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Home Loan

Every person feels comfortable when they settle down, and the best way of settling down is to buy your own house in your favorite city. Home loans could help you to settle down and enjoy your morning coffee in the house of your dreams. Paying EMIs for a specific period of time, than paying rent forever and yet not be able to call the property u2018yoursu2019

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Home Loan

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  1. Home loan

  2. Home Loan A home is a place where we live the best moments of our lives. But buying your own house is not an easy task. It needs good funding. If you want to buy a new house and need finance to fulfill your dreams, you can apply for a home loan. A home loan is designed to cater to all these needs. All major Banks and non-banking finance companies provide home loans throughout the country. Compare all offers online across the leading banks and NBFCs of India with DialaBank. Get the Lowest Interest Rates for your home loan by applying online or contact us on  98789-81166.

  3. Features of Home loan • Low-Interest rates: Home loan interest rate are cheaper than the other loans because of its long term tenure period.  • Tax Benefits: Availing a home loan can provide you with tax benefits on both principal amount as well as interest rates. Section 24 and 80 C allows a person to claim a tax deduction of up to 2 lakh on availing a home loan. • Home Loan balance transfer: allows a person to transfer the entire outstanding amount to a new lender, who offers a lower rate of interest. • Flexible Loan Tenures: The home loan tenures usually go up to 30 years. An individual can also choose to prepay the entire amount if he is eligible to do so.

  4. Home Loan Eligibility Criteria • Home Loan Eligibility Criteria Nationality: Indian Residents, Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) • Credit Score: 550 – 900 • Age Limit: Minimum – 18 years& Maximum – 70 years • Total Work Experience: At least 2 years of work experience is required • Business Continuity: At least 3 years of business continuity is required • Minimum Salary: At least Rs. 25,000 per month, may vary across lenders • Loan-to-Value (LTV) Ratio Up:to 90% of property value

  5. DialaBank as Your Best Agent Online process: Follow the steps below to avail a housing loan online instantly: • Visit our website dialabank. • Fill in your basic details like name, income, location, the loan you are looking for in the form as per requirements. • Click on Request a Quote. • Our relationship manager will soon get in touch with you over your application and will help you choose the right loan for yourself. Offline Process: The process of applying offline for a housing loan is an easy process. Just visit the nearest branch of your lender providing a housing loan and the experts will guide you through the entire process.

  6. Contact Us 251 Park Place, Phase V, Gurgaon booking@dialabank.com 9878981166 https://www.dialabank.com/

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