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SSDI AND SSI BENEFITS SEMINAR

Continuing Education & Professional Studies Office of the President Karla Perez Students in Transition. SSDI AND SSI BENEFITS SEMINAR. Eugenio María de Hostos Community College - 500 Grand Concourse, Bronx, NY 10451. What Can you Expect from this Seminar?. Answer Your Questions.

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SSDI AND SSI BENEFITS SEMINAR

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  1. Continuing Education & Professional Studies Office of the PresidentKarla Perez Students in Transition SSDI AND SSI BENEFITS SEMINAR Eugenio María de Hostos Community College - 500 Grand Concourse, Bronx, NY 10451

  2. What Can you Expect from this Seminar?

  3. Answer Your Questions • Will I lose my benefits? • Cash payments • Health care • How do I get the skills and experience I need? • What if I have to stop working?

  4. Reasons to Work • More income • Independence • Learn New Skills • Meet New People

  5. Disability Benefit Programs • Social Security Disability Insurance (SSDI) • Supplemental Security Income (SSI) • Both SSDI and SSI = Concurrent benefits

  6. How Social Security can help • Work Incentives (14 years +) • Ticket to Work (18 years or older)

  7. Work Incentivesare special rules to encourage people to join the labor force.

  8. Work Incentive Advantages • Provide the safety net so you can: • Try different jobs • Be trained • Build skills • Gain confidence • Learn a trade • Start a career

  9. SSDI vs SSI • SSDI = Social Security Disability Insurance one must pay into… • SSI = Supplemental Security Income Needs based, a form of federal welfare.

  10. SSDI Work Incentives

  11. SSDI for students • Students who have not worked may receive SSDI from someone else’s social security record. • a deceased parent • a disabled parent • a grandparent • a stepparent

  12. What happens if I go to work? A 9-month Trial Work Period ($720 per month) allows you to work and receive benefits. After TWP, additional 3 months (SGA, $1000 per month).

  13. What happens if I stop work after I complete my Trial Work Period? • Automatic reinstatement for the first 3 years • Additional 5 years of reinstatement if work stops and there is no medical improvement.

  14. What happens to Medicare if SSDI benefits stop? • Continues for at least 93 months after the Trial Work Period • After that you may be able to purchase Medicare coverage

  15. SSI Work Incentives

  16. Student Earned Income Exclusion (SEIE) • Student under the age of 22 years old. • A student can earn up to $1640 per month. • A student has a yearly limit of earnings of $6,600. • A student that remains within these guidelines will continue to receive their benefits check and their wages.

  17. Students that Work • Must report their earnings to their local field office every month or as suggested by their SSA field office. • Reporting must take place consistently, in order to avoid any over payments.

  18. How earnings affect SSI payments • SSA will count less than half of your earned income (formula). For example: • $885 in earned wages • SSI will only count $400 as income. • Certain impairment related work expenses can also be deducted from the gross wages.

  19. What happens if my earnings are so high that my SSI stops • Benefits can start again if you stop working or your earnings decrease. • If your earnings are so high that your SSI payments stop: • Medicaid continues if earnings are ($43,957) in 2010 • People with high medical costs can earn even more • Medicaid Buy In

  20. You may be eligible to do a a Plan to Achieve Self-Support (PASS) • PASS is a special savings account to help achieve a work goal. • A PASS can help pay for vocational training, tutoring or other expenses not covered by financial aid. • A PASS can also be used to purchase any educational materials such as books and a computer.

  21. CONTINUING DISABILITY REVIEW (CDR) • Every student will have a CDR when they turn 18 years old or prior to their 19th birthday. • The student will be evaluated and it will be determined if the individual is eligible for continued benefits as an adult. • If found ineligible the student may appeal.

  22. If a student gets both SSI & SSDI(concurrent) • All of the work incentives apply to you. • Talk to a work incentives specialist! • SSA.gov/workincentives

  23. SOCIAL SECURITY How do I continue to get the skills and experience I need?

  24. SOCIAL SECURITY Ticket to Work (18 years or older)

  25. What is a Ticket to Work? A ticket you can use to get free employment services

  26. Examples of Services • Skills testing • Interest testing • Resume preparation • Interviewing skills training • Job search & placement services • Work Incentives counseling • Job Coaching or other ongoing services

  27. Selecting an Employment Network to work for you(IE. VESID, CGS) • Did you feel welcome and comfortable? • How do they assign a counselor? • Did you develop the plan together? • Can you and your EN both follow through on the plan?

  28. Learn more about work incentives – talk to a CWIC Connect with your employment team – State VR or EN Stay positive; look for opportunities *MORE information at www.SSA.GOV Where to start? #1 #2 #3

  29. WIPA Service providers in NYC • Goodwill of Greater NY and Northern NJ, Inc. Brooklyn / Queens WIPA Queens Office—WIPA / WORK Advocate42-15 Crescent Street, Suite 401b Long Island City, NY 11101 ( 718) 786-2594 • Research Foundation for Mental Hygiene Staten Island / Manhattan WIPA Institute for Community Living, Inc. (ICL)40 Rector Street, 11th Floor New York, NY 10006 (212) 385-3030, ext. 3139

  30. Continuing Education & Professional Studies Office of the President Continuing Education & Professional Studies Office of the PresidentWORKINCENTIVES PLANNING ASSISTANCE (WIPA)Karla Perezkperez@hostos.cuny.edu718-518-6605 Eugenio María de Hostos Community College - 500 Grand Concourse, Bronx, NY 10451

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