Insurance-Linked Capitalization Arbitrage Program (iCAP) www.iCapVentures.com

1. Insurance-Linked Capitalization Arbitrage Program (iCAP)www.iCapVentures.com iCAP Ventures, LLC 8001 Irvine Center DriveSuite 400 Irvine, CA 92618 (949) 754-4260

2. Structured FinanceNotes & Bonds Information in this presentation is subject to change without notice All calculations and timeframes are approximations. Ratings are by Standard & Poor and/or Moody’s and/or A.M. Best The information herein shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of securities in any state in which such offer, solicitation or sale is not authorized. An offering is made solely by the prospectus to accredited investors. The reader of this information is advised to consult an attorney and perform adequate due diligence before making any decisions. Minimum Loan Amount $5M – Max Loan Amount $100M (smaller projects will require combining with others to equal a total of $100M – multiple structured notes per project are feasible). We participate in up to 20% of Equity Capital is disbursed in tranches per schedule, with semi-annual audits

3. Qualifications & Requirements Project/Venture must meet some or all of these requirements to apply with iCAP: Purpose – Creates or advances new &/or green technology, jobs, industry, real estate (limited new construction), film, for-profit humanitarian, others may be considered on their merits and business model Profit Potential – Project must be able to pay minimum of 10% per year of original loan amount, year 3 - 10 (quarterly starting 27th month). Management – Project/venture sponsors must be seasoned and experienced in their business sector. Proof of Funds – $5,000 per $1M of required capitalization, for underwriting, legal, due diligence and processing of loan application. Application must contain: Business Executive SummaryBusiness Plan – Project details, Mgmnt., market & intellectual propertiesTen year Pro forma / Use of Funds / Disbursement Schedule Client/borrower/issuer information sheet & proof of funds

4. Process, Approval & Use of Funds Submit Application and Required Client/Borrower Deliverables iCAP Due Diligence and Pre-approval or Non-approval If Letter of Pre-approval Issued with Preliminary Term Sheet, Initial Underwriting Deposit Required for Loan Processing Repackaging, Legal, Underwriting, Beneficial Loan Agreement, Collateral Note Reservation, Account Established, Final Term Sheet Issued Estimates of Initial Items to be Paid from Underwriting Deposit: LS Aggregation Retainer $ 100,000Introducing Managing Director $ 50,000Legal (PPM, Loan Agreements, etc.) $ 75,000LE Risk Analysis $ 75,000Professional Fund Admin (PFA) Retainer $ 25,000TPA, Trustee, Custodian Services Setup $ 30,000Issuing Agent – Private Investment Bank (IPIB) $ 145,000TOTAL $ 500,000

5. Timeline & Loan/Note Processing Cycle Est. Timeline19 to 26weeks TimelineStarts iCAP Secures Institutional Investor/Lender Partners Arranges A-Rated Collateral Guarantees Lends Net Proceeds toProject & Provides TPA Retains % of Equity $72,500 IssuingAgent & IPIBFees$25,000Legal Costs START Excess funds released toProject perDisbursementSchedule iCAP receives & approves Project(s) BP, Pro forma and Application Est. Timelineweeks14 - 18 Example $100M Loan$80M Net Proceeds Establish ProjectAccount – costs to be expensed as incurred Reserve Account Established for Interest, Premium Payments & Maint. Fees Funds releasedfor acquisition of Insurance-Linked Collateraland A-Rated reinsurance binder $75,000 LE RiskAnalysis $30,000TPA, TrusteeCustodianServicesSetup weeks 0 to 6 per # of projectsrequired First 2-Yrs Principal is pre-paid. Project pays 10% of Gross Loan Amount yrs 3 – 10 to equal total Principal repayment only Project underwritten& attached toInsurance-LinkedAsset CollateralIdentified & reinsuranceCommitted iCAP securesFunding from PartnerInstitutionalInvestor/lender Est. Underwriting Costs:$25,000 Legal Retainer$50,000 Introducing MD Est. Timelineweeks7-13 $100,000 LS Aggregation Retainer$25,000 Legal Costs $72,500 Private Inv. Bank$25,000 PFA Retainer

6. iCAP Funding Process & Basic Structure $350MSyndication of Institutional Investors/Lenders 3.5:1 $150M Costfor Life Settlement Collateral Securitizationof $1B10:1 Returns Par & 5% Coupon Per Maturity Events Invests inSide FundSecuritization The Insurance-Linked Arbitrage, which creates loan funds to qualifying ventures – capital which is isolated and unrelated (directly) to the Institutional Investor(s) Par & IRR. Invests into iCV iCapVentures Refills Reserve Per MaturityEvents EquityParticipation Re-pays Principalin 10-Yr Term $100M Pre-ApprovedClientProjects $100M Reserve Accountpays Premiums, QIB Coupon Syndication CostsAssociated Maint. AdministersReserve perRequirements Loans $100Min Funds EquityParticipation

7. Borrower Benefits 100% Loans Possible No Collateral Requirements Possible No Personal Recourse or Guarantees Principal Repayment Only* First 2 Yrs Interest Pre-paid (no additional due until 27th month) Borrower Retains at least 80% of Equity Most Sectors Considered in Free-World Smaller Loans Considered if Combined with Other Project Funding Low Entry Cost ($5K per Million)** Application Approval to Funding 120 to 180 Days Pre-approval Process in 7 to 10 Business Days * The cost of .5% for Underwriting and 3% Borrower to Broker Commission = 3.5% Points of loan costs** Underwriting deposit 100% refundable if iCV fails to fund, not refundable if client fails to continue

8. Summary & Contact Funding Limits - $5M - $100M120-180 day process$5K per $1M Initial Underwriting Cost1st 2-yrs Principal pre-paid & Prin. only payments yrs 3-10Requirements:Viable Project/Experienced ManagementExecutive Summary/Business Plan 10 Yr Pro forma / Use of Funds / Disbursement PlanClient ApplicationProof of FundsUp to 20% EquityContact: iCAP Ventures, LLC 8001 Irvine Center Drive, Suite 400 Irvine, CA 92618 (949) 754-4260 Jim Nash - jrnash@iCapVentures.com Dan Somers - dgsomers@iCapVentures.com