Harness the Power of Vacation Incentives

1. Odenza Marketing Group… Harness the Power of Vacation Incentives www.odenza.com

2. Mortgage Centre needs… • To gain the competitive edge with an innovative and pioneering consumer program • To win new mortgage business and retain existing re-write business • A custom-designed marketing program for a variety of applications • Ease of use and redemption of travel incentives by your clients • Absolute assurance about the follow-through and quality of the chosen promotion The pressure is on!

3. Travel Rewards…the solution! • Travel has the highest ‘perceived value’ for time-challenged consumers • Unlike cash or discount rewards, travel is not redeemable against past debts • Unlike ‘hard goods’ which can be price-compared with ease, travel has a value to s the user that is immeasurable • In a world of stressed-out, overworked consumers, the mortgage business that offers a vacation as a reward, gains huge competitive advantage

4. How to apply Travel Rewards! # 1. A Closing Tool – the customer receives a reward when they sign #2. A Mortgage Renewal – rewarding loyal customersspacer spacer #3. Referral rewards – the Mortgage Centre customer refers a prospectsp

5. Selected Mortgage Centre vacations… FAMILY FUN VACATION $149.00 Bulk Orders $ 129.00 • 3 day/ 2 night hotel stay for 2 adults and 2 children • Golf and discount book • Over 500 destinations across North America • • Hotel Partners include; Holiday Inn, Ramada Inn and Fairfield Inn by Marriott * Hotel certificate valid for 12 months

6. More selected Mortgage Centre vacations… OCEAN ADVENTURE CRUISE $149.00 Bulk Orders $ 129.00 • A 4day/ 3night Carnival Cruise for 2 people • Choose from 3 different itineraries: MIAMI or PORT CANAVERAL to Nassau, Bahamas OR LOS ANGELES to Ensenada, Mexico • Port charges and airfare not included. • Cruises valid for up to 2 years (24 months)

7. More selected Mortgage Centre vacations… SIX SUNS VACATION $149.00 Bulk Orders $ 129.00 • A 5 day/ 4 night hotel stay • Luxury resorts • CHOICE OF 6 EXOTIC LOCATIONS: • • Cancun, Mexico • Puerto Plata, Dominican Republic • • Mazatlán, Mexico • • Cabo San Lucas, Mexico • • Puerto Vallarta, Mexico • • Acapulco, Mexico • Airfare not included • Valid for 18 months

8. Frequently Asked Questions • Q. Is there a minimum order quantity? • a. Yes, 10 per office • Q. What will my clients actually get? • a. Your clients receive a full-colour certificate which spells out what vacation they are entitled to • Q. Do my clients have to book through Odenza? • a. Yes, Odenza is a full-service in-house travel agency. • Q. Can Odenza book everything? • a. Yes, Odenza can book airfares, extra hotel nights, car rentals, travel insurance etc • Q. What sort of accommodation will be provided? • a. Our hotel partners include Holiday Inn, Ramada Inn, Fairfield Inn by Marriott • Q. What hotel destinations are included? • Over 500 destinations across North America – • as listed in the certificate

9. Frequently Asked Questions con’t… Q. Is my client responsible for extra charges? a. Yes, all vacation industry taxes and port charges are their responsibility Q. What do they get with a cruise? a. Cruises are all inclusive of accommodation, meals entertainment and use of on-board facilities Q. What are the port charges? a. Port charges on a a 4 day/3 night cruise are $118.00US per person Q. When can they go – any blackouts? a. Cruises depart year round. However, peak season surcharges may apply – off-peak season Sept-Feb Q. Is airfare included? a. No, think about using your points! Q. What are the expiry dates for these certs? a. Hotel – 12 months; Cruise – 24 months Q. Can I use more than one at a time? a. No, one per household in 12 month period

10. Mortgage Centre Experiences TESTIMONIAL: I am one of the fortunate customers of "The Mortgage Centre” that received a complimentary Carnival Cruise. I was quite delighted to hear the news from my mortgage broker Faye Walsh. Odenza travel associates were most helpful. The ship was absolutely fantastic, the food was more than a person could possibly wish for (I have never seen so much food in all of my life) and the service was above and beyond any of my expectations. Although the weather was not the greatest, the ship provided us with many other things to do. Our cabin was beautiful, although it was quite a walk to all of the other facilities on the boat. I would like to thank Odenza for all of their help along the way and thank the Mortgage Centre for giving us the opportunity. Thank you! Timothy Potvin ­­­­­­­­­­­­­­­­ ACTUAL SALES EXPERIENCE: These vacation incentives are really effective - I recently attended 6 open houses in one day, used the Vacation Incentives that I had purchased and closed 3, right then! Brian Pinkerton Brampton Mortgage Centre Mortgage Centre – User Testimonial These vacation incentives are really effective - I recently attended 6 open houses in one day, used the Vacation Incentives that I had purchased and closed 3, right then! Brian Pinkerton: Brampton Mortgage Centre:

11. Mortgage Centre Experiences TESTIMONIAL: Only one word to describe my experience with your travel group “Amazing”…Being in the sales industry for over a decade now, I am always so impressed with the quality of service from the Odenza staff. They made everything from booking, to re-arranging dates, to upgrading the hotel room, and simply returning my frantic phone calls, painless. On a humorous note, I had to cancel my plans a day prior to departure, due to a severe cold, imagine putting you all through that, then having to cancel it! Bonus for me, I didn’t lose my weekend or get to re-schedule it again, so beware…I’m coming back !!!! Again, thank-you for making a weekend trip so much fun! Cathy Dodd Royal LePage Royal City Realty

12. How to Place Your Order! • Each order should be a minimum of 10 certificates – you can mix and match • Simply e-mail your order direct to: bbullock@odenza.com call toll free 1-877-451-7245 ext 225 • Odenza sends your order to Mortgage Centre Head Office – they will ship and invoice you directly.