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No Family Left Behind

THE IMG business SOLUTIONS. . . . BUSINESS SOLUTION. ENVIRONMENT. FINANCIAL SOLUTION. Financial Literacy Wealth Academy Series. Strategies to Create Multiple Streams of Income. Financial Coaching & Mentoring. Mission. No Family Left Behind.

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No Family Left Behind

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  1. THE IMG business SOLUTIONS    BUSINESS SOLUTION ENVIRONMENT FINANCIAL SOLUTION Financial Literacy Wealth Academy Series Strategies to Create Multiple Streams of Income Financial Coaching & Mentoring Mission No Family Left Behind

  2. THE IMG FINANCIAL & Business SOLUTIONS 1. FINANCIAL SOLUTIONS  Practical Money Management  Finance & Investment 101  Getting Out of the Debt Trap  General Concepts of Investment  Spiritual Side of Money  Real Foundation in Building Wealth  Estate Planning & Preservation  Do It Yourself Financial Check Up • 2. BUSINESS SOLUTIONS •  Creating Passive Income •  Upstart School •  Train the Trainees •  Winners Mindset •  What It Takes to Be Great •  Winning Principles •  The Art of Building Multiple Outlets •  Winning Big in Life • 3. RIGHT ENVIRONMENT • Guaranteed Millionaires • Club (GMC) • Financial Coaching & • Mentoring The wealth academy training programs are especially designed to help individuals, employees, self-employed and entrepreneurs learn powerful strategies on the fundamentals of financial planning, technical and emotional of investing the right way, increasing cash flow, managing debts and building a solid financial future. Mission No Family Left Behind

  3. ACCREDITATION & LICENSING    ATTEND SERIES 1 ATTEND SERIES 2 ATTEND SERIES 3 ATTEND HIGHER SERIES Practical Money Management & Strategies Investment Strategies & Finance 101 Creating Multiple Passive Income Upstart School Financial Coaching & Business Mentoring Requirements to attend Upstart School     • JOIN – License & Accreditation (P3,700.00) • OWN a Product •  SHARE financial concepts Be a Part of the Guaranteed Millionaires Club FINANCIAL CHECK UP Accomplish Personal Income & Expenses Statement Financial Need Analysis

  4. Series 1: Practical Money Management Strategies “Financial Solutions In Fast Changing World” Series 2: Investment 101& Creating Multiple Passive Income Streams Series 3: Upstart School HIGHER SERIES TRAININGS Series 4: The Real Foundation In Building Wealth Series 5: Train the Trainees Series 6: Builders Mindset – Profile of a Great Leader Series 7: Winners Mindset : Distinctions in the Mind of Poor, Middle Class & Rich. Becoming rich is not about what’s inside your savings account or investment portfolio... it’s about what’s inside your mind. Wealth Academy Mission No Family Left Behind

  5. HIGHER SERIES TRAININGS Series 8: Getting Out of the Debt Trap Series 9: General Concepts of Investment Series 10: Do-It-Yourself Financial Check Up, Analysis and Creating Your Personal Financial Strategy Series 11: The Art of Building Multiple MD Outlets Series 12: Winning Big in Life Series 13: The Spiritual Side of Money Series 14: What It Takes to Be Great Series 15: Coaching A Winning Team Series 16: Winning Principles Series 17: The Holy Use of Money Series 18: Estate Planning Wealth Academy Mission No Family Left Behind

  6. PROMOTION GUIDELINES  20% Associate ( A ) 30% Field Leader ( FL ) 40% Asst. Marketing Director ( AMD ) 50% Marketing Director ( MD ) • 15-15-90 3-3-30 30-30-90                            • 3 Associates in 30 Days • MD Club • Or 3 Field Leaders + 600k Annual Point Value (APV) in 90 Days • Or 3 Field leaders + 1 Million Annual Point Value (APV) in 90 Days

  7. POTENTIAL INCOME Personal Effort : 1 Sale Per Month Potential Monthly Income Potential Annual Income Kaiser or Cocolife P20,000 % Rate Number of Sales ASSOCIATE FIELD LEADER ASST. MKTG. DIRECTOR MARKETING DIRECTOR

  8. POTENTIAL INCOME Personal Effort : 4 Sales Per Month Potential Monthly Income Potential Annual Income Kaiser or Cocolife P20,000 % Rate Number of Sales ASSOCIATE FIELD LEADER ASST. MKTG. DIRECTOR MARKETING DIRECTOR

  9. POTENTIAL INCOME Building a Base Personal Sale Potential Income P22,000/Month 20,000 X 50% 10,000  Marketing Director (30%) (20%) (10%)       Associate Field Leader Asst. Mktg. Director 20,000 X 20% 4,0000 20,000 X 30% 6,0000 20,000 X 40% 8,0000 Marketing Director Management Override P6,000 P4,000 P2,000

