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Top Money Saving Hacks

Top Money Saving Hacks. Do you look at your bank account at the end of every month and wonder where did all the funds disappear? Most of the times we end up spending more than what we have to on unnecessary things and. Try these tips to put more money in your pocket without too much muss or fuss.

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Top Money Saving Hacks

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  1. Top Money Saving Hacks

  2. Do you look at your bank account at the end of every month and wonder where did all the funds disappear? Most of the times we end up spending more than what we have to on unnecessary things and. Try these tips to put more money in your pocket without too much muss or fuss. 1. Fix a budget and stick to it 2. Window shop offline and shop online 3. Get Cash Back/Rewards credit cards 4. Set financial goals 5. Prepay loans 6. Go green 7. Watch the mobile phone usage 8. Start investing 9. Plan vacations ahead of time 10. Eat at home

  3. 1. Fix a budget and stick to it Fixing a budget is the first step towards financial planning and it is not that difficult. The tough part is sticking to it. You have to set limits on how much you will be spending on clothes, food, travel every month and stick to it. Most of the time it is the smaller bills that go unnoticed and add to the monthly spend. Prioritizing based on what is important will help you spend money on the right things. Always spend on the essentials before splurging. If you are having trouble keeping track of how much you spend, there are many apps that can help you. iExpense Diary is one such app that lets you enter your income and expenses and comes with a large number of categories you can sort your spending into. Another extremely useful app to have is MyUniverse, which can not only track your income and expenses but also investments, and it can integrate data from different banks as well. You can use the app to set up automatic payments for your phone bills and other utilities, and other recurring bills such as credit card bills.

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