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This comprehensive overview highlights innovative techniques for delivering and evaluating financial programs in New Zealand. It emphasizes the importance of effective regulation for a thriving economy and competitive markets, empowering consumers to exercise their market power. With a focus on consumer protection against fraud and scams, the initiatives aim to foster personal financial well-being through education in schools, workplaces, and communities. Key topics include investment strategies, budgeting, debt management, and enhancing financial literacy among New Zealand's diverse population.
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Innovative techniques for delivering & evaluating programmes
Efficient and effective regulation Thriving economy – competitive and efficient markets Consumers exercise market power Diversified market for financial products and services Consumer protection for fraud/scams Personal financial wellbeing for New Zealanders Financially literate population Trustworthy financial sector Security net welfare provision Contributors to personal financial wellbeing of New Zealanders
Schools Tertiary Community Workplace 60 plus Lifting the nation’s financial literacy
Hierarchy of financial education needs Specialist Derivatives Portfolio management Retirement drawdown Trusts Occasional Mortgages Workplace super Wills Investing Taxation Credit cards Consumer rights Insurance Everyday Debt management Inflation Saving Interest Spending Goal setting Budgeting Banking Net worth Income
Adults learn in different ways Seminars • Booklets Website
Investing Your investment profile Types of investment Advice checklist 8 rules for sorted investing
Evaluation and monitoring OECD INFE subgroup guidelines