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Discover the profound wisdom of investing through a biblical lens. This guide highlights successful individuals who began with limited resources and achieved greatness through disciplined investments. Learn essential biblical principles such as surety, risk, and diversification, along with the wrong reasons for investing. Gain insights into making sound decisions while avoiding common pitfalls like greed and ignorance. With practical tips for beginners and a focus on long-term growth, this resource aims to equip you for responsible financial management and fulfill your future family needs and kingdom purposes.
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Scripture abounds with examples of successful people who began with very limited resources & accomplished great things through intelligent & disciplined investment. God loves to see the multiplication. Zech 4:10 Job 8:7
WHY INVEST? • Multiply to give more • Luke 19:12-26 Biblical reasons to invest: • Meet future family needs • Prov 6:6-8 • Prov 21:20 • Further the Gospel & fund special needs • 1 Cor 16:1-2
3 IMPORTANT BIBLICAL PRINCIPLES FOR INVESTMENT • 1 • SURETY • To take on a contingent liability e.g. by co-signing for the debts of another person • Prov 17:18; Prov 20:16 2 RISK The greater the potential return, the greater the potential risk Prov 21:5; Prov 27:12 3 DIVERSIFICATION There are no sure things; diversification is essential to long-term stability Ecclesiastes 11:2
WRONG REASONS FOR INVESTING Slothfulness Prov 20:4 Greed The game of it Prov 16:2 Prov 28:6 Mat 5:29-30 Ego Prov 29:23
RISK & RETURN Don’t make quick decisions Ps 37:7 Don’t get involved with things you don’t understand Prov 24:3-4 1. GET RICH QUICK Prov 23:4-5 Don’t risk money you can’t afford to loose Ecc 5:14 2. DONT WAIT TOO LONG
3 EXCESSIVE RISK THROUGH IGNORANCE PROV 13:15 There is no honor in ignorance, provided you don’t choose to display it.
THE GOOD, THE BAD & THE UGLY PROV 18:15 “The mind of the prudent acquires knowledge, and the ear of the wise seeks knowledge” WORST INVESTMENTS 1 Commodities speculation 2 Precious metals 3 Gemstones 4 Coins
BEST INVESTMENTS 1. A home 2. Rental Properties 3. Mutual Funds / Unit Trusts 4. Insurance Products 5. Government Bonds
INVESTMENT “TIPS” FOR BEGINNERS 1 Buy quality 2 Diversify 3 Buy systematically 4 Use professional advice 5 Buy for the long term 6 Don’t fall in love with your stock 7 Keep your perspective There is an immense difference between investing, speculating & gambling
FINAL NOTE Proceed Positively Plan Purposefully Pursue Persistently Prepare Prayerfully