What is Health Benefit Indemnity Insurance?

1. What is Health Benefit Indemnity Insurance? Compare Health Insurance and health benefit indemnity insurance Short Term Health Insurance offers major medical type benefits in the case of unexpected accidents or illnesses. Whether you need coverage during a transition or gap between insurance or if you are looking for a solution outside of Obamacare, Short Term Health Insurance offers an affordable and flexible option. Different levels of benefits among plans means you choose the right coverage for you. Health Benefit Indemnity insurance (HBI) is a health insurance plan that offers financial protection for commonly needed medical services, including hospital and doctor benefits. When you experience a covered medical event, HBI pays a set fee, directly to you or a provider designated by you. HBI is designed to be used in connection with your major medical insurance and HBI also can include supplemental medical insurance coverage for critical illnesses or accidents, as well as supplemental non-insurance services such as telemedicine, insurance advocacy, and pharmacy. HBI offers "first dollar coverage", which provides you more flexibility for managing expensed related to health care expenses, such as the copays required by your major medical insurance for your hospital visit, or even lost wages for the time you were hospitalized .