  10. POTENTIAL INCOME Building a Hierarchy Generation Override  200k X 6% 12,000  MD  200k X 3% 6,000  MD Marketing Director  200k X 2% 4,000 (6%) (6%) (6%)        MD  200k X 1% 2,000  MD Mktg. Director Mktg. Director Mktg. Director  200k X .75% 1,500 200,000 X 6% 12,0000 200,000 X 6% 12,0000 200,000 X 6% 12,0000  MD  200k X .50% 1,000 

  11. Healthcare 101 • Healthcare Crisis… • Majority of Filipinos don’t have healthcare. • Medical costs increase 3 to 4 times the inflation. • No traditional healthcare company covers an elderly aged 60 and up. • Majority of Filipinos don’t save money for medical needs. • Most people rely on their children (sell properties or barrow money) for their medical care during retirement.

  12. Why Own a Long Term Healthcare? SHORT TERM HEALTHCARE Annual Renewable SHORT TERM HEALTHCARE Health Savings Account YOU CAN ONLY BUY HEALTHCARE WHILE YOU DON’T NEED IT! Use short-term for your present healthcare needs (while they can cover you)… Use long-term for your future healthcare needs (when they cannot cover you)

  13. YOUR TOTAL HEALTHCARE PLAN What IF… You Live Too Long Who will take care of yourself? Solution: Investment & Long Term Healthcare   What IF… You Die Too Soon Who will take care of family? Solution: Insurance KAISER PREMIUM HEALTH BUILDER is a product that provides complete solution to your 3 major financial needs – Investment, Healthcare & Insurance KAISER PROVIDES TOTAL SOLUTION TO OUR 3 MAJOR FINANCIAL NEEDS! 1. INVESTMENT: To generate continuing income for youif you live too long. 2. INSURANCE: To protect your family against lose of income. 3. HEALTHCARE: To provide you healthcare when you retire (at old age). - Healthcare Crisis… Medical cost doubles every 5-7 years. - Many sick people die not because there is no medicine but because of no money. - You can not bring with you the healthcare benefits provided by your company when you retire or resign… Cost of healthcare at ages 61 & up is very expensive.

  14. PLAN MECHANICS : HOW IT WORKS? FIVE – YEAR PAY Age 27 Age 65 Age 37 Age 60 Age 22 Policy Fee PREMIUM HEALTH BUILDER (PHB) Contract Price : Annual : Semi-Annual : Quarterly : Monthly : 297,239 59,448 32,102 17,241 5,945 500 / yr 500 / yr 500 / yr 500 / yr Proposed Member : Age : Gender : Long Term Care Benefit (LTCB) : Age after 15 years : Juan dela Cruz 22 Male 100,000 37 Start of Accumulation Period Start of Long-Term Care Period Start of Extended Period EXTENDED BENEFIT BALANCE WHEN THE MEMBER REACHES AGES 60 & 65 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Total Yearly Health Benefits P 175,312 Long-Term Care Benefit P 100,000 Long-Term Care Bonus P 228,647 P 503,958 Total Health Benefit with Bonus 10% 10% 10% 10% 10% 10% 10% 10% 10% 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 Total Health Benefits at age 60 P4,512,596 Annual Lifetime Health Care at age 60 P 451,260 Total Health Benefits at age 65 P 7,267,581 Annual Lifetime Health Care at age 65 P 726,758 Health Care Benefits • Annual Physical Examination Benefits • Dental Benefits • Basic Medical Benefits • Room & Board at P600.00 / day • Annual Benefit Limit (ABL) 50K • Waiver of Installment due to Death / Credit Life • Waiver of Installment due to Disability Accumulation of all Unused Yearly Health Benefits Other Features Kaiser plan is Philhealth inclusive • Term Life from the start of accumulation until the 15th Year • Accidental Death & Dismemberment from the start of accumulation until the 15th Year • Lifetime Network Access to over 500 hospitals and over 1,000 doctors as long as the funds are available

  15. The only difference between few rich people & lot of poor peopleVISION People act & decide based on what they feel & see (vision). Your beliefs & the way you think will make or break your life. We are who we are today by the choice we made early on in our lives. What we will be tomorrow depends on the choices we make today. Make sure to make the right choice because there is waiting period for success…The 10-Year-Rule/10,000-Hour-Rule… The Law of Harvest… You’re only one wrong decision away from poverty… and you’re only one right decision to riches. A man with VISION has a better chance to make the right choice! A MAN WITH VISION… Knows what he wants… knows how to get what he wants… knows that he can get what he wants! His vision gives him an attitude of whatever it takes to win & gives no excuses. Failure is not his option…his only option is to win! Works harder than others, tougher than others, more disciplined than others. Makes things happen!

