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Bringing Democracy Home

Co-operative & Mutual Housing: models & opportunities Nic Bliss – CCH Chair All Party Group on Co-operatives & Mutuals – 9 th May 2012. Commission for Co-operative & Mutual Housing set up in 2008 report launch in 2009 with all party political support

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Bringing Democracy Home

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  1. Co-operative & Mutual Housing:models & opportunitiesNic Bliss – CCH ChairAll Party Group on Co-operatives & Mutuals – 9th May 2012

  2. Commission for Co-operative & Mutual Housing set up in 2008 • report launch in 2009 with all party political support • independent, & research & evidenced based Bringing Democracy Home “The UK needs to bring co-operative and mutual housing options into our national housing policies”

  3. the potential to respond to the needs and aspirations of ordinary people in an uncertain housing environment • above average levels of satisfaction Key conclusions • as good, if not better, performance information • wider individual and community benefits • sustainable communities that foster community capacity & local participatory democracy

  4. mutual models for large scale housing organisations (community gateway, community mutual & the “Rochdale” model) • developing tenant & community activity within housing organisations • sector driven approaches to ensuring effectiveness & strong “governance” • using existing assets to develop local and cross tenure co-operative and mutual housing Models & opportunities

  5. the Community Gateway model – enabling transfer of council housing to tenant members • commitment to enable active member involvement in decision-making both locally & landlord-wide • supported by lenders – eg. Preston Community Gateway & Bron Afon Community Housing • a culturally different approach that shows that it is possible to marry multi-million pound risk based approaches with developing tenant memberships • Rochdale - joint tenant & staff membership • was the Gateway culture infectious? Large scale mutuality in housing

  6. growing numbers of methods to ensure accountability to tenants • involvement in decision-making; shaping services; monitoring & scrutiny; resolving complaints • making the housing business more effective and delivering services tenants want The growth of tenant involvement

  7. sector led model to ensure accountability • Code of Governance for co-operative housing & international principles • accreditation framework to ensure standards Ensuring effectiveness

  8. various approaches to developing new cross tenure co-operative & mutual housing • Community Land Trusts – where land asset is used to develop housing and/or other community led activity (primarily rural) • Mutual Home Ownership – mutual forms of home ownership • Co-housing – intentional communities – often for elderly communities – primarily homeowners • housing co-operatives – rented housing through lease or management arrangements New co-operative & mutual housing?

  9. finance research • some limited small scale lending options • levering finance using existing housing assets • “warehousing” & large scale programme • working with the HCA in England • working with the WAG in Wales Finance!

  10. would Community Gateway be appropriate for the NIHE? If so, what would make it work for stakeholders and for lenders? • would offering new involvement options to social tenants in NI be helpful? Could this be done as a sector based approach? • could existing assets be used to develop new co-operative and mutual models? If so – what tenures and models? • is there interest in working with us on developing finance models? • can we help with any of the above? Questions?

  11. Co-operative & Mutual Housing:models & opportunitiesNic Bliss – CCH ChairAll Party Group on Co-operatives & Mutuals – 9th May 2012

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