1 / 3

Best No Medical Exam Term/Whole Life Policy For Seniors Over 65 and 70

Shopping for life insurance can feel daunting, but donu2019t worry u2013 weu2019re here to help. In this post, weu2019ll break down the best no medical exam term/whole life policies for seniors over 65 and 70. Keep reading to learn more!

ketul1
Télécharger la présentation

Best No Medical Exam Term/Whole Life Policy For Seniors Over 65 and 70

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. www.ketulraval.com Best No Medical Exam Term/Whole Life Policy For Seniors Over 65 and 70 There are a lot of factors to consider when shopping for life insurance. Do you want a policy with no medical exam, or one that requires a physical? How much coverage do you need? What’s the best term length for your needs? And what company should you go with? Shopping for life insurance can feel daunting, but don’t worry –we’re here to help. In this post, we’ll break down the best no medical exam term/whole life policies for seniors over 65 and 70. Keep reading to learn more! What’s the Difference Between Term and Whole Life Insurance? There are a lot of factors to consider when shopping for life insurance. Do you want a policy with no medical exam, or one that requires a physical? How much coverage do you need? What’s the best term length for your needs? And what company should you go with? Shopping for life insurancecan feel daunting, but don’t worry –we’re here to help. In this post, we’ll break down the best no medical exam term/whole life policies for seniors over 65 and 70. Keep reading to learn more!

  2. What’s the Difference Between Term and Whole Life Insurance? The first thing you need to know is that there are two main types of life insurance: term and whole life. Term life insurance is temporary – it only covers you for a set period of time (usually 10-20 years). Whole life insurance, on the other hand, covers you for your entire life. Term life insurance is generally more affordable than whole life insurance, but it doesn’t build cash value like whole life does. Whole life insurance policies come with an investment component, which grows over time and can be used as a retirement fund or for other purposes. Now that we’ve clarified the difference between term and whole life insurance, let’s take a look at the best no medical exam policies for seniors over 65 and 70. Best No Medical Exam Term Life Insurance Policies for Seniors 1. AARP Term Life Insurance from New York Life AARP offers members a variety of benefits, including access to exclusive discounts and deals. One of these discounts is on term life insurance from New York Life. This policy does not require a medical exam, and it offers coverage up to $100,000. 2. State Farm Simple Issue Term Life Insurance State Farm’s Simple Issue Term Life Insurance policy is available to seniors ages 50-85. This policy does not require a medical exam, and it offers coverage up to $250,000. 3. American General Life Insurance Company Express Term life insurance This policy from American General Life Insurance Company is available to seniors ages 45-85. It does not require a medical exam, and it offers coverage up to $250,000. 4. Banner Life Direct Term life insurance Banner Life’s Direct Term life insurance policy is available to seniors ages 45- 85. It does not require a medical exam, and it offers coverage up to $300,000. 5. Lincoln Heritage Funeral Advantage Lincoln Heritage’s Funeral Advantagepolicy is designed specifically for seniors. It’s available to those ages 45-85, and it does not require a medical exam. This policy offers coverage up to $25,000.

  3. Best No Medical Exam Whole Life Insurance Policies for Seniors 1. New York Life New York Life’s whole life insurance policy does not require a medical exam, and it offers coverage up to $100,000. This policy also has a cash value component, which grows over time and can be used in retirement or for other purposes. 2. State Farm State Farm’s whole life insurance policy is available to seniors ages 50-85. It does not require a medical exam, and it offers coverage of up to $250,000. This policy also has a cash value component that grows over time. 3. American General Life Insurance Company American General Life Insurance Company’s whole life insurance policy is available to seniors ages 45-85. It does not require a medical exam, and it offers coverage of up to $250,000. This policy also has a cash value component that grows over time. 4. Banner Life Banner Life’s whole life insurance policy is available to seniors ages 45- 85. It does not require a medical exam, and it offers coverage of up to $300,000. This policy also has a cash value component that grows over time. 5. Lincoln Heritage Lincoln Heritage’s whole life insurance policy is designed specifically for seniors. It’s available to those ages 45-85, and it does not require a medical exam. This policy offers coverage of up to $25,000. It also has a cash value component that grows over time. Now that you know about the best no medical exam life insurance policies for seniors, be sure to compare different policies and companies before making a decision. And remember, always consult with a financial advisor to ensure that you’re making the best decision for your unique circumstances.

More Related