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Picture Yourself Home

Ready to start looking for your dream home? here are a few general things to keep in mind as prepare for your big move.<br>Please visit my site : https://ezonlinemortgage.com

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Picture Yourself Home

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  1. Picture yourself home. Ready to start looking for your dream home? Here are a few general things to keep in mind as prepare for your big move. Do’s of Buying a Home • Do pay all your credit cards and any other debt on time before you even start considering a mortgage. Dont’s of Buying a Home • Don’t buy a vehicle. Even if you are paying cash. • Don’t quit your job. • Do keep a positive balance in all of your checking and savings accounts with suf icient funds to close a loan. • Don’t take on any new debt (even if the salesperson of ers you a 20% discount on your purchase). • Do keep your money right where it is. Changing banks or moving money will require explanation, which will just be more paperwork for you and your lender. • Don’t make out-of-the-ordinary large deposits. If you must, be prepared to provide a clear paper trail detailing where the money came from and why. • Do provide any documentation your loan originator asks for in a timely manner. It may seem like you are handing over quite a bit of information, keep in mind that you are asking the lender to trust you with hundreds of thousands of dollars. • Don’t buy big-ticket items on your credit cards. (We can’t stress this enough.) • Don’t omit or exaggerate information on your application! (SERIOUSLY!) • Do factor in your lifestyle. A lender will give you a range that includes the top end of how much home you can af ord. That number is based on your current expenses, not the future. • Don’t make sudden changes in your spending habits (unless it’s to save more) or with your income. Ready to Take the Next Step? Call us today. We’re happy to help find out if you qualify, and there’s never any obligation. Questions? Contact us for more information. William Martin, Broker, NMLS# 350185 wmartin@ezonlinemortgage.com (626) 253-4400 800-930-8195 www.ezonlinemortgage.com NMLS# 362311 Guidelines above are meant for suggestions only. Please speak to your financial advisor before buying a home. EZ Online Mortgage – NMLS # 362311 located at 4804 Laurel Canyon Blvd #1199, Valley Village, CA 91607. www.nmlsconsumeraccess.org. Rates, fees and programs are subject to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z, which implements the Truth-in-Lending Act. Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act (01871814)

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