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Implementation Models Initiation Assessment Mission. Kathmandu, Nepal, 2012. Synergies between the energy and financial sector. Base models (1). One Hand Model. MFI. Product supplier. Joint-Venture. Microenergy Operator. Microfinance Sustainable options for financing. Installation
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Implementation ModelsInitiation Assessment Mission Kathmandu, Nepal, 2012
Base models (1) One Hand Model MFI Product supplier Joint-Venture Microenergy Operator Microfinance Sustainable options for financing Installation Domestic service of the energy system Maintenance Attention to the client and solution of the problems Consumers / micro-entrepreneurs
Base models (2) Two Hand Model MFI Product supplier Contract Microfinance Sustainable options for financing Installation Domestic service of the energy system Maintenance Attention to the client and solution of the problems Consumers / micro-entrepreneurs
Current Operational Modalities 1. Vendor Financing Model (Biogas) 2. Wholesale Financing Approach 3. LFI Approach (Agent model) 4. Wholesale Lending Model for Micro Hydro (community) 5. Integrated Model for Incremental Improvements(Ghatta Model for water pumps) 6. Special Fund Model (dedicated to a particular technology)
Clean Development Bank – Biogas Vendor Model Governmental Donor- Level (macro) Intermediate Financial Level (meso) Service Provider (local) End-User (micro) Government AEPC Deprived Sector Lending Clean Development Bank Subsidy after Installation Wholesale Loan (Zero Bonds) Biogas Vendor (Installer) Garantor Shift of Loan to Customer after Inst. Biogas System Installments Customer
Clean Development Bank – SHS Wholesale Model Governmental Donor- Level (macro) Intermediate Financial Level (meso) Service Provider (local) End-User (micro) Government AEPC Deprived Sector Lending Clean Development Bank Subsidy after Installation Wholesale Loan (Zero Bonds) Sola Home Systems (Installer) SHS Cash Customer
AEPC SHS LFI Approach Governmental Donor- Level (macro) Intermediate Financial Level (meso) Service Provider (local) End-User (micro) AEPC List of pre-selected banks Urban Financial Institutions Subsidy after Installation Wholesale Loan (Zero Bonds) Local Financial Institution (LFI) SHS Supplier Due Dilligence Installments Solar Home System Customer
Wholesale Lending Model for Micro Hydro (community) Governmental Donor- Level (macro) Intermediate Financial Level (meso) Service Provider (local) End-User (micro) Government AEPC AEPC Deprived Sector Lending List of pre-selected banks Urban Financial Institutions Subsidy after Installation Wholesale Loan (Zero Bonds) Local Financial Institution Micro Hydro Supplier Payment Micro Hydor Plant Micro Loan Installments Community Customer Customer Customer
Integrated Model for Incremental Improvements(Ghatta Model for water pumps) Governmental Donor- Level (macro) Intermediate Financial Level (meso) Service Provider (local) End-User (micro) AEPC AEPC National Cooperative Bank Subsidy after Installation Wholesale Loan (Zero Bonds) Ghatta Cooperative (Local Financial Instit.) Improved Water Mill Supplier Payment Improved Water Mill Micro Loan Installments Community Customer Customer Customer
Special Fund Model (dedicated to a technology) Governmental Donor- Level (macro) Intermediate Financial Level (meso) Service Provider (local) End-User (micro) Biogas Support Fund AEPC Management Subsidy after Installation Shortlisted products Biogas Loan Biogas Supplier (Installer) Biogas Installments Customer