  16. For where there is no vision, the people perish. -Proverbs 29:18 Vision without action is daydreaming. Action without vision is a nightmare! Be a man with vision. If not, find a man with vision & work with him. Find a company with VISION and work with that company! Get a JOB you make a living… own a BUSINESS you make a fortune! WHAT BUSINESS?A study done by Inc. Magazine & Nat’l Business Incubator Association (NBIA) revealed that 80% of new businesses fail within the first 5 years WHY MONEY BUSINESS?  Money doesn’t go out of fashion, doesn’t get rotten, increase in value, no inventory, encourage people to save… CHALLENGES IN OTHER BUSINESSES: Big capital & high operating cost - Risk your lifetime savings or retirement? Mortgage properties? 20% profit Problems in inventory, debt/collection, competition - big fish eats small fish Clothes get out of fashion, food gets rotten /spoiled, decrease in value Encourage people to spend

  17. MONEY IS ALWAYS IN DEMAND! People need money to buy food, clothing, car, house, send kids to school, go to vacation, build church, evangelize, help people, buy medicine, pay hospital bills, pay water/electricity/phone bills, etc. You need money if you want to give the best for you & your family! Schools teach people how to make money (engineer, doctor, job), but failed to teach people what to do with their money & how to make money work for them. WHEN MONEY IS WORKING FOR YOU, IT’S GREAT BECAUSE Money doesn’t get sick & money doesn’t go on vacation. Money is very loyal to the boss (you). Money never stops working - 24 hours/day, 365 days/year, no SL, no VL, no holiday, no union, no strike… BUT, MONEY CAN NOT WORK FOR YOU IF YOU HAVE NO MONEY! The best way to build wealth is to be in financial industry… money is where the money is! If you want to grow money, you need to know how money market works… how money moves… where the money is going… position yourself where the money is going… get into financial industry!

  18. WHAT MAKE IMG THE BEST BUSINESS OPPORTUNITY? • NO BIG CAPITAL… No need to put your savings or retirement to risk. No need to loan money or mortgage properties… no inventory cost! • NO EXPERIENCE & NO DEGREE REQUIREMENT NO TERRITORY RESTRICTIONS… you can build business in Europe, US, Canada, UAE, Taiwan, HK, Singapore, Macau, Philippines & going worldwide! TEST-DRIVE THE OPPORTUNITY… You can start part-time while keeping the security of your existing job or business… Absolutely RISK-FREE! PROVEN SYSTEM… You are in business for yourself, but not by yourself. FUN TO DO BUSINESS… I just want to help people… and they pay me well! The more people I help the more money I received… it’s really fun! We have been able to help thousands of associates take advantage of IMG opportunity! YOU CAN CREATE MULTIPLE PASSIVE INCOME STREAMS! Earn Income for today & build up income for tomorrow! - PERSONAL EFFORT - MANAGEMENT OVERRIDE - RESIDUAL INCOME from renewals - RESIDUAL INCOME from business outlets (MD outlets)

  19. ACTION STEPS… To take advantage of the IMG SOLUTIONS! 1. Join IMG – Php.3,800 2. Start your Personal Financial Strategy… Own a product! Start with what you have… If you can manage small money, you can manage big money (SMALL CHANGE)… BUILD A SOLID FINANCIAL FOUNDATION! Provider yourself first with healthcare protection… without healthcare, withone sickness you may lose all your investments; and your capacity to make money is greatly reduced… Start with KAISER provides solution to our three major financial needs = Healthcare + Investment + Insurance! 3. Increase your cash flow (do IMG business), properly protect your family (term ins.), create a strategy to get out of debt (increase cash flow), invest (mutual funds), create emergency fund (bank/bond fund)…

  20. We want to build a new distribution system with one million financial professionals & revolutionize the financial services industry to solve the consumer’s dilemma – lack of understanding, planning & support! IMG is the RIGHT PLACE at the RIGHT TIME! CAN YOU BE THE RIGHT PERSON? CAN YOU DO THE RIGHT THING? ARE YOU THE RIGHT PERSON FOR THE NEW INDUSTRY? • COMPLETE A FINANCE 101 SURVEY FORM • MAKE AN APPOINTMENT FOR PARTIAL FINANCIAL CHECK-UP • - Know where you are now, why you are in that situation & where you want to be? • - Know what you want, how to get it & know if you can get what you want! • Apply the right financial strategy now or regret later? Use the right financial strategy… • do it right from the start! DANGER… you don’t undergo Financial Check up, & you do your own strategy… what if 10 years after, you realize you used the wrong strategy? Be careful… little knowledge is dangerous! “Success principles will work… if you work them.”- Jack Canfield

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