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What Is Home Loan Refinancing?<br>Home loan refinancing involves replacing your existing mortgage with a new one, often from a different lender. The goal? To secure a better interest rate, lower repayments, or access equity in your home. With interest rates shifting in Australia, many homeowners are reviewing their current loan structures u2014 and refinancing can be a smart move.<br>Why Australians Refinance Their Home Loans<br>Refinancing can help you:<br>u2022tu2705 Secure a lower interest rate<br>Even a slight drop in your interest rate can save thousands over the life of your loan.<br>u2022tu2705 Reduce monthly repayments
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