1 / 0

Credit Cards

Credit Cards. Credit Cards. The new normal President Obama signed the Credit CARD Act of 2009 into law May 22, 2009 But companies have adapted to the new rules in chameleon-style .

ina
Télécharger la présentation

Credit Cards

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Credit Cards

  2. Credit Cards The new normalPresident Obama signed the Credit CARD Act of 2009 into law May 22, 2009 But companies have adapted to the new rules in chameleon-style. Read more: http://www.creditcards.com/credit-card-news/help/what-the-new-credit-card-rules-mean-6000.phpCompare credit cards here - CreditCards.com
  3. Credit Cards Eight things you should know “universal default” FICO score No limit on late payment charges Read the fine print Minimum payments snare No federal limit on interest rates charged The real reasons for credit card debt There’s help
  4. Credit Cards Laws that protect consumers with credit The federal Fair Credit Reporting Act (FCRA) The Equal Credit Opportunity Act (ECOA) The Fair Debt Collection Practices Act (FDCPA)
  5. Credit Cards Dealing with debt collectors Fre-e-e-e Credit Report?
  6. Identity Theft How did this happen?
  7. Identity Theft Remember the 3 D’s
  8. Identity Theft What to do when your identity is stolen? 1. Place a fraud alert on your credit reports, and review your reports. two types of fraud alerts: an initial alert and an extended alert. 2. The Identity Theft Report 3. File a report with your local police or the police in the community where the identity theft took place. 4. File a complaint with the Federal Trade Commission.
  9. Identity Theft Next, Take Control--Staying Alert--Get Your Credit Report Helping others
More Related