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How to buy a home

You don't need learn everything to buy a home ...<br><br>...and you need a experience to buy a home and save money. <br><br>But the important thing is: how do you get the property that are actually work? Or more importantly: how do you get the home without wasting money and what are the things to be considered before actually buying a new home?<br><br>Well that's EXACTLY what I share with you in this video. <br><br>You'll get some tips and advice from me:<br><br>-The 5 types of typical budget will consisting of and process that helps you in saving the money & How much money you can offered to buy a home (I call this "Budget Planning"). You can use this information for saving money and what kind of loan you will get by your money, but it works especially well for Buyers in California cites.<br><br>-How you can use (something) to maximum advantage to home buying process in California.<br>-The exact step by step procedure you can con concentrate with buying home that you can use to consider when planning to buy a home.<br><br>OK, let's go with the Searching your home . <br><br>First, you need to find place where you want to live on the California or any other place that feels you amazing...<br>Second, Selecting the Neighbourhoods for your future help. The type of the schools you want & the type of the real estate market you can afford,<br><br><br>For example, let's say you will find your dream home that makes you happy. Then you will check for the good neighbourhoods and good real estate agent to buy your home. <br><br>If you're want know property encountering, here the two types of property encountering:<br><br>1. Free hold<br>2. Lease hold <br> <br>You'll learn more by watching this video...<br> Next, Where you can get your dream home? You will look for your dream house from very type of searches. Here I mentioned some of them.<br><br>You can quickly check your dream homes using a Online Directory, by realtor listing and advertise site . I prefer real estate agent listing because he'll assist you in buying a home but they all work pretty well. <br><br>Then you will get your dream home. Now it's time to view the property. I have mentioned some suggestion while viewing the property.<br><br>Finally, you ready to purchase a new home<br>Cheers! You just got yourself some quality of information of buying a home. <br><br>If you're looking to get more actionable tips and advice and homes videos like this one, make sure to subscribe to my YouTube channel right here:<br>https://www.youtube.com/channel/UCSGyPETBQCzqJrzmBd2WOBg<br>

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How to buy a home

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  1. How to Buy a Home Process for buying a home

  2. Before you start, it’s a best to have a good knowledge of how much you can afford. Start with the Mortgage Calculator, credit and debt to decide the kind of loan for your home. Let’s Starts with managing your budget first.

  3. A Typical budget will consisting of : • INCOME How much do you earn a year ? How much can you save? Do you have any committed outgoings? Make sure to consider to this to your budget

  4. 2. DEPOSIT ‘You will have to pay minimum of 7 % of the total house price for a deposit.’ “Bigger your deposit, lesser your monthly mortgage.”

  5. 3. Mortgage Consider how much you can afford to repay per month. Decide whether to go with the fixed rate or adjustable rate mortgage and whether to pay points

  6. 4. Government Loan The Government will provide the Loan for the Property. “If you don’t have home insurance policy look into take home insurance policy”

  7. 5. Final Cost These may include the appraisal fee, loan fees, attorney's fees, inspection fees, and the cost of a title search.

  8. Next step is to look into the place you want to live. Think of the location, what city or Neighbourhoods. Look for a mixture of old peoples & young couples. Search your home,. Things to consider before you actually searching a home.

  9. Where you want to live? Your step in the journey of searching a home is to figure out what city you want to live.

  10. 2. Select the Neighbourhoods you want to live in. Look for signs of economic vitality: a mixture of young families and older couples, low unemployment and good incomes.

  11. 3. Pay special attention to districts with good schools Strong school system is a major advantage in helping your home retain or gain value.

  12. 3. Search for good real estate market in your area. if homes are selling close to or even above the asking price, that shows the area is desirable.

  13. Next Step is what you looking for ? There are several places to search a home but arming yourself to knowledge about the Property ensures you can make sensible decision when you selecting your home. There are two types of Property encountering.

  14. If the property is freehold you would own the building and land that is stands on. • Freehold

  15. 2. Leasehold If the property is Leasehold you would own the property for a fixed period of the time and would lease it from the free holder. You will permitted to use the home for a certain amount of years and operate under the legal rights and responsibilities.

  16. Freehold is more valuable than the Leasehold property.There is less restriction and third party involved in Freehold property. Freehold vs Leasehold

  17. ADVICE FROM RIGHT PEOPLE There are many ways to look for your property. Buyers,irrespective of the kind of property they are buying or renting, expect some basic things from a top realtor advice.

  18. Where to look for your property? • Online estate agent directory

  19. 2. Your local real estate agent

  20. 3. Local for sale signs in your area.

  21. What to do when viewing a property ? One of the key stages of buying a home is the viewing. Ask the right question you viewing a property. Things to consider when viewing a property...

  22. Spend time Spend just 20 minutes viewing a property that is going to be your home.See the property more than once and at different times.

  23. 2. Bring someone else. Book another appointment to view the house before the inspection takes place if you want to get advice of family members.

  24. So, you are ready to purchase new home. Here is the few things to consider when you making a purchase.

  25. Know your limits. There is no right or wrong way to write an offer on a house, but once you find one make sure you offer for the best one that you can afford.

  26. 2. Do your research. Consider the history of property and make note the price drop that have occurred in past.

  27. 3. Final Walk through It's important to do a final walk through on the home to ensure that there is nothing that went unresolved or it could lead to potential problems after closing.

  28. Here is the Final Steps to sort out before moving to your new home.. Last steps is Finalising the sale.

  29. 1. Mortgage Approval The first step to get pre-approved for a home loan is to find a mortgage lender to work with

  30. 2. Deposit A deposit account is a savings account, current account or any other type of bank account that allows money to be deposited and withdrawn by the account holder.

  31. 3. Remaining funds Remaining funds must be returned according to the instructions in your grant agreement. Please consult your grant agreement for details

  32. CONGRATULATIONS! YOU’RE A HOMEOWNER NOW !! Let’s introduce yourself with our neighbours.

  33. THANK YOU GERRY GOODMAN “TOP REALTOR IN ORANGE COUNTY CA” www.gerrygoodman.com

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