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DEPARTMENT OF COMPUTER SCIENCE

DEPARTMENT OF COMPUTER SCIENCE. PRESENTENTED TO: SIR MUHAMMAD IMRAN HANIF PRESENTED BY: MUHAMMAD FAISAL RAO BSIT-07-49 (2007-2011). PRESENTATION ON BUSINESS COMMUNICATION. HISTORY OF FAYSAL BANK.

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DEPARTMENT OF COMPUTER SCIENCE

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  1. DEPARTMENT OF COMPUTER SCIENCE PRESENTENTED TO: SIR MUHAMMAD IMRAN HANIF PRESENTED BY: MUHAMMAD FAISAL RAO BSIT-07-49 (2007-2011)

  2. PRESENTATION ON BUSINESS COMMUNICATION

  3. HISTORY OF FAYSAL BANK • In 1995 as a locally incorporated Pakistani bank under the present name of Faysal Bank Limited. • On January 1, 2002, Al Faysal Investment Bank Limited, another group entity in Pakistan, merged into Faysal Bank Limited.

  4. STRENGTH • It resulted in a larger, stronger and much more versatile institution. • In fact it has the highest share capital amongst private banks in Pakistan. • The largest in terms of equity

  5. INTRODUCTION TO FAYSAL BANK • Licensed by central bank of bahrain • Faysal Bank Limited is a full service banking institution. • Offering consumer, corporate and investment banking facilities to its customers.

  6. AREA’S OF FAYSAL BANK • The Bank’s widespread and growing network of branches in the four provinces of the country. • Azad Kashmir, together with its corporate offices in major cities, provides efficient services in.

  7. SHARE HOLDER • The majority share holding of Faysal Bank Limited is held by Ithmaar Bank

  8. OUR VISION • To be the bank of first choice with the highest ethical principles as our guiding force

  9. OUR MISSION • To excel in providing innovative, value based banking solutions to meet changing needs of customers and to strengthen the image of trust and reliability

  10. BOARD OF DIRECTORS • Ziad H. Rawashdeh Chairman • Naved A. Khan President & Chief Executive • Graham Roderick Walker Director • Mohammed A. Rehman Director • Sanaullah Qureshi Director • Shahid Ahmad Director • Tariq Iqbal Khan Director

  11. Consumer Loan • Auto Loan • Housing Loan • Faysal Finance( Personal Loan)

  12. House Financing • Repute of Customer • CIB Report (Credit Information Bearue) • Credit history of customer • Current borroying

  13. House Loan There are four types of house loan In Faysal Bank • Buy-A-Home • Home Renovation • Construction • Buy-A-Plot + Construction

  14. Housing Area • Planned and U-walled colony area is proffered • Inside city and gates there are no financing

  15. Terms • Valuation of Plot or house • Financing period Min 3 Years Max 20 Years • State Bank declarers 20 Years • Propose max 70% Finance of the value • 14%=IRR ( International Rate of Return) • Min loan amount is 1 Million & Max 50 Million

  16. Formal procedure of Loan • Min income level should be 35000 • Area of financing • Application form , other Document • Verification • Final approval for loan from Head office Karachi

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