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Tata Capital personal loans are attractive interest rates starting at 10.99% per annum. You can avail a loan amount of up to Rs.25 lakh for a tenure of up to 6 years.
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Description About the Tata Capital TATA capital is a subsidiary of TATA sons limited; one of the most diversified and appreciated group of India. It is a Non-Banking Financial Company (NBFC) which offers services in the areas of loans and other financial arenas and caters to customers across the country through their 100 branches spread nation-wide. Registered as a systematically important Non-deposit accepting NBFC with the Reserve Bank of India, the company provides various operations across commercial finance, consumer loans, and distribution, wealth management along with the marketing of TATA limited cards.
TATA Capital Personal Loans Tata Capital offers various financial products and services to its customers, one of which is personal loans. In need of funds at a short interval, a person can turn to Tata Capital to avail a low cost personal loan for various needs ranging from wedding arrangements, medical emergencies, leisure holiday trips, home renovation and many others. Tata Capital personal loans can be availed for a longer tenure and up to a maximum loan amount of ₹ 25 Lakh.
Why Choose Tata Capital Personal Loans? As we all are aware that Tata Capital is one of the leading NBFC lenders in the market and they offer various features that differentiate it from the rest. Some of the main reasons to choose Tata Capital Personal Loans are as follows: • Multipurpose Loan: The Tata Capital Personal loan highly customized for all your personal needs, the amount can be used for various purposes including a medical emergency, education funds and others. • No Security: Tata Capital Personal loan can easily be availed without providing any security or collateral against the loan amount. • Over-draft Facility: Under this facility, Tata Capital Personal Loan allows its customers to borrow an additional amount up to a permissible limit in case of an emergency. The interest is calculated on the amount withdrawn, not on the amount permitted. • No Cost Pre-payment: Tata Capital Personal Loan comes with no-cost foreclosure or pre-payment of the loan amount. However, only a portion of the outstanding amount can be repaid at a time. • Increased Loan Tenure: Tata Capital enables its customers to avail the funds at the least possible cost, to ensure the same, they offer the loan repayment period up to 6 years for a large amount of loan. • Instant Approval: Tata Capital provides an online application feature to all its customers, where one can easily submit the documents and get the loan processed online in no time.
Features and Benefits of Tata Capital Personal Loan Tata Capital Personal Loan can be used for various reasons, if in case a person is going through any financial insufficiency at some point in your life, whether there is a requirement of funds for consumer durables or an immediate need for a quick check-up, then applying for a personal loan is the best available option to make your ends meet for immediate funds. Tata Capital personal loan is one of the most exclusive and a top-pick personal loan facility. You can easily finance funds for home renovation, wedding, or any other emergencies at the lowest interest rates and with some additional features and benefits as follows: • Trustworthy Name and reputations • Simple and easy documentation • Swift and speedy disbursal • Flexible loan tenure: from 12 months to 72 months • Low cost Balance Transfer facility • Collateral free loan disbursement • Expedient repayment options, either through direct debit form Savings Bank A/c or ECS
How to apply for a Tata Capital Personal Loan Tata Capital offers one of the lowest interest rates for the personal loan at no additional costs to the borrowers. The application process for the same is easy and involves just a few steps, if you wish to apply for Tata Capital Personal loan, you can follow the steps as given below: • Visit their website and enter the loan amount that you wish to borrow • Going forward, the page would require you to enter your personal details like your name, address, employment status and your monthly income • While filling up the application form, Tata Capital requires you to provide/upload all necessary documents which include the applicant’s PAN Card, Aadhar Card, Bank Statements, Income Tax returns for the last two years as basics • Once received, the company notifies about the submission and the documents are sent for verification • On verified, the loan is approved and disbursed
Tata Capital Personal Loan Login With Tata Capital Personal loan, if an applicant or an existing customer is looking forward to check the status of their application or their loan account in real time, they can easily check it on Tata Capital website. A customer needs to log in to their respective account by entering their registered mobile number or the customer reference number which is designated to their account. They can either use their login password or can use the OTP (One Time Password), through which they can login. Once logged in, the webpage provides all the details regarding the status of the application and all the transactions that have taken place in that loan account.
Tata Capital Personal Loan Top-up Tata Capital Limited ensures that its customers get the best and the lowest rate of interest for their balance transfer facility and also provides a profitable opportunity to the applicant so that they can avail a top-up on their existing personal loan from any other bank or any NBFC. This loan is treated as an additional loan at the time of transferring your existing balance to Tata Capital. You can get top up on personal loan from Tata Capital once you have made regular repayments of at least 6 subsequent EMIs against the existing loan. The bank offers top-up loansat a relatively lesser rate of interest as that of your existing personal loan.
Tata Capital Personal Loan Status With Tata Capital, it is very easy to track the status of your personal loanapplication by taking a few simple steps. By visiting the web-site or through the mobile phone application, and login using your credentials such as your login id and password, going further one needs to enter the application number or the document number which is provided for the loan application. Going forward, the page shows the overall activity and the account summary, where one can easily track the loan application status, thus can know whether the loan has been approved, in process or is rejected.
Tata Capital Customer Care In case there is any concern, query or grievance regarding the personal loan application or disbursal of loan amount, one can reach out to the Tata Capital Customer Care toll-free number 1860 267 6060 at any time during Monday to Friday between 9 AM to 8 PM. However, one can also get in touch with the executives by writing an email to customercare@tatacapital.com, they possess a team of trained and efficient executives who can resolve most of your queries.
