BlueCross BlueShield of Western New York

1. BlueCross BlueShieldof Western New York Daemen College June 2013 Open Enrollment Account Executive: Denise Northrop

2. Daemen College POS 206 (Plans 1 and 2)

3. Register Online at bcbswny.com

4. Find a Provider at bcbswny.com

5. Traditional Blue POS 206 - Current Plan Highlights

6. POS 206 - $250 Wellness Card

7. Benefit Differential Program Basics • Employee-specific; your personal health information is kept private • Your Employer will not know if you completed the steps of Good Life – BlueCross handles this behind the scenes • Participation-based, not outcome-based • Participation is optional, but your out-of-pocket expenses will change if you choose not to participate • At the start of the program, you are automatically enrolled in POS 206 (Plan 1), which has lower out-of-pocket costs • Eligible for the program on an annual basis

8. Good Life Timeline Step 1: Health screening Step 2:Health Assessment Step 3:Health coaching Months 1-4 Months 1-4 Months 5-7

9. Step 1: Health screening Complete a Health screening between June 1, 2013 - September 30, 2013 • Blood pressure, blood sugar, and cholesterol checks • Weight, waist, and height measurements Two options to complete this step: Months 1-4 • Worksite screening – Dates TBD • Physician Verification Form (look back 6 months 1/1/13)

10. Step 2: Health Assessment Complete the Health Assessment by September 30, 2013 • Complete your health screening first, need numbers for Health assessment • Health survey that will take 15-20 minutes to complete • Your Health Assessment results are confidential Months 1-4

11. Step 3: Health coaching • Complete the Health Coaching between October 1 – December 31, 2013 • Health coaching phone calls to help you reduce lifestyle-related risks such as obesity, smoking, high cholesterol, and hypertension. • You will receive two to three calls during the four-month program. Months 5-7

12. Scenarios

13. Good Life Scenario 1:Employee completes all steps Phase Date Status Plan impact Step 1: Health screening June – September 2013 Enrolled in POS 206 (Plan 1) through May 31, 2014 Step 2: Health Assessment June – September 2013 Step 3: Health coaching (if applicable) October – December 2013

14. Good Life Scenario 2:Employee completes step 1 but not 2 Phase Date Status Plan impact June – September 2013 Step 1: Health screening Enrolled in POS 206 (Plan 1) Moved to POS 206 (Plan 2) with an additional $500/$1000 medical deductible as of October 1, 2013 June – September 2013 Step 2: Health Assessment Remain in POS 206 (Plan 2) with the additional $500/$1000 deductible Step 3: Health coaching (if applicable) Not applicable Not applicable

15. Good Life Scenario 3:Employee completes steps 1 and 2, but not step 3 Phase Date Status Plan impact June – September 2013 Step 1: Health screening Enrolled in POS 206 (Plan 1) June – September 2013 Enrolled in POS 206 (Plan 1) through December 31, 2013 Step 2: Health Assessment Moved to POS 206 (Plan 2) with additional $500/$1,000 deductible as of January 1, 2014 October – December 2013 Step 3: Health coaching

16. Good Life Scenario 4:Employee completes steps 1, 2, and 3 Phase Date Status Plan impact June – September 2013 Step 1: Health screening Enrolled in POS 206 (Plan 1) June – September 2013 Enrolled in POS 206 (Plan 1) through May 31, 2014 Step 2: Health Assessment October – December 2013 Enrolled in POS 206(Plan 1) through May 31, 2014 Step 3: Health coaching

17. Questions?