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In the ever-evolving landscape of Indian finance, a new generation of leaders is stepping forward to shape the future of banking and digital finance. Among these emerging names is Jay Kotak, co-head of Kotak811, the digital banking initiative of Kotak Mahindra Bank. As the scion of one of Indiau2019s most respected banking families, Jay brings a combination of legacy, education, and a modern outlook to the financial world.<br><br>
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