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FOR HUMANITARIAN INTERVENTIONS. CASHLESS MONEY TRANSFER. 2007-2008 POST ELECTION CONCLICT. 600,000 IDPs * 300 camps. 2007-2008 POST ELECTION CONCLICT. Banks shutdown ATMs run out of money MPESA float had run diminished – 1 st 3 days of conflict Airtime run out
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FOR HUMANITARIAN INTERVENTIONS CASHLESS MONEY TRANSFER
2007-2008 POST ELECTION CONCLICT 600,000 IDPs*300 camps
2007-2008 POST ELECTION CONCLICT • Banks shutdown • ATMs run out of money • MPESA float had run diminished – 1st 3 days of conflict • Airtime run out • High risk to carry cash around (NGOs personnel) • Cash from Work for Assets misused by beneficiaries
Kenya Floods 2010 • 30,000 IDPs • Marooning
Lessons Learned Use of cash at camp or village level during the emergency phase is; • Risky • Inefficient
Our Engineered System Village NFC shops • NFC cards for purchase of allowed goods • Direct pre-loading of beneficiaries accounts • Respects people’s choices and empowers communities in • Cash backed system