  2. About Us • At Dhanashri, we've always been partial to independent thinkers. • It takes courage to have faith in your own convictions and question conventional wisdom, especially when it's your own money at stake. • That's why we treat every client with the utmost respect, regardless of their experience level. • We're committed to providing traders and investors like you with the cutting edge tools, research and customer support you need. So you're free to pursue your investment goals the way YOU want.

  3. What is Mutual Funds? • A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. • Mutual funds have advantages and disadvantages compared to direct investing in individual securities. • The primary advantages of mutual funds are that they provide a higher level of diversification, they provide liquidity, and they are managed by professional investors. • On the negative side, investors in a mutual fund must pay various fees and expenses.

  4. Mutual Funds Today United States: $18.9 trillion Luxembourg: $3.9 trillion Ireland: $2.2 trillion Germany: $1.9 trillion France: $1.9 trillion Australia: $1.6 trillion United Kingdom: $1.5 trillion Japan: $1.5 trillion China: $1.3 trillion Brazil: $1.1 trillion

  5. Top Performing Mutual Funds In India

  6. Category In Mutual Funds • Large Cap-oriented Equity funds • Diversified Equity funds • Small and Mid-cap Equity funds • Thematic - Infrastructure funds • Equity Linked Savings Scheme (ELSS) • Index funds • Balanced funds • Monthly Income Plan - Aggressive • Long Term Gilt funds • Income funds • Short Term Income Funds • Credit Opportunities Funds • Ultra Short-term Debt funds • Liquid funds

  7. Classification of Funds Money Market Funds Bond funds Stock funds Hybrid funds Other funds

  8. Expenses Management fee Distribution charges Securities transaction fees incurred by the fund Shareholder transaction fees Fund services charges Expense ratio No-load fund Controversy regarding fees and expenses

  9. Advantages of Investing In Mutual Funds Increased diversification: A fund diversifies holding many securities; this diversification decreases risk. Daily liquidity: Shareholders of open-end funds and unit investment trusts may sell their holdings back to the fund at regular intervals at a price equal to the net asset value of the fund's holdings. Most funds allow investors to redeem in this way at the close of every trading day. Professional investment management: Open-and closed-end funds hire portfolio managers to supervise the fund's investments. Ability to participate in investments that may be available only to larger investors. For example, individual investors often find it difficult to invest directly in foreign markets. Service and convenience: Funds often provide services such as check writing. Government oversight: Mutual funds are regulated by a governmental body Transparency and ease of comparison: All mutual funds are required to report the same information to investors, which makes them easier to compare

  10. Points to Consider before making Investment in Mutual Funds • You should be absolutely clear about time horizon expected return and investment objective before making an investment. You should build your mutual fund portfolio based on your financial goals. • It is not necessary to invest in multiple mutual funds. Invest in few mutual funds based on your goal. It is not necessary to invest in each category mutual funds to build your portfolio. • Always select SIP route for investment rather than doing lump sum investment. Invest in mutual funds for the long-term at least 3 years or above. If you are a risk adverse investor you can start building your portfolio by investing in debt or balance funds. • Never invest in mutual funds based on tips. Carry out proper analysis and research before making an investment. If you are unable to identify mutual fund take advice from expert or CFP.

  11. Points to Consider before making Investment in Mutual Funds • Carry out assessment and balance your mutual fund portfolio at regular interval. Consider STP (Systematic Transfer Plan) for switching from one mutual fund to other. • If your mutual fund portfolio is generating negative returns, do not panic. Don’t redeem or Stop SIPs. Avoid taking any decision based on short-term market movements. Continue your SIPs for the longer period. • Prefer direct mutual funds scheme. Always invest in Growth based mutual funds over dividend based mutual funds. Stay away from New Fund offers (NFOs). • Please Remember “Mutual Funds Investments are subject to market risks. Please read the offer document carefully before investing”.

  12. Click Here For Learn Indian Stock Market

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